20521 Montauk, Huntington Beach, California 92646, Huntington Beach, 92646 - 7 bed, 4 bath

20521 Montauk
Huntington Beach, California 92646
Property Price
SUMMARY
Analysis of 20521 Montauk, Huntington Beach, California 92646 is currently available with a list price of $2,800,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Huntington Beach Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1972, this property is explicitly marketed as a 'value-add opportunity' and a 'customization' project, indicating it has not undergone recent major renovations. While the home is currently occupied and functional, the interior photos show worn carpeting and dated fixtures. The listing's emphasis on 'modernization' and 'substantial capital investment' suggests that while the structure is sound, the finishes and systems are aged and show signs of being outdated, fitting the criteria for a fair condition score.
PROSSTRENGTHS & OPPORTUNITIES
- Rare High-Occupancy Configuration
Featuring an uncommon 7-bedroom layout, this property offers unparalleled flexibility for multigenerational living, large families, or high-yield rental potential in a coastal market.
- Substantial Interior Square Footage
At over 4,000 square feet, this residence is one of the largest in the neighborhood, providing expansive living areas and generous room dimensions that are difficult to find at this price point.
- Prime Cul-de-Sac Location
Situated on a quiet, low-traffic street in desirable South Huntington Beach, the home offers a safe and private setting just minutes from the beach and local amenities.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 7, other record bedroom count = 6.
- Limited Lot-to-House Ratio
The large 4,000+ square foot structure occupies a significant portion of the 5,400 square foot lot, resulting in a relatively small backyard for a home of this capacity.
- Need for Modernization
Built in 1972 and marketed as a customization opportunity, the home likely requires substantial capital investment to update interior finishes and systems to contemporary standards.
About 20521 Montauk
7 Beds | 4 Baths | ~4,043 Sq Ft | South Huntington Beach Welcome to this exceptionally spacious residence located in the heart of South Huntington Beach. Offering approximately 4,043 square feet of living space, this rare 7-bedroom, 4-bathroom home provides outstanding flexibility for multigenerational living, large households, home offices, or rental potential. Situated on a quiet cul-de-sac, the home features a functional and expansive floor plan with multiple living areas and generous room sizes throughout. With solid bones and a substantial footprint, this property presents an excellent value-add opportunity for buyers looking to customize or modernize a large home in a highly desirable coastal community. ? Interior Features: Approx. 4,043 sq ft of interior living space. 7 bedrooms / 4 bathrooms — rare configuration for the area; Multiple living and family rooms. Flexible layout ideal for home offices, guest suites, or extended family; Abundant natural light, Dedicated dining area, Spacious kitchen with expansion potential. Indoor laundry area, Ample storage Throughout. ?? Room Measurements (Approximate): (Buyer to verify): Primary Bedroom: ~16' x 18': Bedroom 2: ~12' x 14';Bedroom 3: ~12' x 13';Bedroom 4: ~11' x 12'; Bedroom 5: ~11' x 11'; Bedroom 6: ~10' x 12'; Bedroom 7 / Office: ~10' x 11'; Living Room: ~18' x 22'; Family Room: ~16' x 20';Dining Area: ~12' x 14';Kitchen: ~14' x 16'rage throughout/ ?? Exterior & Lot: Located on a quiet cul-de-sac. Approx. 5,400 sq ft lot. 2-car attached garage. Private backyard with room for outdoor entertaining, Excellent curb appeal with mature neighborhood setting. ?? Neighborhood & Lifestyle Highlights: Desirable South Huntington Beach location. Close to parks, shopping, dining, and schools. Easy access to freeways and major commuting routes. Minutes from coastal amenities and the beach lifestyle. Established neighborhood with strong long-term value. ?? Why This Home Stands Out: One of the largest homes in the neighborhood. Rare 7-bedroom configuration. Ideal for multigenerational living or high-occupancy use. Strong renovation upside in a premium location. Hard-to-find size and flexibility at this price point.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1972
- Lot Size
- 5,400 Sq. Ft.
Interior
- Total Bedrooms
- 7
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 7.0 | 4.0 | 99% |
| Baths | 4.0 | 3.0 | 92% |
| Square foot | 4,102 | 1,889.5 | 98% |
| Lot Size | 5,400 | 6,034.5 | 15% |
| Price | $2.80M | $1.50M | 98% |
| Price per sq ft | $683 | $801 | 23% |
| Built year | 1972 | 1968 | 76% |
| HOA | $0 | $0 | 50% |
| Days on market | 25 | 162 | 1% |
Pricing History
Listed for Sale
Feb 10, 2026
$2,800,000
Initial Listing
Sold
Jan 31, 2013
$750,000
Public Record
Sold
Jul 9, 2007
$893,000
Public Record




