
Cardiff By The Sea, California 92007
This New Construction Coastal Estate is a Strong Value Opportunity, listed at $4,550,000—positioned well below the $4,962,520 Fair Market Value by 8%. This valuation gap provides $412,520 in Instant Equity. Boasting a Condition Rating of 2, the property features a chef’s kitchen, panoramic ocean views from multiple rooftop decks, and a 1,091 SF detached ADU for rental income or guests. Located near the 10/10 rated Pacific Trails Middle School, it offers a premier lifestyle. This is an elite acquisition for Luxury Owner-Occupants or Multi-Generational Families.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 2052 Montgomery Avenue Subject | $4,550,000* List Price | 6 | 4 | 3,644 | $1,378 | - |
A 2258 Cambridge Ave Sold | $3,600,000 | 4 | 5 | 2,359 | $1,526 | 0.3 mi |
B 2262 Cambridge Ave Sold | $3,600,000 | 4 | 5 | 2,359 | $1,526 | 0.3 mi |
C 2313 Manchester Ave Pending | $3,195,000 List Price | 4 | 3 | 2,253 | $1,418 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
This is a brand-new 2025 construction featuring high-end coastal modern design. The property includes a chef's kitchen with natural stone countertops and integrated panel appliances, luxury bathrooms with contemporary tile work, wide-plank wood flooring, and premium architectural details throughout both the main house and the detached ADU.
Middle School: Pacific Trails Middle (10/10).
Situated in Cardiff’s iconic Walking District, this property offers rare panoramic ocean views from multiple levels, including private rooftop decks on both the main residence and the ADU.
The 1,091 SF detached 2-bedroom ADU provides exceptional versatility for rental income, multi-generational living, or a high-end home office, complete with its own expansive outdoor living space.
With a 3,644 SF total building footprint on a 5,000 SF lot, traditional yard space is minimal, as the design prioritizes vertical living and rooftop decks over garden area.
At a $4.55 million list price, the property sits at the top of the local market, which may limit the pool of qualified buyers and potentially extend the time on market.
Stunning new construction in Cardiff’s iconic Walking District! 2052 Montgomery Ave blends sophisticated coastal style with spacious modern living and panoramic ocean views. This thoughtfully designed 4 bedroom, 3 bathroom, 2553 SF home showcases refined architectural details and top-tier craftsmanship throughout. Glass doors open to a spacious view deck, while a private rooftop deck elevates the experience with even more spectacular coastal panoramas. At the heart of the home is a chef’s kitchen that blends style and function with striking natural stone countertops, custom wood cabinetry, built-in panel appliances, and a massive island with bar seating. The wide-open layout flows seamlessly into the dining area and living room, creating a light-filled, contemporary space with clean lines, warm finishes, and plenty of room to entertain. A beautifully appointed 2 bedroom, 1 bath detached, 1091 SF ADU adds flexibility—ideal for extended family, guests, rental income, or a private work-from-home space. The ADU also features its own expansive outdoor rooftop deck, creating an elevated sense of independence and comfort. With a finished 2-car garage, drought-tolerant landscaping, and exceptional attention to detail throughout, every inch of this property reflects quality craftsmanship and thoughtful design. Located just blocks from Cardiff’s charming town center, you’re minutes from Seaside Market, gourmet dining, boutique shopping, and some of North County’s best beaches and surf breaks. Whether you're grabbing morning coffee, biking the coast, or watching the sun dip into the Pacific, this home places you at the center of it all. A rare opportunity to own a brand-new, ocean-view property in one of San Diego’s most sought-after coastal communities.
No exterior & parking available.
Grades K-3 • 0.2 mi
Grades 3-6 • 0.7 mi
Grades 7-8 • 1.5 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 4.0 | 97% |
| Baths | 4.0 | 3.0 | 70% |
| Square foot | 3,644 | 2,158.5 | 93% |
| Lot Size | 5,000 | 6,266 | 43% |
| Price | $4.55M | $2.48M | 97% |
| Price per sq ft | $1.2K | $1.1K | 60% |
| Built year | 2025 | 1985 | 90% |
| HOA | $0 | $0 | 50% |
| Days on market | 33 | 166 | 17% |
Mar 20, 2026
$4,550,000
Initial Listing