20640 N 226TH Drive, Surprise, AZ 85387, Surprise, 85387 - 4 bed, 3 bath
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Surprise, AZ 85387
This Modern New Construction Home is a Prime Investment Opportunity, listed at $434,750—positioned well below the $445,108 Fair Market Value by 2%. This valuation gap provides $10,358 in Instant Equity alongside special rate financing incentives. Boasting a Mint Condition Rating, the 2025 build features a functional split floor plan, pocket office, and energy-efficient smart home systems. With mountain views and a cul-de-sac location, it offers a premium lifestyle. This is an exceptional acquisition for Owner-Occupants or first-time buyers seeking immediate value.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 20640 N 226TH Drive Subject | $434,750* List Price | 4 | 3 | 2,113 | $211 | - |
A 20622 N 226TH Lane Sold | $419,990 | 4 | 3 | 2,113 | $199 | 0.1 mi |
B 22579 W PONTIAC Drive Sold | $402,990 | 4 | 3 | 2,014 | $200 | 0.3 mi |
C 22360 W MONONA Lane Sold | $409,990 | 4 | 3 | 1,837 | $223 | 0.3 mi |
D 22665 W IRMA Lane Sold | $419,990 | 3 | 3 | 1,946 | $216 | 0.1 mi |
E 22963 W MONONA Lane Sold | $389,990 | 3 | 2 | 1,866 | $209 | 0.4 mi |
F 22956 W MONONA Lane Sold | $400,000 | 3 | 2 | 1,778 | $225 | 0.4 mi |
G 22645 W IRMA Lane Active | $427,990 List Price | 4 | 3 | 2,113 | $203 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Brand new 2025 construction in mint condition. Features modern kitchen and baths, energy-efficient smart home systems, and requires no maintenance.
The property offers special rate financing and significant buyer incentives, providing a substantial financial advantage in the current interest rate environment.
Built in 2025, this move-in ready smart home includes all major appliances—refrigerator, washer, and dryer—and energy-efficient features, eliminating immediate move-in costs.
The split floor plan is highly desirable, featuring a dedicated pocket office, a large breakfast island, and a cul-de-sac location that offers enhanced privacy and safety.
Located in the far northwest valley of Surprise, the property may result in lengthy commute times for those working in central Phoenix or the East Valley.
At 6,770 square feet, the lot size is relatively modest for a four-bedroom home, which may limit options for extensive outdoor landscaping or large private play areas.
Move-in ready home with SPECIAL RATE FINANCING available! This beautiful four-bedroom split floor plan home is located on a Cul-de-sac lot with spacious kitchen, dining and living area, great for entertaining! Walk in pantry, pocket office, large breakfast island and more! Washer, dryer, fridge included! This smart home is energy efficient with video doorbell, 8ft garage doors, multiple parks, playgrounds, basketball, pickleball and mountain views! Come see it today and ask about our great incentives!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 67% |
| Baths | 3.0 | 2.0 | 53% |
| Square foot | 2,113 | 1,992 | 59% |
| Lot Size | 6,770 | 6,965 | 44% |
| Price | $434.8K | $400.0K | 62% |
| Price per sq ft | $206 | $216 | 44% |
| Built year | 2025 | 2021 | 58% |
| HOA | $107 | $108 | 50% |
| Days on market | 55 | 264 | 0% |
Apr 18, 2026
$434,750
$434,990
+0% Price Increase
Initial Listing
Feb 26, 2026
$434,990
Initial Listing