
Chula Vista, California 91915
This Modern Townhouse in the Millenia community represents a Prime Investment Opportunity, listed at $639,000—positioned well below the $657,263 Fair Market Value by 2%. This valuation gap provides $18,263 in Instant Equity. Featuring an Excellent Condition Rating, this 2019 build includes smart appliances, quartz counters, and a rare assumable 3.375% VA loan. With its proximity to top-rated schools and premium amenities, this property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a turnkey, high-efficiency residence.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 2137 Stellar Way 4 Subject | $639,000* List Price | 3 | 3 | 1,430 | $460 | - |
A 1842 Observation Way Sold | $725,000 | 3 | 3 | 1,430 | $507 | 0.0 mi |
B 1980 Affinity Lane Sold | $676,777 | 3 | 3 | 1,616 | $419 | 0.2 mi |
C 2080 Tango Loop 1 Sold | $760,000 | 4 | 3 | 1,687 | $451 | 0.1 mi |
D 2394 Element Way 2 Sold | $710,000 | 3 | 3 | 1,475 | $481 | - |
E 1956 Pavilion Ln Sold | $700,000 | 4 | 4 | 1,819 | $385 | 0.3 mi |
F 1978 Edison Court Pending | $599,000 List Price | 2 | 3 | 1,215 | $493 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2019, this property is less than 10 years old and remains in mint condition. The kitchen and bathrooms feature modern quartz countertops and shaker-style cabinetry, while the systems are up-to-date with a tankless water heater and smart appliances, requiring no maintenance.
The property features a rare assumable VA loan at a 3.375% interest rate, providing a massive financial advantage and monthly savings in the current high-interest market.
Built in 2019, this unit offers contemporary finishes including quartz countertops, smart appliances, luxury plank flooring, and energy-efficient features like a tankless water heater.
Located in the highly desirable Millenia community, the home is within walking distance to Otay Ranch Mall, top-rated schools, and extensive community amenities including pools and dog parks.
The monthly HOA fee of $520 is relatively high, which significantly increases the recurring carrying costs and may impact the purchasing power of some buyers.
The multi-level design with all bedrooms situated on the upper floor may be a drawback for buyers seeking single-level accessibility or a ground-floor bedroom option.
Don’t miss a chance to see this rarely available unit in the highly sought-after Milenia community. This newly built condo with a two-car garage features a large open concept plan with a dining room, a living room, a kitchen and a half bathroom. The spacious kitchen offers quartz counters, shaker-style cabinets, a breakfast island and smart appliances. In the living room, the balcony introduces abundant natural light to the living areas. All bedrooms can be found on the upper level. The primary bedroom features its own en suite bathroom and a walk-in closet. Bedrooms two and three share a bathroom in the hallway, along with a full-size laundry. Dual pane windows, luxury plank flooring, new carpet, plantation shutters, a tankless water heater and much more are some upgrades. Take advantage of the community pool, parks, dog parks and much more. Centrally located within a short distance from Otay Ranch Mall, freeways and top-rated schools. Property has an assumable VA loan at 3.375%
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 1,430 | 1,457 |
| Lot Size | - | 165,685 |
| Price | $639.0K | $682.9K |
| Price per sq ft | $447 | $450 |
| Built year | 2019 | 2013 |
| HOA | $520.0 | $331 |
| Days on market | 30 | 51 |
Jun 22, 2026
$639,000
Initial Listing
Jun 27, 2019
$428,000
Public Record