
San Francisco, CA 94107
Analysis of 260 King Street 1317, San Francisco, CA 94107 is currently available with a list price of $146,947. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is moderate renovation needed.
Built in 2004, this property is over 20 years old and appears to retain most of its original finishes, placing it in the 'fair' category based on age and lack of recent renovations. The kitchen features original honey-toned wood cabinetry and standard granite countertops, and while the stainless steel appliances are a plus, the overall style is dated. The bathroom also shows original white square tiling and basic fixtures. The unit is well-maintained and move-in ready, but it lacks the modern updates required for a higher rating.
Priced at $146,947, this unit offers a rare entry point into the San Francisco real estate market for income-eligible first-time homebuyers, significantly below standard market rates.
At 671 square feet, this studio is considerably larger than typical urban studio units, providing a more comfortable and versatile living environment.
Situated in a desirable South Beach/Mission Bay location, the property boasts spectacular views and proximity to major transit hubs like Caltrain and Oracle Park.
As a BMR unit, it is subject to strict income caps, resale price controls, and MOHCD monitoring, which limits the potential for long-term capital appreciation.
The association fee of $994 per month is high relative to the purchase price, which may strain the monthly budget of a buyer within the 70% AMI bracket.
Studio with spectacular views Below Market Rate (BMR) housing opportunity available at 70% Area Median Income (AMI). Maximum income for 1 person = $76,350; 2 = $87,300; 3 = $98,200; 4 = $109,100; 5 = $117,800, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 3-2-2026 . Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 3-23-2026 at 5:00 PM. Fair Housing Opportunity.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 0.0 | 2.0 | 7% |
| Baths | 1.0 | 2.0 | 34% |
| Square foot | 671 | 952.5 | 23% |
| Lot Size | 213,232 | 12,668 | 94% |
| Price | $146.9K | $875.0K | 2% |
| Price per sq ft | $219 | $885 | 14% |
| Built year | 2004 | 2001 | 63% |
| HOA | $994 | $812 | 72% |
| Days on market | 142 | 201 | 26% |
Dec 1, 2025
$146,947
Initial Listing
Dec 29, 2006
$85,000
Public Record