265 Loma Alta B1, Oceanside, California 92054, Oceanside, 92054 - 2 bed, 1 bath
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265 Loma Alta B1
Oceanside, California 92054
ACTIVE
CONDITION: FAIR
2Beds
1Baths
836Sq Ft
0Lot Size
Property Price
LIST PRICE$415,000
EST. MARKET VALUE
$398,034
4% AboveMARKET VALUE
SUMMARY
This Ground-Level Condominium represents a High-Potential Investment Opportunity, listed at $415,000—positioned well above the $398,035 Fair Market Value by -4%. While the property requires a premium, it offers a Condition Rating of 4, featuring fresh paint and a functional layout with no stairs. Key assets include a detached garage, private balcony, and community pool/spa. Ideally located near coastal amenities, this property is a strategic choice for Buy-and-Hold Investors or first-time buyers seeking a low-maintenance, accessible coastal residence.
Estimated Market Value
$398,034
Based on Realkey algorithm analyzing recent comparable sales in Oceanside.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1980 (44 years old) and lacks a full recent renovation. While it features fresh paint and updated flooring, the kitchen cabinetry appears original, and the wall-mounted HVAC unit is dated, fitting the criteria for a functional but dated property needing minor updates.
PROSSTRENGTHS & OPPORTUNITIES
- Accessibility
The ground-level, 'no stairs' layout provides excellent accessibility, making it an ideal choice for seniors or buyers with mobility considerations.
- Superior Parking Assets
Unlike many condos, this unit includes both a detached garage for secure storage or parking plus an additional assigned parking space, adding significant utility and value.
- Coastal Lifestyle Location
Situated in the 92054 zip code, the property offers close proximity to Oceanside's beaches, dining, and shopping, making it a strong candidate for a primary residence or coastal retreat.
CONSRISKS & DEFICIENCIES
- High Monthly Carrying Costs
The $550 monthly association fee is relatively high for an 836 sq. ft. unit, which may impact the debt-to-income ratio and overall affordability for budget-conscious buyers.
- Lack of In-Unit Laundry
The reliance on community on-site laundry facilities rather than in-unit hookups is a notable convenience drawback compared to more modern condominium developments.
About 265 Loma Alta B1
Welcome to this charming ground-level condo in Oceanside with NO STAIRS! This 2-bedroom, 1-bath home offers approximately 836 sq. ft. of living space and has been freshly painted throughout, creating a bright, refreshed feel. Enjoy your own private balcony, perfect for relaxing and enjoying the outdoors. A standout feature is the detached garage, offering additional parking or storage, plus a separate assigned parking space. The community features a pool/spa and a convenient on-site laundry facilities. Ideally situated near shopping, dining, local attractions, and Oceanside's beautiful beaches. Whether you're searching for a primary residence, coastal retreat, or investment opportunity, this condo offers a wonderful opportunity to enjoy the Oceanside lifestyle!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1980
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $550.0 / Month
Neighborhood Insights
Oceanside Unified Schools
Mission Elementary School
Grades K-5 • 0.4 mi
3/10
Oceanside High School
Grades 9-12 • 1.1 mi
5/10
Ocean Shores High (Continuation) School
Grades 9-12 • 1.5 mi
0/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 1.0 | 2.0 |
| Square foot | 836 | 1,071.232 |
| Lot Size | - | 55,759.858 |
| Price | $415.0K | $576.2K |
| Price per sq ft | $496 | $544 |
| Built year | 1980 | 1988 |
| HOA | $550.0 | $530 |
| Days on market | 14 | 58 |
Pricing History
Listed for Sale
Oct 11, 2026
$415,000
Initial Listing
Sold
Sep 27, 2021
$325,000
Public Record