220 Main Street, Half Moon Bay, California 94019, Half Moon Bay, 94019 - 0 bed, 0 bath
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Half Moon Bay, California 94019
This Residential Income Duplex presents a High-Potential Investment Opportunity with a List Price of $1,290,000—positioned above the $1,217,319 Fair Market Value. While the property requires capital investment to modernize its Fair Condition Rating and vintage infrastructure, its prime downtown location on Main Street ensures high tenant demand. The expansive 8,518 square foot lot and generous 3,090 square feet of living area provide a solid foundation for value-add improvements. This asset is an ideal acquisition for Buy-and-Hold Investors or Contractors seeking to capitalize on Half Moon Bay’s rental market.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 220 Main Street Subject | $1,290,000* List Price | 0 | 0 | 3,090 | $394 | - |
A 430 Pine Avenue Active Under Contract | $1,300,000 List Price | 0 | 0 | 3,834 | $339 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1940, this duplex shows signs of a previous mid-range renovation with ceramic tile flooring and fresh paint, but remains dated overall. The presence of an older wall-mounted gas heater indicates dated HVAC systems, and the 80+ year age of the structure suggests a need for modern system updates and cosmetic refreshes to meet current market standards.
Situated directly on Main Street in Half Moon Bay, this property offers exceptional walkability to local boutiques, dining, and coastal amenities, ensuring high tenant desirability and low vacancy rates.
With 3,090 square feet of living space, this duplex provides much larger units than the regional average, allowing for premium rental pricing and a more comfortable environment for long-term tenants.
The 8,518 square foot lot is generous for a downtown residential income property, providing ample outdoor space for residents and potential for future value-add site improvements.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =8518, other record lot size in square feet = 10961.
Originally constructed in 1940, the property likely requires significant ongoing maintenance or capital investment to modernize aging systems such as plumbing, electrical, and seismic retrofitting.
Despite its proximity to the coast, the property lacks the ocean or mountain views often sought after in the Half Moon Bay market, which may limit its competitive edge against high-end coastal rentals.
Exceptional opportunity in Half Moon Bay. This spacious residence offers a versatile layout ideal for modern living. Situated on a quiet street in a highly desirable area.
No exterior & parking available.
No sensitive facilities data found.
Jun 29, 2026
$1,290,000
Initial Listing
Jun 30, 2015
$313,500
Public Record
Sep 30, 2010
$333,000
Public Record