220 Hass, Fallbrook, California 92028, Fallbrook, 92028 - 4 bed, 3 bath
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Fallbrook, California 92028
This Modern Turnkey Residence is a Prime Investment Opportunity listed at $799,000—positioned well below the $817,903 Fair Market Value by 2%. This valuation gap offers $18,903 in Instant Equity for a home boasting a Pristine Condition Rating. Built in 2022, the property features an Owned Solar System, Mountain Views, and a flexible floorplan within the resort-style Citro Community. Located near top-rated schools like Sullivan Middle, and featuring a rare 3.5% assumable mortgage, this is an elite find for growing families or commuter professionals.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 220 Hass Subject | $785,000* List Price | 4 | 3 | 2,209 | $362 | - |
A 256 Hass Lane Sold | $735,000 | 3 | 3 | 1,985 | $370 | 0.1 mi |
B 35241 Bergamot Cv Lot 221 Lot 221 Sold | $818,372 | 4 | 3 | 2,099 | $390 | 0.5 mi |
C 35223 Bergamot Cove Lot 218 Lot 218 Sold | $846,006 | 4 | 3 | 2,341 | $361 | 0.4 mi |
D 264 Hass Lane Sold | $780,000 | 5 | 3 | 2,209 | $353 | 0.1 mi |
E 35211 Bergamot Cove Lot 216 Sold | $864,437 | 4 | 3 | 2,341 | $369 | 0.4 mi |
F 35060 Hacienda Sold | $720,000 | 3 | 3 | 1,691 | $426 | 0.0 mi |
G 34758 Criollo Way Active | $799,000 List Price | 4 | 3 | 2,209 | $362 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2022, this property is virtually new and meets all current quality standards. The home features a modern open-concept kitchen with contemporary appliances, high-quality flooring, and energy-efficient systems including a fully owned solar power system. With no deferred maintenance and a design reflecting the latest trends, the property is in pristine, move-in-ready condition.
The property features a fully paid-off solar power system, offering significant long-term energy savings and protection against rising utility costs for the homeowner.
Built in 2022, this home offers a contemporary open-concept layout with a highly desirable downstairs bedroom and an upstairs loft, providing excellent versatility for multi-generational living or remote work.
Situated with easy access to I-15 and Highway 76, the property is ideally positioned for professionals commuting to San Diego, Temecula, or North County employment hubs.
With a lot size of only 3,238 square feet for a 2,209 square foot home, the private outdoor space is relatively small, which may be a drawback for buyers seeking a large backyard.
The property is subject to a $267 monthly HOA fee, which increases the overall carrying cost and may impact the affordability for some prospective buyers.
Assume a 3.5% FHA Loan — Subject to Lender Approval and Buyer Qualification Built in 2022 and thoughtfully maintained, this modern home in Fallbrook's Citro community delivers one of the most significant buying opportunities in the region: the chance to assume an existing FHA mortgage at just 3.5% interest — a financing advantage that could mean hundreds of dollars in monthly savings compared to current market rates. The open-concept main level flows seamlessly between the kitchen, dining, and living areas, designed for everyday comfort and easy entertaining alike, while a downstairs bedroom and full bath provide exceptional flexibility — perfect for guests, a home office, or multi-generational living arrangements. Upstairs, a spacious loft creates a natural second living space, whether you envision a media room, a dedicated remote-work setup, or additional family room, and the primary suite offers a well-appointed ensuite bath and generous walk-in closet. The fully owned solar system — owned, not leased — delivers meaningful, ongoing savings on monthly electricity costs and protection against rising utility rates, adding long-term value and lowering total cost of ownership from day one. The location is a standout: with direct access to I-15 and Highway 76, destinations throughout the region are all within reach — including Camp Pendleton, North County San Diego, Temecula, Riverside, and Oceanside — while Fallbrook's peaceful, small-town atmosphere awaits when you return home, and the Citro community's position just off the 15/76 interchange makes it one of the most conveniently located communities in the area. Beyond the home itself, Citro's resort-style amenities include 14 miles of maintained trails, playgrounds, parks, bocce ball, a clubhouse, a pool, BBQ areas, dog parks, and a working avocado and citrus grove that residents enjoy throughout the year. Assumable 3.5% FHA financing. Owned solar. Flexible floor plan. Prime North County location. Resort-level amenities — this home checks every box. Loan assumption subject to lender approval and buyer qualification. Equal Housing Opportunity.
No exterior & parking available.
Grades K-6 • 4.1 mi
Grades K-5 • 5.7 mi
Grades K-6 • 6.4 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 52% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 2,209 | 2,414 | 40% |
| Lot Size | 3,238 | 30,492 | 15% |
| Price | $785.0K | $929.5K | 30% |
| Price per sq ft | $355 | $416 | 25% |
| Built year | 2022 | 1991 | 87% |
| HOA | $267.0 | $0 | 88% |
| Days on market | 0 | 181 | 8% |
Apr 7, 2026
$785,000
$799,000
-2% Price Drop
Initial Listing
Mar 23, 2026
$799,000
Initial Listing
May 10, 2022
$688,500
Public Record