21520 Peak Circle, Cedarpines Park, California 92322, Cedarpines Park, 92322 - 3 bed, 3 bath

21520 Peak Circle, Cedarpines Park, California 92322 home-pic-0

21520 Peak Circle

Cedarpines Park, California 92322

ACTIVE
CONDITION: FAIR
3Beds
3Baths
2,304Sq Ft
22,106Lot Size

Property Price

LIST PRICE$549,000
EST. MARKET VALUE
$549,000

SUMMARY

Analysis of 21520 Peak Circle, Cedarpines Park, California 92322 reveals a Fairly Priced Property with a current list price of $549,000  aligned with the estimated $549,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Cedarpines Park Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$549,000
Based on Realkey algorithm analyzing recent comparable sales in Cedarpines Park.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
21520 Peak Circle
Subject
$549,000*
List Price
332,304$238-
A
21645 Jobs Peak Road
Active
$639,500
List Price
332,894$2210.2 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1988, this home presents a mixed condition. While the primary bedroom and bathroom have been recently and extensively renovated to an excellent, modern standard with a freestanding tub, large glass shower, and new vanity, the kitchen and other bathrooms are significantly dated. The kitchen features older wood cabinets, tile countertops, and fluorescent lighting, requiring substantial updates. Secondary bathrooms also show outdated fixtures and finishes. The property is functional and well-maintained in many areas, but the dated key components outside the primary suite prevent an overall 'Good' rating, indicating it requires more than minor updates to meet current aesthetic and functional expectations.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 22106, living area = 2304.

  • Assumable Loan Opportunity

    A rare and highly valuable opportunity to assume a loan at an attractive 4.75% interest rate, significantly reducing financing costs for a buyer.

  • Stunning Views & Nature Access

    Offers breathtaking valley and forest views, situated on a large parcel bordering acres of open space, providing exceptional privacy and direct access to nature.

CONSRISKS & DEFICIENCIES

  • Absence of Central Cooling

    The property description does not mention a cooling system (e.g., central air conditioning), which could be a drawback for comfort during warmer months.

  • Mountain Community Accessibility

    While offering peace and privacy, the mountain location in Cedarpines Park may present accessibility challenges during winter weather or longer commutes to major services.

  • Age of Core Systems

    Built in 1988, and while cosmetically upgraded, the description does not specify updates to major home systems (e.g., plumbing, electrical, roof), which may require future inspection or maintenance.

About 21520 Peak Circle

Enjoy stunning valley and forest views from this beautifully upgraded home, featuring a fully renovated primary bedroom and bathroom and an assumable loan at 4.75%—a rare and valuable opportunity. Perched on nearly a half-acre parcel and bordering acres of open space, this property offers peace, privacy, and room to roam in one of the area’s most desirable neighborhoods. Go inside the main level to a grand foyer with custom porcelain tile flooring, leading to a spacious living room with a cozy wood-burning fireplace and large windows framing the serene natural surroundings. The well-designed layout includes both a formal dining room and a breakfast nook off the kitchen, providing multiple options for everyday living and entertaining. Upstairs, you’ll find three bedrooms and two bathrooms, including an expansive owner’s suite with its own fireplace, a freestanding tub, 4 X6' glass shower, new double vanity and walk in closet newly outfitted with a custom closet system. Additional highlights include ceiling fans in all bedrooms, a wooden deck in the backyard, mature fruit trees (apple, pear, and cherry), and an oversized two-car garage with abundant storage, a workbench, and a laundry area—ideal for hobbies, gear, and organization. With breathtaking views, thoughtful upgrades, and direct access to nature, this home delivers exceptional comfort and value in a fantastic neighborhood. A must-see opportunity!

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1988
Lot Size
22,106 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths3.02.0
71%
Square foot2,3041,206
71%
Lot Size22,10610,650
86%
Price$549.0K$320.0K
86%
Price per sq ft$238$265
43%
Built year19881976
57%
HOA$0$0
50%
Days on market102220
29%

Pricing History

Listed for Sale

Nov 25, 2025

$549,000

Initial Listing

Sold

Aug 8, 2022

$545,000

Public Record

Sold

Jun 1, 2010

$225,000

Public Record

Sold

May 19, 2006

$410,000

Public Record

Browse Properties by State Browse housing market trends by state