21464 San Bernardo, Mission Viejo, California 92692, Mission Viejo, 92692 - 2 bed, 2 bath

21464 San Bernardo, Mission Viejo, California 92692 home-pic-0

21464 San Bernardo

Mission Viejo, California 92692

ACTIVE
CONDITION: FAIR
2Beds
2Baths
1,387Sq Ft
Lot Size

Property Price

LIST PRICE$780,000

SUMMARY

Analysis of 21464 San Bernardo, Mission Viejo, California 92692 is currently available with a list price of $780,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Mission Viejo Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1995, this property is well-maintained and move-in ready with recent cosmetic updates like fresh paint and new bedroom carpeting. However, it falls into the fair category as the kitchen and bathrooms retain their original 1990s styling, including white appliances, tile countertops, and older cabinetry, with no evidence of major structural or system renovations since construction.

PROSSTRENGTHS & OPPORTUNITIES

  • Resort-Style Amenities

    Located in the prestigious Palmia community, residents benefit from a guard-gated environment with extensive facilities including pools, pickleball, a putting green, and exclusive Mission Viejo Lake privileges.

  • Desirable Single-Level Layout

    This end-unit, single-story residence features soaring 9-foot ceilings and an open-concept design, providing excellent accessibility and enhanced privacy with only one shared wall.

  • Turnkey Condition

    The home is move-in ready with recent updates including fresh interior paint and new carpeting, making it an ideal 'lock-and-leave' option for active seniors.

CONSRISKS & DEFICIENCIES

  • Age-Restricted Demographic

    The 55+ age requirement for the Palmia community limits the potential buyer pool to a specific demographic, which can impact long-term resale flexibility.

  • Lack of Scenic Views

    The listing specifically notes a lack of views, which may be a disadvantage for buyers seeking the panoramic vistas or city lights often found in premium Mission Viejo neighborhoods.

About 21464 San Bernardo

Welcome to the prestigious, guard-gated 55+ community of Palmia. This desirable end-unit, single-level residence offers 2 bedrooms, 2 bathrooms, and a 2-car direct-access garage — blending comfort, thoughtful design, and an exceptional lifestyle. Enhanced by soaring 9-foot ceilings and abundant natural light, the home feels open and airy throughout. The inviting living room features a cozy fireplace and expansive sliding glass doors that open to a private patio retreat, creating seamless indoor-outdoor living. The open-concept layout accommodates both a formal dining area and a charming kitchen nook for casual meals. The primary suite offers direct patio access, two closets, and an en-suite bath with a no-step shower and dual-sink vanity. The secondary bedroom is thoughtfully positioned on the opposite side of the home, providing ideal privacy for guests or serving beautifully as a home office or fitness space. A separate interior laundry room includes generous cabinetry and a utility sink for added convenience. Recently painted with new carpet in the bedrooms, this home is truly move-in ready and ideal as a lock-and-leave residence for those who enjoy traveling with peace of mind. Palmia’s resort-style amenities include a clubhouse, pools and spas, fitness center, library, billiards room, tennis, pickleball, paddle tennis, basketball, horseshoe and bocce ball courts, and a beautifully maintained 18-hole putting green. Residents enjoy a vibrant social calendar with organized groups including multiple Bridge clubs, Bunco Babes, Literary Groups, Men’s Poker, Pinochle, Poker, and more — offering endless opportunities for connection and community. The association maintains front yard landscaping, and cable television and high-speed internet are included. Residents also enjoy exclusive Mission Viejo Lake privileges. Ideally located near the 241 Toll Road, Irvine Spectrum, dining, shopping, and entertainment.

Property Details

Public Facts

Property Type
Condominium
Year Built
1995
Lot Size
-

Interior

Total Bedrooms
2
Total Bathrooms
2 (2 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$377.35 / Month

Neighborhood Insights

Mission Viejo Unified Schools

Melinda Heights Elementary School

Grades K-6 • 0.5 mi

8/10

Rancho Santa Margarita Intermediate School

Grades 7-8 • 2.2 mi

7/10

Trabuco Hills High School

Grades 9-12 • 1.5 mi

8/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds2.02.0
50%
Baths2.02.0
50%
Square foot1,3871,369
51%
Lot Size-61,502
34%
Price$780.0K$868.0K
34%
Price per sq ft$562$606
26%
Built year19951987
69%
HOA$377.35$569
23%
Days on market8157
6%

Pricing History

Listed for Sale

Feb 27, 2026

$780,000

Initial Listing

Sold

Jun 15, 2020

$544,000

Public Record

Sold

Sep 5, 2001

$307,000

Public Record

Sold

Feb 26, 1998

$176,000

Public Record

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