2161 Cottage Way, Sacramento, CA 95825, Sacramento, 95825 - 3 bed, 2 bath
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Sacramento, CA 95825
Analysis of 2161 Cottage Way, Sacramento, CA 95825 is currently available with a list price of $320,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Sacramento Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is move-in ready.
The property is move-in ready and well-maintained. It features updated laminate flooring in the main living areas and refreshed vanities and fixtures in the bathrooms. While the kitchen cabinetry and shower tiling are dated and reflect the original 1974 construction, the overall interior is clean with neutral paint and functional appliances, requiring no immediate renovations for occupancy.
The rare opportunity to assume a low-interest VA loan allows qualified buyers to lock in a mortgage payment significantly below current market rates, providing a massive financial advantage.
Despite being in a managed community, this property is classified as a single-family residence rather than a condo, offering better financing options and long-term value retention.
The home features a spacious three-bedroom floor plan with interior laundry, laminate flooring, and two covered parking spaces, ensuring a high level of convenience for residents.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 1180, living area = 1285.
The $395 monthly association fee adds a significant recurring expense to the property's carrying costs, which may impact the affordability for some budget-conscious buyers.
With a lot size smaller than the interior square footage, the property offers very limited private outdoor space, restricted primarily to a small patio area.
Rare opportunity to ASSUME a LOW-INTEREST VA loan and lock in a payment well below today's market rates! This spacious Cottage Oaks home (not a condo!) sits in the heart of the Arden area. It offers two stories of comfortable living with laminate flooring on the main level, interior laundry, a private patio with storage shed and two covered parking spaces. Enjoy a quiet, well-kept community with a sparkling pool, ample parking and convenience. Freeway access, shopping and dining nearby.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,285 | 1,537 | 30% |
| Lot Size | 1,180 | 5,445 | 3% |
| Price | $320.0K | $484.5K | 8% |
| Price per sq ft | $249 | $334 | 13% |
| Built year | 1974 | 1966 | 57% |
| HOA | $395 | $0 | 60% |
| Days on market | 49 | 177 | 10% |
Mar 4, 2026
$320,000
Initial Listing
Apr 30, 2021
$314,000
Public Record
Mar 11, 2005
$235,000
Public Record
Jul 7, 1999
$52,000
Public Record