2440 Willow Way, San Mateo, California 94403, San Mateo, 94403 - 3 bed, 3 bath

2440 Willow Way
San Mateo, California 94403
Property Price
SUMMARY
Analysis of 2440 Willow Way, San Mateo, California 94403 is currently available with a list price of $1,648,990. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Mateo Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
This property is brand new construction, built in 2025, which immediately qualifies it for an 'Excellent' rating. The images confirm a pristine, modern aesthetic throughout, featuring a contemporary kitchen with high-end stainless steel appliances, white cabinetry, and granite/quartz countertops. The bathrooms are equally impressive with stylish tile work, modern vanities, and gold-tone fixtures. All flooring, lighting, and visible systems appear new and meet current quality standards, indicating no deferred maintenance and minimal physical depreciation.
PROSSTRENGTHS & OPPORTUNITIES
- Brand New Construction
Built in 2025, this property offers modern design, energy efficiency, and minimal immediate maintenance, appealing to buyers seeking a move-in ready home with contemporary features.
- Prime San Mateo Location
Situated in San Mateo, a highly desirable Bay Area city known for its strong job market, excellent schools, and convenient access to amenities and transportation.
- Functional 3 Bed/3 Bath Layout
The property features a well-proportioned 3-bedroom, 3-bathroom layout within 1571 sqft, providing ample living space and convenience for various buyer profiles.
CONSRISKS & DEFICIENCIES
- Significant Monthly Association Fee
A substantial monthly association fee of $519 adds a considerable recurring cost to homeownership, which may impact affordability for some buyers.
- Future Occupancy/Pre-Sale
With a build year of 2025 and a future on-market date, the property is not available for immediate occupancy, which could be a drawback for buyers needing to move quickly.
- Compact Square Footage for Price Point
At 1571 sqft for nearly $1.65 million, some buyers may perceive the living space as relatively compact given the high price point in the San Mateo market.
About 2440 Willow Way
Exceptional opportunity in San Mateo. This spacious 4-bedroom residence offers a versatile layout ideal for modern living. Situated on a quiet street in a highly desirable area, the home features a large living area, updated kitchen potential, and a private backyard.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 2025
- Lot Size
- -
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $519.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,571 | 1,610 | 46% |
| Lot Size | - | - | 50% |
| Price | $1.65M | $1.65M | 50% |
| Price per sq ft | $1.0K | $978 | 69% |
| Built year | 2025 | 2015 | 85% |
| HOA | $519.0 | $519 | 50% |
| Days on market | 165 | 165 | 54% |
Pricing History
Listed for Sale
Sep 27, 2025
$1,648,990
$1,698,549
-3% Price Drop
Initial Listing
Price Change
Sep 23, 2025
$1,698,549
Initial Listing
















