20812 4th Street 6, Saratoga, California 95070, Saratoga, 95070 - 2 bed, 2 bath

20812 4th Street 6
Saratoga, California 95070
Property Price
SUMMARY
Analysis of 20812 4th Street 6, Saratoga, California 95070 is currently available with a list price of $899,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Saratoga Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
The property has undergone an extensive recent renovation that meets modern quality standards. Key updates include new vinyl plank flooring and recessed lighting throughout, a kitchen with new quartz countertops and sink, and fully updated bathrooms with new vanities and fixtures. The addition of a new electrical subpanel and an in-unit washer/dryer, combined with the 'newly' and 'recent' nature of the improvements, qualifies it for the excellent category despite the 1970 build year.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Foothill Elementary School (9/10). Middle School: Redwood Middle School (9/10). High School: Los Gatos High School (10/10).
- Premier Location and Schools
Situated steps from the vibrant Saratoga Village, this property offers unparalleled access to world-class dining and shopping, along with enrollment in top-tier, award-winning Saratoga schools.
- Extensive Modern Upgrades
The interior has been comprehensively renovated with high-end finishes, including quartz countertops, new vinyl plank flooring, recessed lighting, and the rare addition of an in-unit washer and dryer.
CONSRISKS & DEFICIENCIES
- High Monthly HOA Dues
The association fee of $690 per month is a significant recurring expense that may impact the overall affordability and debt-to-income ratio for potential buyers.
- Aging Building Infrastructure
Constructed in 1970, the property may face challenges associated with older building standards and potential future assessments for community-wide infrastructure repairs.
About 20812 4th Street 6
Extensively updated, upstairs condo steps from vibrant Saratoga Village. Award-winning Saratoga schools! Spacious rooms. Many recent improvements: newly added in-unit washer and dryer, new vinyl plank flooring and recessed lights throughout, kitchen with new sink and quartz countertops atop freshly painted cabinets, and beautifully updated bathrooms with new vanities, counters, sinks, hardware, mirrors, and lighting. New electrical subpanel, too! Flip a switch to enjoy the cozy living room fireplace. The living room and both dining spaces overlook the lush greenbelt with views of tranquil Saratoga Creek. The formal dining area and living room open to a large private balcony. The Gatehouse gated community amenities include sparkling pool, hot tub, clubhouse, game room, bike racks, and landscaped greenbelts with water features. Ideal location close to Wildwood Park, shopping, dining, wine tasting, art and entertainment, and easy access to commuter routes, such as Hwy 85. Most scenic views in the Gatehouse community!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1970
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $690.0 / Month
Neighborhood Insights
Saratoga Unified Schools
Saratoga Elementary School
Grades K-5 • 0.2 mi
Foothill Elementary School
Grades K-5 • 0.6 mi
Argonaut Elementary School
Grades K-5 • 1.5 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,158 | 1,218 | 43% |
| Lot Size | - | - | 50% |
| Price | $899.0K | $960.0K | 43% |
| Price per sq ft | $776 | $830 | 14% |
| Built year | 1970 | 1972 | 29% |
| HOA | $690.0 | $687 | 57% |
| Days on market | 40 | 124 | 14% |
Pricing History
Listed for Sale
Feb 27, 2026
$899,000
$950,000
-5% Price Drop
Initial Listing
Price Change
Jan 26, 2026
$950,000
Initial Listing
Sold
May 30, 2014
$645,000
Public Record





































