2142 Harborage Way, Oakley, California 94561, Oakley, 94561 - 4 bed, 3 bath
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2142 Harborage Way
Oakley, California 94561
ACTIVE
CONDITION: EXCELLENT
4Beds
3Baths
2,023Sq Ft
5,236Lot Size
Property Price
LIST PRICE$720,000
EST. MARKET VALUE
$717,990
SUMMARY
This Turnkey Single Family Residence is a Strong Value Opportunity, listed at $720,000—positioned slightly above the $717,990 Fair Market Value. Featuring a 2023 Remodel with a custom kitchen, Owned Solar, and a Private Gas-Heated Pool, the property maintains an Excellent Condition Rating. While school ratings in the immediate area are modest, the home offers significant financial upside through an Assumable 2.5% VA Loan. This is an ideal acquisition for Veterans or Owner-Occupants seeking a move-in-ready sanctuary with low energy costs.
Estimated Market Value
$717,990
Based on Realkey algorithm analyzing recent comparable sales in Oakley.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 2142 Harborage Way Subject 4 bd · 3 ba · 2,023 sqft · $355 | $720,000* List Price | 4 | 3 | 2,023 | $355 | - |
A 618 Poplar Ct Sold 4 bd · 4 ba · 2,713 sqft · $264 · 0.3 mi | $715,000 | 4 | 4 | 2,713 | $264 | 0.3 mi |
B 2130 Harborage Way Active 3 bd · 2 ba · 1,680 sqft · $369 · 0.0 mi | $619,999 List Price | 3 | 2 | 1,680 | $369 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Built in 2010 and extensively remodeled in 2023 (less than 5 years ago). Features a brand-new custom kitchen with quartz counters, updated flooring, 2-zone HVAC, and owned solar. The property is in mint, move-in-ready condition with high-end finishes.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Financing Opportunity
The availability of an assumable VA loan at a 2.5% interest rate offers a significant financial advantage, providing substantial monthly savings compared to current market rates.
- Modern Upgrades & Energy Efficiency
Extensively remodeled in 2023 with a custom kitchen and new 2026 carpeting, the home also features fully owned solar panels and a 2-zone HVAC system for low-cost, year-round comfort.
- Private Backyard Retreat
The property features a private, gas-heated pool with waterfalls, offering a luxury outdoor experience that is further enhanced by the Summer Lake community's clubhouse and amenities.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
- School District Ratings
The assigned elementary and middle schools carry lower ratings (4/10 and 3/10 respectively), which may be a concern for families prioritizing academic performance.
- Limited Yard Space
Given the 5,236 square foot lot size, the footprint of the private pool leaves very little remaining yard space for other outdoor activities or landscaping.
About 2142 Harborage Way
Welcome home to Oakley's popular, established Summer Lake community. This home was beautifully remodeled in 2023, starting with a brand-new kitchen featuring custom cabinetry with pull out drawers, quartz counters, reverse osmosis filtration, and undercounter lighting, plus a hidden walk-in pantry just waiting to be discovered. New carpet was installed in 2026. LED lighting, crown molding, and a custom stair railing add a fresh, elevated feel throughout. Enjoy built in surround sound, 2 zone HVAC for year-round comfort, and fully owned solar keeping energy costs low. The main level offers a bedroom and full bath, ideal for guests or multigenerational living. Upstairs, you'll find a versatile office or gaming space, along with a laundry room that includes the washer and dryer. Out back, relax in your private, gas heated pool with waterfalls, a true backyard retreat. Summer Lake residents also enjoy a community pool, BBQ and picnic areas, and a clubhouse. Thoughtful upgrades throughout, ready to move in. Veterans... Assumable VA loan at 2.5%
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2010
- Lot Size
- 5,236 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $156.0 / Month
Neighborhood Insights
Oakley Unified Schools
Iron House Elementary School
Grades K-5 • 3.3 mi
4/10
Delta Vista Middle School
Grades 6-8 • 3.3 mi
3/10
Freedom High School
Grades 9-12 • 4.8 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.7 |
| Baths | 3.0 | 2.7 |
| Square foot | 2,023 | 1,949.02 |
| Lot Size | 5,236 | 6,370.653 |
| Price | $720.0K | $662.1K |
| Price per sq ft | $356 | $350 |
| Built year | 2010 | 1995 |
| HOA | $156.0 | $116 |
| Days on market | 45 | 47 |
Pricing History
Listed for Sale
Sep 9, 2026
$720,000
Initial Listing
Sold
Mar 25, 2021
$665,000
Public Record
Sold
Aug 23, 2013
$340,000
Public Record
Sold
Feb 25, 2011
$293,000
Public Record