
Fallbrook, California 92028
This Turnkey Single Family Residence is a Strong Value Opportunity, listed at $765,000—positioned well below the $802,825 Fair Market Value by 4%. This valuation gap offers $37,825 in Instant Equity. Built in 2019, the home maintains an Excellent Condition Rating, featuring a Granite Kitchen, Paid-Off Solar Panels, and a dedicated home office. Located in the amenity-rich Horse Creek Ridge, it offers a lifestyle-focused setting perfect for Owner-Occupants or first-time buyers seeking a modern, energy-efficient home.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 265 Spotted Saddle Way Subject 4 bd · 3 ba · 2,156 sqft · $372 | $765,000* List Price | 4 | 3 | 2,156 | $372 | - |
A 220 Hass Sold 4 bd · 3 ba · 2,209 sqft · $355 · 0.4 mi | $785,000 | 4 | 3 | 2,209 | $355 | 0.4 mi |
B 35113 Persano Place Sold 3 bd · 3 ba · 1,568 sqft · $434 · 0.2 mi | $680,000 | 3 | 3 | 1,568 | $434 | 0.2 mi |
C 34758 Criollo Way Sold 4 bd · 3 ba · 2,209 sqft · $353 · 0.8 mi | $780,000 | 4 | 3 | 2,209 | $353 | 0.8 mi |
D 35116 Citron Lane Lot 133 Lot 133 Sold 4 bd · 3 ba · 2,099 sqft · $423 · 0.4 mi | $888,000 | 4 | 3 | 2,099 | $423 | 0.4 mi |
E 35172 Bergamot Cove Sold 4 bd · 3 ba · 2,106 sqft · $387 · 0.4 mi | $815,000 | 4 | 3 | 2,106 | $387 | 0.4 mi |
F 814 Meadowood St Lot 353 Lot 353 Sold 4 bd · 3 ba · 2,654 sqft · $355 · 0.5 mi | $942,642 | 4 | 3 | 2,654 | $355 | 0.5 mi |
G 35252 Bergamot Drive Lot 222 Sold 3 bd · 2 ba · 1,806 sqft · $440 · 0.5 mi | $795,000 | 3 | 2 | 1,806 | $440 | 0.5 mi |
H 35562 Orchard Trl Sold 4 bd · 3 ba · 2,654 sqft · $322 · 0.4 mi | $853,500 | 4 | 3 | 2,654 | $322 | 0.4 mi |
I 35241 Valencia Pt Active 4 bd · 3 ba · 2,166 sqft · $404 · 0.3 mi | $875,000 List Price | 4 | 3 | 2,166 | $404 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2019, this home is only 5 years old and in mint condition. It features modern kitchen finishes like granite countertops, luxury vinyl plank flooring, and updated systems including paid-off solar panels and smart home technology.
The property includes fully paid-off solar panels and a whole-house fan, providing immediate utility savings and cooling efficiency without the burden of a lease or loan transfer.
Situated in Horse Creek Ridge, the home offers access to an amenity-rich lifestyle including two pools, a clubhouse, multiple parks, and a highly active social calendar with community events and mobile markets.
Built in 2019, the residence features a contemporary open-concept layout, a dedicated downstairs home office, and smart home technology, ensuring a move-in-ready experience for modern buyers.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =2500, other record lot size in square feet = 820062.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2500, living area = 2156.
The compact 2,500-square-foot lot provides minimal yard space, consisting primarily of a concrete patio and gravel paths, which may not suit buyers seeking a large private garden or play area.
**Welcome to 265 Spotted Saddle Way, tucked away in the heart of Horse Creek Ridge.** This 4-bedroom, 2.5-bath home offers 2,156 square feet of living space in a quiet side alley near the park and a short walk to the neighborhood pool. It's a peaceful, private setting that's still close to everything the community has to offer. Offered in the $725,000 to $765,000 range. Aerial photos show the exterior and setting. The interior is described in detail below, and a private showing is the best way to experience it. **An Open, Easy Layout** Downstairs, the home is designed around a spacious open-concept great room that brings the kitchen, dining area, and family room together in one connected space, perfect for everyday living and entertaining. Durable luxury vinyl plank flooring runs throughout the main level, combining a clean look with easy upkeep. The kitchen features granite countertops with warm brown cabinetry, so whoever is cooking stays part of the conversation. Also on the main floor, the bonus room has been converted into a dedicated home office, ideal for working from home, studying, or a quiet retreat away from the main living area. A convenient powder room downstairs is perfect for guests. **Upstairs Retreats** All four bedrooms are located upstairs, with beige carpet underfoot. The primary suite is a true private retreat, with a large en suite bath featuring a soaking tub and a separate shower, plus a walk-in closet. The other three bedrooms share a well-planned bathroom with dual sinks and a separate toilet room, which helps keep busy mornings running smoothly. The upstairs laundry room means no more hauling baskets up and down the stairs, and the washer and dryer are included along with the refrigerator. Blinds and curtains are already in place throughout, so you can move in with privacy and style from day one. **Smart, Secure, and Energy-Efficient** This home comes with paid-off solar panels, so there's no solar loan or lease payment to take over, and you can enjoy the energy savings from day one. The whole-house fan helps keep the home cool and fresh, further reducing reliance on air conditioning during the right seasons. Smart home technology and a security system with a doorbell camera and window and door sensors provide peace of mind whether you're home or away. **Outdoor Living** Enjoy a concrete back patio that's ready for morning coffee or evening get-togethers. Gravel walking paths run along both sides of the house for low-maintenance upkeep. In the garage, overhead storage shelves are already installed, freeing up floor space for vehicles, tools, and hobbies. **Life in Horse Creek Ridge** Horse Creek Ridge is an amazing community with many small parks, two pools, a large clubhouse, and an outdoor cooking area with barbecues. The HOA sponsors community events throughout the year, and the neighborhood really goes all out for holidays like the 4th of July, Halloween, and Christmas. Routine food trucks visit, including a coffee truck, and a mobile market brings Costco-style items right to your door. You will love what this home has to offer, from the open layout to the Horse Creek Ridge lifestyle! Get in touch for more details
No exterior & parking available.
Grades K-6 • 3.9 mi
Grades K-5 • 6.0 mi
Grades K-6 • 6.2 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.8 |
| Baths | 3.0 | 3.0 |
| Square foot | 2,156 | 2,343.723 |
| Lot Size | 2,500 | 46,829.322 |
| Price | $765.0K | $932.8K |
| Price per sq ft | $355 | $433 |
| Built year | 2019 | 1992 |
| HOA | $206.0 | $198 |
| Days on market | 3 | 60 |
Oct 22, 2026
$765,000
Initial Listing