242 3rd Street, Galt, CA 95632, Galt, 95632 - 4 bed, 2 bath
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Galt, CA 95632
This Modernized Multi-Generational Residence is a Strong Value Opportunity, listed at $549,500—positioned well below the $571,843 Fair Market Value by 3%. This valuation gap provides $22,343 in Instant Equity for buyers. Boasting a Condition Rating of 3, the home features a remodeled quartz kitchen, new HVAC, and a resurfaced pool. The massive 11,600 sq. ft. lot includes RV access and ADU potential, while a rare 4.75% assumable VA loan offers significant monthly savings. This is an ideal match for Owner-Occupants or multi-generational families seeking long-term wealth.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 242 3rd Street Subject | $549,500* List Price | 4 | 2 | 1,770 | $323 | - |
A 211 Wren Drive Sold | $535,000 | 4 | 2 | 2,000 | $268 | 0.9 mi |
B 246 Oak Ave Sold | $430,000 | 3 | 2 | 1,204 | $357 | 0.5 mi |
C 323 Emerald Oak Drive Sold | $510,000 | 4 | 2 | 1,803 | $283 | 0.7 mi |
D 31 Royal Court Sold | $601,000 | 3 | 3 | 1,914 | $314 | 0.5 mi |
E 906 Ranch Road Sold | $540,000 | 3 | 2 | 1,811 | $298 | 0.9 mi |
F 717 Olive Court Active | $490,000 List Price | 4 | 2 | 1,515 | $323 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is in move-in ready condition following significant recent renovations. The kitchen has been fully modernized with white shaker cabinetry, quartz countertops, a farmhouse sink, and stainless steel appliances. Other high-value updates include a new HVAC system, luxury vinyl plank (LVP) flooring, and a pool resurfaced in 2024. While the interior finishes and major systems are excellent, the overall 'good' score is assigned because the home was originally built in 1951 and the roof, replaced in 2001, is nearing the end of its functional lifespan.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 11600, living area = 1770.
The property features a brand-new kitchen remodel with quartz countertops and LVP flooring, along with high-value recent updates including a new HVAC system and a fully resurfaced pool (2024).
The layout includes in-law quarters with a separate entrance, while the large lot offers alley access and RV parking, providing excellent opportunities for multi-generational living or rental income via an ADU.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1770, other record living area = 1288. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
The roof was replaced in 2001, making it over 20 years old and likely approaching the end of its functional lifespan, which may require a significant near-term investment.
Built in 1951, the home may have underlying plumbing or electrical systems that, while functional, do not meet the efficiency or capacity standards of modern construction.
HONEY, STOP THE CAR! Beautifully upgraded home in the heart of Galt where comfort, style, and opportunity come together. Features a brand-new kitchen remodel with stunning cabinetry, quartz countertops, and durable luxury vinyl plank (LVP) flooring. Recent updates include new HVAC, interior paint, resurfaced pool (2024), new pool pump, pergola, LED lighting, fencing, attic insulation, weather stripping, and more. Roof replaced in 2001. Flexible layout with in-law quarters and separate entrance, plus a spacious lot offering RV access via alley, rear gate, and potential for an ADU ideal for multi-generational living or added income. Possible assumable VA loan at 4.75% adds incredible value in today's market. Won't last schedule your showing today!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 63% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,770 | 1,770 | 50% |
| Lot Size | 11,600 | 7,671 | 87% |
| Price | $549.5K | $539.0K | 58% |
| Price per sq ft | $310 | $312 | 49% |
| Built year | 1951 | 1992 | 9% |
| HOA | $0 | $0 | 50% |
| Days on market | 60 | 173 | 1% |
Apr 7, 2026
$549,500
Initial Listing
May 12, 2022
$517,000
Public Record
Jun 18, 2007
$270,000
Public Record
Apr 25, 2003
$220,500
Public Record