207 W Moraga Street, Tracy, CA 95391, Tracy, 95391 - 3 bed, 3 bath

207 W Moraga Street
Tracy, CA 95391
Property Price
SUMMARY
Analysis of 207 W Moraga Street, Tracy, CA 95391 reveals a property with a current list price of $740,000, which is 3% above the estimated $713,063 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Tracy Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 207 W Moraga Street Subject | $740,000* List Price | 3 | 3 | 1,869 | $382 | - |
A 306 W Alameda Drive Sold | $791,000 | 3 | 3 | 1,999 | $396 | 0.3 mi |
B 174 W Las Tablas Way Sold | $740,000 | 3 | 3 | 1,957 | $378 | 0.2 mi |
C 464 W Callado Court Sold | $785,000 | 3 | 3 | 2,037 | $385 | 0.5 mi |
D 431 N Lafayette Court Active | $730,000 List Price | 3 | 3 | 1,730 | $422 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property, built in 2008, is 16 years old, fitting the 'Good' category's age range. It is move-in ready with fresh paint and durable tile/laminate flooring throughout. The kitchen features granite countertops, wood cabinets, and a mix of stainless steel and white appliances, which are functional and well-maintained, though not extensively renovated to a modern standard. Bathrooms are clean and in good condition. All major systems appear functional with minimal wear and tear, requiring no immediate renovations.
PROSSTRENGTHS & OPPORTUNITIES
- Desirable Location & Community Amenities
Situated on a charming corner lot in a sought-after Mountain House neighborhood, offering walking distance to Altamont Park and a TK-8 school, ideal for families.
- Excellent Curb Appeal & First Impression
Features a welcoming covered porch, extended driveway, and mature trees, creating an inviting and well-maintained exterior.
- Modern & Functional Interior Design
Boasts an open-concept living area with a fireplace, a neutral palette, an updated kitchen with granite countertops and an eat-up island, fresh paint, and durable tile/laminate flooring.
CONSRISKS & DEFICIENCIES
- Absence of Explicit Cooling System
The property description highlights a fireplace but does not mention a cooling system, which could be a significant drawback during Tracy's hot summer months.
- All Bedrooms on Upper Level
While efficient, the layout with all bedrooms upstairs may not suit all buyer preferences, particularly those desiring a ground-floor bedroom or with mobility considerations.
- Recurring Association Fees
The presence of a $145 monthly association fee adds an ongoing cost to homeownership, which some buyers may find undesirable.
About 207 W Moraga Street
This charming corner lot home is located in a desirable Mountain House neighborhood just a short walk from Altamont Park and the TK-8 school. A warm and welcoming covered porch overlooks the extended driveway, with mature trees enhancing the inviting first impression. Inside, the open-concept living area features a cozy fireplace and a neutral color palette that effortlessly compliments any decor. The kitchen offers a functional eat-up island, granite countertops, and generous pantry storage. Fresh paint throughout pairs with durable tile and laminate flooring for easy maintenance. All bedrooms are conveniently located upstairs, along with a laundry room equipped with upper cabinets for added storage. A versatile tech niche at the stair landing provides the perfect spot for homework, remote work, or everyday browsing. The primary suite includes dual sinks, a soaking tub, and a spacious walk-in closet. Outside, the ample low-maintenance backyard features updated fencing, and an expansive concrete patio for outdoor enjoyment with minimal upkeep.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2008
- Lot Size
- 5,123 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $145 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 4.0 | 23% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,869 | 2,395 | 13% |
| Lot Size | 5,123 | 5,126 | 50% |
| Price | $740.0K | $844.0K | 31% |
| Price per sq ft | $396 | $360 | 78% |
| Built year | 2008 | 2019 | 28% |
| HOA | $145 | $0 | 97% |
| Days on market | 91 | 192 | 8% |
Pricing History
Listed for Sale
Dec 6, 2025
$740,000
Initial Listing






















































