207 W Moraga Street, Tracy, CA 95391, Tracy, 95391 - 3 bed, 3 bath

207 W Moraga Street, Tracy, CA 95391 home-pic-0

207 W Moraga Street

Tracy, CA 95391

ACTIVE
CONDITION: GOOD
3Beds
3Baths
1,869Sq Ft
5,123Lot Size

Property Price

LIST PRICE$740,000
EST. MARKET VALUE
$713,063
3% AboveMARKET VALUE

SUMMARY

Analysis of 207 W Moraga Street, Tracy, CA 95391 reveals a property with a current list price of $740,000, which is 3% above the estimated $713,063 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Tracy Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$713,063
Based on Realkey algorithm analyzing recent comparable sales in Tracy.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
207 W Moraga Street
Subject
$740,000*
List Price
331,869$382-
A
306 W Alameda Drive
Sold
$791,000331,999$3960.3 mi
B
174 W Las Tablas Way
Sold
$740,000331,957$3780.2 mi
C
464 W Callado Court
Sold
$785,000332,037$3850.5 mi
D
431 N Lafayette Court
Active
$730,000
List Price
331,730$4220.0 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property, built in 2008, is 16 years old, fitting the 'Good' category's age range. It is move-in ready with fresh paint and durable tile/laminate flooring throughout. The kitchen features granite countertops, wood cabinets, and a mix of stainless steel and white appliances, which are functional and well-maintained, though not extensively renovated to a modern standard. Bathrooms are clean and in good condition. All major systems appear functional with minimal wear and tear, requiring no immediate renovations.

PROSSTRENGTHS & OPPORTUNITIES

  • Desirable Location & Community Amenities

    Situated on a charming corner lot in a sought-after Mountain House neighborhood, offering walking distance to Altamont Park and a TK-8 school, ideal for families.

  • Excellent Curb Appeal & First Impression

    Features a welcoming covered porch, extended driveway, and mature trees, creating an inviting and well-maintained exterior.

  • Modern & Functional Interior Design

    Boasts an open-concept living area with a fireplace, a neutral palette, an updated kitchen with granite countertops and an eat-up island, fresh paint, and durable tile/laminate flooring.

CONSRISKS & DEFICIENCIES

  • Absence of Explicit Cooling System

    The property description highlights a fireplace but does not mention a cooling system, which could be a significant drawback during Tracy's hot summer months.

  • All Bedrooms on Upper Level

    While efficient, the layout with all bedrooms upstairs may not suit all buyer preferences, particularly those desiring a ground-floor bedroom or with mobility considerations.

  • Recurring Association Fees

    The presence of a $145 monthly association fee adds an ongoing cost to homeownership, which some buyers may find undesirable.

About 207 W Moraga Street

This charming corner lot home is located in a desirable Mountain House neighborhood just a short walk from Altamont Park and the TK-8 school. A warm and welcoming covered porch overlooks the extended driveway, with mature trees enhancing the inviting first impression. Inside, the open-concept living area features a cozy fireplace and a neutral color palette that effortlessly compliments any decor. The kitchen offers a functional eat-up island, granite countertops, and generous pantry storage. Fresh paint throughout pairs with durable tile and laminate flooring for easy maintenance. All bedrooms are conveniently located upstairs, along with a laundry room equipped with upper cabinets for added storage. A versatile tech niche at the stair landing provides the perfect spot for homework, remote work, or everyday browsing. The primary suite includes dual sinks, a soaking tub, and a spacious walk-in closet. Outside, the ample low-maintenance backyard features updated fencing, and an expansive concrete patio for outdoor enjoyment with minimal upkeep.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
2008
Lot Size
5,123 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$145 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.04.0
23%
Baths3.03.0
50%
Square foot1,8692,395
13%
Lot Size5,1235,126
50%
Price$740.0K$844.0K
31%
Price per sq ft$396$360
78%
Built year20082019
28%
HOA$145$0
97%
Days on market91192
8%

Pricing History

Listed for Sale

Dec 6, 2025

$740,000

Initial Listing

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