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21 River Bluff Lane, Carmichael, CA 95608, Carmichael, 95608 - 2 bed, 3 bath

21 River Bluff Lane, Carmichael, CA 95608 home-pic-0
ACTIVE$898,000
21 River Bluff Lane, Carmichael, CA 95608
2Beds
3Baths
3,071Sqft
2,614Lot
Year Built
1984
Close
-
List price
$898K
Original List price
-
Price/Sqft
$292
HOA
$517
Days on market
-
Sold On
-
MLS number
225105523
Home ConditionFair
Features
Deck
View-

About this home

We found 4 Cons,5 Pros. Rank: price - $898.0K(90th), sqft - 3071(90th), beds - 2(6th), baths - 3(63th).

Seller willing to pay one year of HOA dues! Premier bluff lot in Carmichael's prestigious Riverwood community. This custom home was built by Lewis and Bristow complete with soaring ceilings, hardwood floors and a unique design to allow light. There are two large bedrooms each with ensuite bathrooms. The main living area is upstairs and includes a large kitchen, dining room, living room and an office area with expansive bookcases that could be used as an additional bedroom. The full upstairs bathroom is bathed in Italian tile. Up the spiral staircase is a large loft area. The back decks have recently been replaced and painted. The house was home to the original owners and is situated near the upper pool. The finished garage was designed hold three cars and work area.

Nearby schools

7/10
Mary Deterding Elementary School
Public,•K-6•1.2mi
7/10
Harry Dewey Fundamental Elementary School
Public,•K-6•3.6mi
4/10
John Barrett Middle School
Public,•6-8•2.6mi
5/10
Del Campo High School
Public,•9-12•3.6mi

Price History

Date
Event
Price
08/13/25
Price Change
$898,000
Condition Rating
Fair
Built in 1984, this property is well-maintained but shows significant signs of being outdated in key areas. The kitchen features original or very dated oak cabinets, white tile backsplash, white countertops, and a dated fluorescent ceiling light panel. Bathrooms also present with small white tiles, gold-tone fixtures, and dated wallpaper/vanities. While some areas like the living/dining room have been updated with modern light fixtures and hardwood floors, and the decks were recently replaced, the core elements of the kitchen and bathrooms require substantial cosmetic updates to meet current standards.
Pros & Cons

Pros

Prime Location & Community: Premier bluff lot within Carmichael's prestigious Riverwood community, offering a desirable address and setting.
Custom Design & Quality Finishes: Custom-built by Lewis and Bristow, featuring soaring ceilings, hardwood floors, a unique design for natural light, and Italian tile in bathrooms.
Expansive & Flexible Living Space: Generous 3071 sqft with large main living areas, an office convertible to a third bedroom, and a spacious loft area, providing versatile living options.
Recent Exterior Upgrades & Amenities: Recently replaced and painted back decks, convenient access to the community's upper pool, and a finished three-car garage with a dedicated work area.
Buyer Incentive: Seller is offering to pay one year of HOA dues, providing a significant financial benefit to the buyer upon purchase.

Cons

Low Available Lot Utilization: The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2614, living area = 3071.
High Monthly HOA Dues: The substantial monthly association fee of $517, despite the seller's initial contribution, represents a significant ongoing cost.
Limited Dedicated Bedrooms: For a 3071 sqft home, the property offers only two dedicated bedrooms, which may not suit larger families or those requiring more private sleeping quarters.
Small Lot Size: The 2,614 sqft lot is relatively small for a home of this square footage, potentially limiting private outdoor living space.

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