241 Richard Court, Oceanside, California 92056, Oceanside, 92056 - 4 bed, 3 bath
241 Richard Court
Oceanside, California 92056
Property Price
SUMMARY
Analysis of 241 Richard Court, Oceanside, California 92056 reveals a property with a current list price of $1,450,000, which is 11% above the estimated $1,302,093 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Oceanside Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 241 Richard Court Subject | $1,450,000* List Price | 4 | 3 | 2,300 | $566 | - |
A 1547 Saran Sold | $1,034,000 | 4 | 2 | 2,082 | $497 | 0.6 mi |
B 5014 Palmera Sold | $1,250,000 | 4 | 3 | 2,797 | $447 | 0.9 mi |
C 1303 Darwin Active | $1,249,900 List Price | 5 | 3 | 2,501 | $500 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property is in excellent condition, having undergone a comprehensive high-end remodel within the last five years. The home features premium designer finishes, including a gourmet kitchen with top-of-the-line appliances, modern flooring, and updated bathrooms with luxury fixtures. The addition of multi-panel bi-fold doors and a resort-style backyard with a professional outdoor kitchen further demonstrates that all components meet current quality standards with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 10838, living area = 2300.
- Assumable Low-Interest Financing
The property features an assumable VA loan with a 3.625% interest rate, providing a rare and significant financial advantage for qualified buyers in the current high-rate environment.
- Resort-Style Outdoor Living
The private backyard oasis includes a pool, spa, and a high-end outdoor BBQ kitchen with bar seating, complemented by bi-fold doors that create a seamless indoor-outdoor entertaining flow.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
- School District Ratings
While the elementary school is highly rated, the assigned middle and high schools have lower ratings (3/10 and 4/10), which may impact appeal for families prioritizing academic performance.
- Financing Equity Gap
Utilizing the VA loan assumption may require a substantial cash down payment to cover the significant equity gap between the existing loan balance and the $1,450,000 purchase price.
About 241 Richard Court
This stunning, fully remodeled single-story home in Oceanside offers 4 bedrooms, 3 bathrooms, and a 2-car garage, tucked away on a quiet cul-de-sac. Designer finishes and premium upgrades shine throughout, while the open floor plan and soaring ceilings create a bright, airy atmosphere. An additional flexible living space provides the perfect option for a dining area, lounge-style seating, or an elegant bar area with a fireplace, ideal for entertaining or relaxing. Multi-panel bi-fold patio doors seamlessly connect indoor and outdoor living, opening to a private backyard oasis with a resort-style pool, spa, covered outdoor BBQ with bar seating, solar, and a variety of mature fruit trees, including avocado, lemon, lime, plum, orange, and apple, along with fresh ginger root, creating a beautiful and productive garden setting. The gourmet BBQ bar seating features a large island, custom cabinetry, top-of-the-line appliances, and a wine refrigerator. The spacious owner's suite offers a luxurious bathroom with a soaking tub and direct access to the resort-style backyard. This exceptional home truly shows like a model—inside and out. Ideally situated between Orange County and San Diego, this home offers the perfect balance of tranquility and convenience with easy access to I-5 and Highways 78 & 76, and is just minutes from Camp Pendleton, local beaches, scenic trails, dining, and shopping.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2004
- Lot Size
- 10,838 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Oceanside Unified Schools
Empresa Elementary School
Grades K-5 • 1.7 mi
Roosevelt Middle School
Grades 6-8 • 1.3 mi
Vista High School
Grades 9-12 • 1.1 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 63% |
| Baths | 3.0 | 2.0 | 52% |
| Square foot | 2,300 | 1,785.5 | 77% |
| Lot Size | 10,838 | 5,227.2 | 87% |
| Price | $1.45M | $940.0K | 96% |
| Price per sq ft | $630 | $540 | 79% |
| Built year | 2004 | 1989 | 97% |
| HOA | $0 | $122 | 41% |
| Days on market | 26 | 163 | 2% |
Pricing History
Listed for Sale
Feb 9, 2026
$1,450,000
Initial Listing
Sold
Apr 19, 2022
$1,400,000
Public Record
Sold
Jul 26, 2021
$775,000
Public Record