*Using preferred lender up to 1% lender credit towards rate. Welcome to a spacious and versatile home designed to adapt to the way you live, work, and entertain. The flexible floor plan features three bedrooms with the potential for up to five, offering plenty of options for home offices, a guest room, fitness space, or multigenerational living. The open-concept design is ideal for everyday living, holiday gatherings, and hosting friends. A distinctive dining and wine room adds character, while the expansive loft provides even more flexible space for work, relaxation, or future bedrooms. The private primary suite feels like a true retreat, with French doors opening to a balcony overlooking a peaceful grove of mature oak trees the perfect setting for morning coffee, an evening glass of wine, or simply enjoying the view. Recent improvements include a BRAND NEW HVAC system with a Warranty. Prior to new HVAC system the seller reports an average PG&E bill of approximately $231 per month (usage and costs vary). Low Mello-Roos adds to the home's appeal & affordability. Located just minutes from historic downtown Lincoln, the home offers convenient access to local restaurants, wineries, shopping, community events, parks, and walking trails. Sacramento International Airport is approximately 30 minutes away, providing a wonderful combination of peaceful surroundings and everyday convenience.