21520 Peak Circle, Cedarpines Park, California 92322, Cedarpines Park, 92322 - 3 bed, 3 bath

21520 Peak Circle
Cedarpines Park, California 92322
Property Price
SUMMARY
Analysis of 21520 Peak Circle, Cedarpines Park, California 92322 reveals a Fairly Priced Property with a current list price of $549,000 aligned with the estimated $549,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Cedarpines Park Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 21520 Peak Circle Subject | $549,000* List Price | 3 | 3 | 2,304 | $238 | - |
A 21645 Jobs Peak Road Active | $639,500 List Price | 3 | 3 | 2,894 | $221 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1988, this home presents a mixed condition. While the primary bedroom and bathroom have been recently and extensively renovated to an excellent, modern standard with a freestanding tub, large glass shower, and new vanity, the kitchen and other bathrooms are significantly dated. The kitchen features older wood cabinets, tile countertops, and fluorescent lighting, requiring substantial updates. Secondary bathrooms also show outdated fixtures and finishes. The property is functional and well-maintained in many areas, but the dated key components outside the primary suite prevent an overall 'Good' rating, indicating it requires more than minor updates to meet current aesthetic and functional expectations.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 22106, living area = 2304.
- Assumable Loan Opportunity
A rare and highly valuable opportunity to assume a loan at an attractive 4.75% interest rate, significantly reducing financing costs for a buyer.
- Stunning Views & Nature Access
Offers breathtaking valley and forest views, situated on a large parcel bordering acres of open space, providing exceptional privacy and direct access to nature.
CONSRISKS & DEFICIENCIES
- Absence of Central Cooling
The property description does not mention a cooling system (e.g., central air conditioning), which could be a drawback for comfort during warmer months.
- Mountain Community Accessibility
While offering peace and privacy, the mountain location in Cedarpines Park may present accessibility challenges during winter weather or longer commutes to major services.
- Age of Core Systems
Built in 1988, and while cosmetically upgraded, the description does not specify updates to major home systems (e.g., plumbing, electrical, roof), which may require future inspection or maintenance.
About 21520 Peak Circle
Enjoy stunning valley and forest views from this beautifully upgraded home, featuring a fully renovated primary bedroom and bathroom and an assumable loan at 4.75%—a rare and valuable opportunity. Perched on nearly a half-acre parcel and bordering acres of open space, this property offers peace, privacy, and room to roam in one of the area’s most desirable neighborhoods. Go inside the main level to a grand foyer with custom porcelain tile flooring, leading to a spacious living room with a cozy wood-burning fireplace and large windows framing the serene natural surroundings. The well-designed layout includes both a formal dining room and a breakfast nook off the kitchen, providing multiple options for everyday living and entertaining. Upstairs, you’ll find three bedrooms and two bathrooms, including an expansive owner’s suite with its own fireplace, a freestanding tub, 4 X6' glass shower, new double vanity and walk in closet newly outfitted with a custom closet system. Additional highlights include ceiling fans in all bedrooms, a wooden deck in the backyard, mature fruit trees (apple, pear, and cherry), and an oversized two-car garage with abundant storage, a workbench, and a laundry area—ideal for hobbies, gear, and organization. With breathtaking views, thoughtful upgrades, and direct access to nature, this home delivers exceptional comfort and value in a fantastic neighborhood. A must-see opportunity!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1988
- Lot Size
- 22,106 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 71% |
| Square foot | 2,304 | 1,206 | 71% |
| Lot Size | 22,106 | 10,650 | 86% |
| Price | $549.0K | $320.0K | 86% |
| Price per sq ft | $238 | $265 | 43% |
| Built year | 1988 | 1976 | 57% |
| HOA | $0 | $0 | 50% |
| Days on market | 102 | 220 | 29% |
Pricing History
Listed for Sale
Nov 25, 2025
$549,000
Initial Listing
Sold
Aug 8, 2022
$545,000
Public Record
Sold
Jun 1, 2010
$225,000
Public Record
Sold
May 19, 2006
$410,000
Public Record


























