2098 Oxford Avenue, Cambria, California 93428, Cambria, 93428 - 3 bed, 3 bath
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Cambria, California 93428
This property presents a High-Potential Investment Opportunity with a List Price of $1,249,000—positioned well above the $1,063,862 Fair Market Value by 17%. While the price reflects a premium, the Unblockable Ocean Views and significant privacy provided by surrounding vacant lots offer rare long-term value. The home maintains a Condition Rating of 5, indicating a need for modernization. This is an ideal project for Value-Add Investors or Owner-Occupants looking to renovate a coastal asset with a functional, multi-level floor plan.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 2098 Oxford Avenue Subject | $1,249,000* List Price | 3 | 3 | 1,792 | $594 | - |
A 2140 Benson Active | $1,207,000 List Price | 3 | 3 | 1,627 | $742 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is extensive renovation needed.
The property was built in 1986 (38 years old) and appears to have original kitchen and bathroom finishes. The kitchen features dated oak cabinetry, laminate countertops with wood edging, and fluorescent light boxes which are significantly past their design life. While the home is well-maintained and features some newer flooring, the >30 year age without major renovations classifies it as needing a full rehab to meet modern standards.
The property features rare, protected ocean views looking down a 'paper street' toward Harvey Beach, visible from both upstairs primary suites and the main living area.
Situated with vacant lots on both sides and to the west, this home offers a significant sense of seclusion and space rarely found in the Lodge Hill subdivision.
The layout supports single-level living with a main-floor bedroom and bath, complemented by dual upstairs suites and extensive storage space under the house.
Built in 1986, the home may require cosmetic updates or modern system upgrades to meet the expectations of buyers at this price point.
The local elementary school carries a lower rating of 4, which could be a consideration for families prioritizing top-tier primary education.
Enjoy unblockable ocean views from BOTH primary upstairs bedrooms which lead out onto a large deck looking straight down a “paper street” to the Pacific Ocean at Harvey Beach. Downstairs allows for single level living, as there is a bedroom and a bath, plus the kitchen, dining and living rooms. Off of the living room is a big sun deck, with more great ocean views. The vacant lots to both sides AND to the west give this house a greater feeling of privacy. Additional amenities include a two car garage with additional space for the laundry area, with lots of storage available both in the garage and underneath the house.
No exterior & parking available.
Grades K-5 • 1.3 mi
Grades 6-8 • 1.3 mi
Grades 9-12 • 4.2 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,792 | 1,654 | 60% |
| Lot Size | 5,300 | 5,600 | 49% |
| Price | $1.25M | $1.12M | 56% |
| Price per sq ft | $697 | $667 | 53% |
| Built year | 1986 | 1982 | 64% |
| HOA | $0 | $0 | 50% |
| Days on market | 17 | 181 | 2% |
May 20, 2026
$1,249,000
Initial Listing
Dec 13, 2012
$645,000
Public Record
Jul 19, 2002
$535,000
Public Record