21464 San Bernardo, Mission Viejo, California 92692, Mission Viejo, 92692 - 2 bed, 2 bath

21464 San Bernardo
Mission Viejo, California 92692
Property Price
SUMMARY
Analysis of 21464 San Bernardo, Mission Viejo, California 92692 is currently available with a list price of $780,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Mission Viejo Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1995, this property is well-maintained and move-in ready with recent cosmetic updates like fresh paint and new bedroom carpeting. However, it falls into the fair category as the kitchen and bathrooms retain their original 1990s styling, including white appliances, tile countertops, and older cabinetry, with no evidence of major structural or system renovations since construction.
PROSSTRENGTHS & OPPORTUNITIES
- Resort-Style Amenities
Located in the prestigious Palmia community, residents benefit from a guard-gated environment with extensive facilities including pools, pickleball, a putting green, and exclusive Mission Viejo Lake privileges.
- Desirable Single-Level Layout
This end-unit, single-story residence features soaring 9-foot ceilings and an open-concept design, providing excellent accessibility and enhanced privacy with only one shared wall.
- Turnkey Condition
The home is move-in ready with recent updates including fresh interior paint and new carpeting, making it an ideal 'lock-and-leave' option for active seniors.
CONSRISKS & DEFICIENCIES
- Age-Restricted Demographic
The 55+ age requirement for the Palmia community limits the potential buyer pool to a specific demographic, which can impact long-term resale flexibility.
- Lack of Scenic Views
The listing specifically notes a lack of views, which may be a disadvantage for buyers seeking the panoramic vistas or city lights often found in premium Mission Viejo neighborhoods.
About 21464 San Bernardo
Welcome to the prestigious, guard-gated 55+ community of Palmia. This desirable end-unit, single-level residence offers 2 bedrooms, 2 bathrooms, and a 2-car direct-access garage — blending comfort, thoughtful design, and an exceptional lifestyle. Enhanced by soaring 9-foot ceilings and abundant natural light, the home feels open and airy throughout. The inviting living room features a cozy fireplace and expansive sliding glass doors that open to a private patio retreat, creating seamless indoor-outdoor living. The open-concept layout accommodates both a formal dining area and a charming kitchen nook for casual meals. The primary suite offers direct patio access, two closets, and an en-suite bath with a no-step shower and dual-sink vanity. The secondary bedroom is thoughtfully positioned on the opposite side of the home, providing ideal privacy for guests or serving beautifully as a home office or fitness space. A separate interior laundry room includes generous cabinetry and a utility sink for added convenience. Recently painted with new carpet in the bedrooms, this home is truly move-in ready and ideal as a lock-and-leave residence for those who enjoy traveling with peace of mind. Palmia’s resort-style amenities include a clubhouse, pools and spas, fitness center, library, billiards room, tennis, pickleball, paddle tennis, basketball, horseshoe and bocce ball courts, and a beautifully maintained 18-hole putting green. Residents enjoy a vibrant social calendar with organized groups including multiple Bridge clubs, Bunco Babes, Literary Groups, Men’s Poker, Pinochle, Poker, and more — offering endless opportunities for connection and community. The association maintains front yard landscaping, and cable television and high-speed internet are included. Residents also enjoy exclusive Mission Viejo Lake privileges. Ideally located near the 241 Toll Road, Irvine Spectrum, dining, shopping, and entertainment.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1995
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $377.35 / Month
Neighborhood Insights
Mission Viejo Unified Schools
Melinda Heights Elementary School
Grades K-6 • 0.5 mi
Rancho Santa Margarita Intermediate School
Grades 7-8 • 2.2 mi
Trabuco Hills High School
Grades 9-12 • 1.5 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,387 | 1,369 | 51% |
| Lot Size | - | 61,502 | 34% |
| Price | $780.0K | $868.0K | 34% |
| Price per sq ft | $562 | $606 | 26% |
| Built year | 1995 | 1987 | 69% |
| HOA | $377.35 | $569 | 23% |
| Days on market | 8 | 157 | 6% |
Pricing History
Listed for Sale
Feb 27, 2026
$780,000
Initial Listing
Sold
Jun 15, 2020
$544,000
Public Record
Sold
Sep 5, 2001
$307,000
Public Record
Sold
Feb 26, 1998
$176,000
Public Record













































