27271 N 171ST Drive, Surprise, AZ 85387, Surprise, 85387 - 3 bed, 2 bath
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Surprise, AZ 85387
This Stunning Move-In Ready Home is listed at $420,000—positioned well below the $425,759 Fair Market Value by 1%. This valuation gap offers $5,759 in Instant Equity alongside a rare 2.25% assumable VA loan with a $330,000 balance. Boasting an Excellent Condition Rating, the 2018-built residence features quartz countertops, modern plank tile flooring, and a covered patio. With neighborhood sales trending higher, this property provides a high-value lifestyle in the Desert Oasis community. It is the perfect sanctuary for Veteran Homebuyers or Owner-Occupants seeking a polished, stress-free transition.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 27271 N 171ST Drive Subject | $420,000* List Price | 3 | 2 | 1,885 | $226 | - |
A 27080 N 174TH Drive Sold | $440,000 | 3 | 2 | 2,022 | $218 | 0.4 mi |
B 17320 W RED FOX Road Sold | $412,000 | 4 | 2 | 1,832 | $225 | 0.6 mi |
C 17320 W RED FOX Road Sold | $412,000 | 4 | 2 | 1,832 | $225 | 0.6 mi |
D 17352 W SMOKETREE Drive Sold | $449,490 List Price | 4 | 2 | 1,797 | 1.0 mi | |
E 17374 W BUCKHORN Trail Sold | $440,345 | 3 | 2 | 2,039 | $216 | 0.3 mi |
F 27245 172nd Avenue Active | $519,900 List Price | 3 | 2 | 1,885 | $276 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2018, this property is well within the 10-year threshold for an excellent rating. The interior features modern high-quality finishes including quartz countertops, white shaker cabinetry, stainless steel appliances, and contemporary plank tile flooring. The home has been meticulously maintained and includes recent upgrades such as a new 2026 refrigerator and enhanced insulation from 2025, showing no signs of physical depreciation or deferred maintenance.
The property features a rare assumable VA loan at a 2.25% interest rate with a $330,000 balance, providing massive monthly savings compared to current market rates.
Built in 2018, the home includes premium finishes like quartz countertops and plank tile flooring, plus significant energy-efficiency improvements like 18-inch insulation added in 2025.
This move-in-ready residence comes fully equipped with all major appliances, including a new 2026 stainless steel refrigerator and a washer/dryer set.
The assumable loan requires a substitution of entitlement, which may limit the buyer pool primarily to veterans if the seller wishes to preserve their VA benefits.
Situated in the far northwest valley of Surprise, the property may result in longer commute times to major employment hubs in central Phoenix or Scottsdale.
Updated 3-bed, 2-bath home offering 1,885 sqft of spacious living - move-in ready and beautifully maintained! Assumable VA loan with substitution of entitlement with a $330,000 balance at just 2.25% - an incredible opportunity in today's market! The home features a bright open floor plan and a spacious kitchen designed for both style and function, complete with quartz countertops, modern plank tile flooring, a pantry, and a center island. A new stainless steel refrigerator (2026) is included, along with the washer/dryer. The primary suite offers a walk-in closet and full bath. Recent upgrades include 18'' insulation added in 2025 and three dedicated breakers installed in the garage. This home blends modern updates and exceptional financing value. A rare opportunity you don't want to miss!
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,885 | 1,988 | 41% |
| Lot Size | 7,472 | 7,000 | 62% |
| Price | $420.0K | $400.0K | 60% |
| Price per sq ft | $223 | $216 | 55% |
| Built year | 2018 | 2021 | 41% |
| HOA | $100 | $108 | 49% |
| Days on market | 62 | 264 | 0% |
Feb 19, 2026
$420,000
Initial Listing