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2404 Niagara, Costa Mesa, California 92626, Costa Mesa, 92626 - 3 bed, 2 bath

2404 Niagara, Costa Mesa, California 92626 home-pic-0
ACTIVE$899,000
2404 Niagara, Costa Mesa, California 92626
3Beds
2Baths
1,240Sqft
1,400Lot
Year Built
1965
Close
-
List price
$899K
Original List price
$908K
Price/Sqft
$725
HOA
$400
Days on market
-
Sold On
-
MLS number
PW25248947
Home ConditionGood
Features
Patio
View-

About this home

We found 3 Cons,5 Pros. Rank: price - $899.0K(86th), sqft - 1240(14th), beds - 3(50th), baths - 2(50th).

Welcome to Coastal Living in Costa Mesa! Discover this beautifully upgraded 3-bedroom, 2-bathroom Monticello townhome—an ideal primary residence or second home by the beach. With a charming front porch and giant two-car enclosed garage off the patio, this home blends comfort, convenience, and coastal style. Step inside to find modern upgrades throughout, including remodeled kitchen and bathrooms, updated flooring, and newer windows. The open-concept living area feels bright and spacious, featuring recessed lighting and upstairs offers 2 LARGE bedrooms with ample closet space. The layout offers great flexibility with a THIRD BEDROOM/office and a full bath downstairs with cool design, perfect for guests or a home office. A special feature of this home is the cozy front porch in addition to the private "decked" out patio. There is also a small "sound studio" that would be great for creatives or podcasters. Outside your front door, enjoy a lush greenbelt—ideal for kids or pets—and relax knowing you’re just minutes away from the beach. You’ll be within walking distance of the OC Fairgrounds for fun events year round, Vanguard University and Orange Coast College, and a quick bike ride to Newport Beach’s Back Bay Trail. Triangle Square, South Coast Plaza, The Anti-Mall, local restaurants, and shopping are also nearby, with easy freeway access to the 405, 55, 73 and John Wayne Airport. This community offers an HOA with many amenities, covering water, trash, exterior maintenance, 2 pools, 2 spas, clubhouse and guest parking. FHA and VA loans are welcome here and there is NO land lease or Mello Roos. HOME BUYER'S ASSISTANCE PROGRAM OPPORTUNITY! Inquire about this program to see it can help you make this move-in ready home in the highly desirable Monticello Townhomes community your future home! This home is truly move-in ready—whether for a full-time residence, a sought after investment opportunity or your perfect beach-close getaway. Furnishings are negotiable as well.

Nearby schools

4/10
College Park Elementary School
Public,•PK-6•0.2mi
6/10
Costa Mesa High School
Public,•7-12•0.7mi

Price History

Date
Event
Price
11/29/25
Price Change
$899,000-1.0%
10/30/25
Listing
$908,000
Condition Rating
Good
This property, built in 1965, has undergone extensive modern upgrades, including a beautifully remodeled kitchen with white shaker cabinets, stainless steel appliances (LG microwave, range, dishwasher), granite/quartz countertops, and a contemporary mosaic tile backsplash. The bathrooms are also remodeled with modern vanities, updated fixtures, and a distinctive wood accent wall. Updated wood-look flooring, newer windows, and recessed lighting throughout contribute to a move-in ready condition. While the original build year is older, the significant renovations appear to be within the last 5-15 years, bringing the property up to modern standards. The only minor drawback preventing an 'Excellent' score is the age of the underlying structure and the potential lack of central air conditioning, which is not explicitly mentioned but flagged as a weakness in the property analysis.
Pros & Cons

Pros

Prime Coastal Location: Strategically located minutes from the beach, within walking distance to OC Fairgrounds, Vanguard University, Orange Coast College, and a quick bike ride to Newport Beach's Back Bay Trail. Excellent access to shopping, dining, and major freeways (405, 55, 73) and John Wayne Airport.
Extensively Upgraded Interior: The home boasts modern upgrades throughout, including remodeled kitchen and bathrooms, updated flooring, newer windows, and recessed lighting, making it truly move-in ready.
Flexible Floor Plan & Unique Features: Offers a versatile third bedroom/office and a full bath downstairs, a cozy front porch, a private 'decked' out patio, and a dedicated 'sound studio' for creatives.
Comprehensive HOA Amenities: The HOA covers water, trash, exterior maintenance, and provides access to 2 pools, 2 spas, a clubhouse, and guest parking, enhancing lifestyle and reducing individual upkeep.
Favorable Financing & No Additional Fees: FHA and VA loans are welcome, there's an opportunity for a home buyer's assistance program, and there are no land lease or Mello Roos fees, making it financially attractive.

Cons

Age of Building (1965): Despite extensive upgrades, the property's 1965 construction year suggests an older underlying infrastructure which may lead to unforeseen maintenance needs not covered by the HOA.
Monthly HOA Dues: The $400 monthly association fee, while inclusive of many services, represents a significant recurring cost that adds to the overall homeownership expenses.
Potential Lack of Central Air Conditioning: The property description does not mention a cooling system, which is common for homes of this age in coastal areas and could be a drawback during warmer periods.

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