
San Francisco, CA 94110
This Contemporary Single Family Residence is a High-Potential Investment Opportunity, listed at $2,895,000—positioned well below the $3,581,151 Fair Market Value by 19%. This valuation gap offers $686,151 in Instant Equity. Featuring an Excellent Condition Rating, the home boasts Panoramic City Views, a Chef's Kitchen, and a Luxurious Primary Suite. With its modern infrastructure and prime Bernal Heights location, this property is an ideal acquisition for Owner-Occupants seeking a turnkey lifestyle or Sophisticated Investors looking for significant immediate value.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 209 Montcalm Subject 3 bd · 3 ba · 2,432 sqft · $1,473 | $2,895,000* List Price | 3 | 3 | 2,432 | $1,473 | - |
A 175 Brewster Street Sold 3 bd · 4 ba · 2,356 sqft · $1,284 · 0.2 mi | $3,025,000 | 3 | 4 | 2,356 | $1,284 | 0.2 mi |
B 55 Coleridge Street Sold 4 bd · 3 ba · 2,420 sqft · $930 · 0.6 mi | $2,250,000 | 4 | 3 | 2,420 | $930 | 0.6 mi |
C 4 Wright Street Sold 4 bd · 4 ba · 2,263 sqft · $1,072 · 0.2 mi | $2,425,000 | 4 | 4 | 2,263 | $1,072 | 0.2 mi |
D 3020 25th Street Sold 4 bd · 4 ba · 2,779 sqft · $1,107 · 0.4 mi | $3,075,000 | 4 | 4 | 2,779 | $1,107 | 0.4 mi |
E 29 Joy Street Sold 3 bd · 4 ba · 2,455 sqft · $1,273 · 0.1 mi | $3,125,000 | 3 | 4 | 2,455 | $1,273 | 0.1 mi |
F 3338 23rd Street Sold 3 bd · 3 ba · 2,245 sqft · $1,249 · 0.8 mi | $2,805,000 | 3 | 3 | 2,245 | $1,249 | 0.8 mi |
G 506 Ellsworth Street Sold 3 bd · 3 ba · 1,990 sqft · $1,307 · 0.7 mi | $2,600,000 | 3 | 3 | 1,990 | $1,307 | 0.7 mi |
H 283 Richland Avenue Sold 3 bd · 3 ba · 2,002 sqft · $1,361 · 1.0 mi | $2,725,000 | 3 | 3 | 2,002 | $1,361 | 1.0 mi |
I 25 Elsie Street Pending 3 bd · 3 ba · 2,361 sqft · $1,269 · 0.5 mi | $2,995,000 List Price | 3 | 3 | 2,361 | $1,269 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1997, the property has undergone a high-end modern renovation within the last 5 years. The kitchen features contemporary two-tone cabinetry, quartz waterfall countertops, and premium Viking/Bosch appliances. The primary bath includes a modern spa-style wet room, and the home is equipped with updated systems including EV charging. The interior finishes, hardwood floors, and exterior are in mint condition.
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
The property offers breathtaking, unobstructed views of the Downtown San Francisco skyline and cityscape from all three levels, a premium feature that significantly enhances its market appeal.
Occupying its own private level, the primary suite features a wood-burning fireplace with Carrara marble, a private deck, and a spa-inspired wet room, providing an exceptional high-end living experience.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2432, other record living area = 2114.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 1751, living area = 2432.
The immediate neighborhood public schools carry lower performance ratings, which may be a deterrent for families prioritizing top-tier educational districts.
Perched on the desirable north slope of Bernal Heights, 209 Montcalm showcases 2432 SF of sophisticated living across three levels, each capturing sweeping panoramic views of Downtown San Francisco and the cityscape beyond. This distinctive contemporary three-bedroom, two-and-a-half-bath home offers thoughtfully designed living space, with dramatic scale and an effortless sense of privacy. The main living level is an entertainer's dream, featuring an expansive open-concept living and dining area with dramatic views anchored by a sophisticated chef's kitchen with custom cabinetry, quartz countertops, premium stainless-steel appliances, and a generous breakfast bar. An adjoining breakfast area, framed by skylights and floor-to-ceiling windows, overlooks the lushly landscaped garden and creates a seamless connection between the interior and outdoors. The luxurious primary suite occupies its own private level and is a true retreat, featuring a wood-burning fireplace with an elegant Carrara marble surround, a private deck, and spectacular panoramic views extending across the city and beyond. The spa-inspired primary bath offers a generous glass-enclosed wet room with a soaking tub and custom finishes. Two additional bedrooms share a private balcony and beautifully appointed bath, offering comfortable accommodations for family and guests, with the flexibility to create a dedicated home office. Throughout the residence, abundant natural light, generous windows, skylights, and thoughtfully considered architectural details create an atmosphere that is both inviting and refined. Direct interior access to the spacious two-car garage, complete with built-in storage and electric vehicle charging, adds an exceptional level of everyday convenience. Conveniently located near Precita Park and Cortland Avenue with their shops, cafes and restaurants and with easy access to Cortland Avenue, Bernal Summit, the Mission, and close proximity to Highways 101 and 280 this is modern San Francisco living elevated.
No exterior & parking available.
Grades K-5 • 0.3 mi
Grades K-5 • 0.4 mi
Grades K-5 • 0.7 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 3.0 | 2.0 |
| Square foot | 2,432 | 1,757.739 |
| Lot Size | 1,751 | 2,673.006 |
| Price | $2.90M | $1.97M |
| Price per sq ft | $1.2K | $1.2K |
| Built year | 1997 | 1931 |
| HOA | $0 | $176 |
| Days on market | 30 | 45 |
Sep 24, 2026
$2,895,000
Initial Listing
Oct 26, 2021
$2,850,000
Public Record
Jul 25, 2018
$2,506,000
Public Record
Dec 31, 1997
$525,000
Public Record
Mar 12, 1996
$75,000
Public Record
Dec 12, 1994
$71,000
Public Record