2433 Stern Deck, Bradley, California 93426, Bradley, 93426 - 2 bed, 2 bath

2433 Stern Deck
Bradley, California 93426
Property Price
SUMMARY
Analysis of 2433 Stern Deck, Bradley, California 93426 is currently available with a list price of $475,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Bradley Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1998, this 27-year-old home is well-maintained and move-in ready, featuring recent updates like new vinyl flooring and an on-demand water heater. However, it falls into the 'fair' category as the kitchen and bathrooms retain their original 1990s styling, including dated tile countertops and older white appliances. While the property shows pride of ownership and regular upkeep, it has not undergone the extensive modern renovation required for a higher rating.
PROSSTRENGTHS & OPPORTUNITIES
- Resort-Style Amenities
Located in the gated Oak Shores community, the property offers access to a marina with courtesy slips, private boat ramps, a heated pool, and diverse recreational facilities like pickleball and mini-golf.
- Specialized Boat Storage
The home includes a 29-foot deep garage, providing a rare and highly functional space for secure, on-site storage of boats and watercraft essential for lake living.
- Scenic Outdoor Living
A wraparound deck and private upstairs balcony provide dual-aspect views of Lake Nacimiento and the surrounding mountains, significantly enhancing the home's indoor-outdoor entertaining potential.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =5079, other record lot size in square feet = 5133.
- High Association Fees
The annual association fee of over $3,800 represents a significant recurring cost that may impact the overall affordability and appeal for budget-conscious buyers.
- Remote Location
Situated over 20 miles from the nearest high school and major urban centers, the property's seclusion may be a drawback for those requiring frequent access to city services or daily commutes.
About 2433 Stern Deck
Tucked inside the gated community of Oak Shores, this inviting two-story home blends lake-area charm with everyday convenience. Off-street parking and a 29' deep garage, complete with washer, dryer, and on-demand water heater, set the tone for a property designed with practicality in mind. A wraparound deck welcomes you with peaceful views of Lake Nacimiento, offering the perfect spot for morning coffee or evening sunsets. Inside, the main level features an open layout wrapped in warm knotty pine and updated with new vinyl flooring. The kitchen is thoughtfully arranged with a long breakfast bar, dishwasher, propane range, and a door leading directly to the rear deck for easy indoor-outdoor entertaining. A generous pantry, utility closet, and a full bathroom add valuable functionality on the main floor. Upstairs, two bedrooms and a full bathroom create a relaxing retreat. Step out onto the private rear balcony to soak in sweeping mountain views, a serene backdrop to start or end your day. Owning in Oak Shores means enjoying resort-style amenities year-round: pickleball courts, hiking trails, a mini golf course, playground, two boat launch ramps, a marina with over 60 courtesy slips, a heated swimming pool, clubhouse, and even a campground. This property offers the best of lake living and community convenience in one beautiful package.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1998
- Lot Size
- 5,079 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $3826.42 / Month
Neighborhood Insights
Bradley Unified Schools
Paso Robles High School
Grades 9-12 • 20.2 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 33% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,200 | 1,453.5 | 25% |
| Lot Size | 5,079 | 8,070.5 | 8% |
| Price | $475.0K | $600.0K | 25% |
| Price per sq ft | $396 | $368 | 67% |
| Built year | 1998 | 1983 | 58% |
| HOA | $3826.42 | $315 | 83% |
| Days on market | 96 | 195 | 17% |
Pricing History
Listed for Sale
Dec 2, 2025
$475,000
Initial Listing


































