26770 N 174TH Lane, Surprise, AZ 85387, Surprise, 85387 - 3 bed, 2 bath
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Surprise, AZ 85387
This Modern Turnkey Residence is listed at $425,000, positioned well below the $432,408 Fair Market Value by 1%. This valuation provides $7,408 in Instant Equity alongside a rare 3.25% assumable mortgage opportunity. Boasting an Excellent Condition Rating, the 2021-built home features a private sparkling pool, solar energy system, and premium outdoor living space with a custom patio. With modern white cabinetry and tile flooring, this energy-efficient sanctuary offers immediate move-in readiness. It is the perfect fit for lifestyle-oriented buyers or first-time homeowners seeking significant monthly savings.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 26770 N 174TH Lane Subject | $425,000* List Price | 3 | 2 | 1,618 | $267 | - |
A 17352 W SMOKETREE Drive Sold | $449,490 List Price | 4 | 2 | 1,797 | 0.9 mi | |
B 17693 W MAYA Way Sold | $333,000 | 3 | 2 | 1,441 | $231 | 0.3 mi |
C 17706 W RED BIRD Road Sold | $389,000 List Price | 3 | 2 | 1,441 | 0.3 mi | |
D 17652 W GAMBIT Trail Sold | $390,000 | 3 | 2 | 1,510 | $258 | 0.7 mi |
E 17310 W SMOKETREE Drive Sold | $409,540 | 3 | 2 | 1,411 | $290 | 1.0 mi |
F 27080 N 174TH Drive Sold | $440,000 | 3 | 2 | 2,022 | $218 | 0.2 mi |
G 26832 N 173RD Lane Active | $380,000 List Price | 3 | 2 | 1,618 | $235 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2021, this property is virtually new and falls well within the 10-year threshold for an excellent rating. The interior features modern finishes including wood-look tile flooring, white shaker cabinetry, and stainless steel appliances. The kitchen and bathrooms are contemporary in style with no signs of wear. Additionally, the exterior, private pool, and custom patio are in pristine condition, reflecting a high standard of maintenance and modern quality.
The rare opportunity to assume an existing mortgage at a 3.25% interest rate provides significant monthly savings and a massive financial advantage in the current market.
The property features a private sparkling pool and a custom full-length covered patio, offering a high-end backyard retreat that is uncommon for homes at this price point.
Equipped with a solar system featuring an assumable 2% loan, this 2021-built home is designed for long-term utility savings and environmental sustainability.
At 1,618 square feet, the three-bedroom floor plan may feel somewhat restrictive for buyers seeking larger secondary bedrooms or additional flex space.
The requirement to assume both a primary mortgage and a solar loan can lead to a more complicated and potentially longer escrow period compared to standard transactions.
Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today's rates. This 3 bedroom, 2 bathroom home with 1,618 sq ft also features a private pool and solar system (assumable 2% loan), making it an exceptional value. The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light. The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances, pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room--perfect for entertaining and everyday living. The primary suite provides a comfortable retreat with dual sinks and a walk-in shower. Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and a full-length custom covered patio, creating the perfect space for relaxing, outdoor dining, or entertaining. The yard also includes low-maintenance landscaping. With a rare assumable 3.25% loan, private pool, and solar for energy efficiency, this home offers a unique opportunity for buyers looking to maximize value and reduce monthly costs.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.5 | 50% |
| Square foot | 1,618 | 1,996.5 | 20% |
| Lot Size | 6,000 | 7,200 | 20% |
| Price | $425.0K | $359.3K | 66% |
| Price per sq ft | $263 | $186 | 85% |
| Built year | 2021 | 2019 | 60% |
| HOA | $100 | $90 | 55% |
| Days on market | 83 | 1224 | 1% |
Mar 16, 2026
$425,000
Initial Listing