27336 Delphinium, Moreno Valley, California 92555, Moreno Valley, 92555 - 4 bed, 4 bath
Loading property details...
Moreno Valley, California 92555
This Spacious Rancho Belago Residence is listed at $629,000, representing a stable acquisition positioned near its $598,248 Fair Market Value. While the property maintains a Fair Condition Rating with original 2005 finishes, it offers a rare financial hedge via a 3.75% assumable FHA loan, providing a monthly payment advantage unavailable in the current market. Boasting 3,075 square feet, Mountain Views, and a versatile downstairs bedroom, the home offers exceptional scale. Located near La Jolla Elementary and Valley View High, this is an ideal match for Owner-Occupants or multi-generational families seeking long-term affordability.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 27336 Delphinium Subject | $640,000* List Price | 4 | 4 | 3,075 | $208 | - |
A 14933 Meridian Place Sold | $645,000 | 4 | 4 | 3,236 | $199 | 0.6 mi |
B 14650 Red Gum Sold | $625,000 | 5 | 4 | 2,821 | $222 | 0.1 mi |
C 27467 Delphinium Sold | $692,000 | 3 | 4 | 3,075 | $225 | 0.1 mi |
D 14925 Stephenson Sold | $630,000 | 5 | 3 | 2,921 | $216 | 0.8 mi |
E 28075 Championship Sold | $605,000 | 4 | 4 | 2,535 | $239 | 0.9 mi |
F 14905 Ansley Court Sold | $662,500 | 5 | 3 | 2,841 | $233 | 0.5 mi |
G 14320 Annadale Drive Sold | $490,000 | 5 | 4 | 2,900 | $169 | 0.9 mi |
H 15695 Oliver Active | $628,000 List Price | 4 | 3 | 2,610 | $241 | 1.0 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 2005, this property is now 21 years old and largely retains its original finishes, which show signs of being outdated. While the home is move-in ready and features some updates like stainless steel kitchen appliances and wood-look laminate flooring in the bedrooms and loft, the kitchen cabinetry, large-format floor tiles, and bathroom fixtures are characteristic of the original construction period. The exterior shows minor concrete staining and the backyard landscaping requires some attention, placing it firmly in the fair category based on age and style.
The property features a rare 3.75% assumable FHA loan, providing a significant competitive advantage by allowing buyers to secure a monthly payment well below current market rates.
With 3,075 square feet, a downstairs bedroom, and additional flex spaces for an office or gym, the layout is perfectly suited for multi-generational living or remote work.
Situated in the desirable Rancho Belago area on a quiet corner lot with only one neighbor, the home offers enhanced privacy, mountain views, and proximity to the Rancho del Sol Golf Club.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
To utilize the assumable loan, the buyer must have substantial liquid capital to cover the gap between the purchase price and the existing loan balance.
While the property is conveniently located near several schools, the immediate middle school carries a lower rating of 3, which may be a concern for families prioritizing top-tier education.
***$10,000 PRICE DROP + UP TO $10,000 BUYER INCENTIVES** **MORE HOUSE. LESS PAYMENT.*** Now offered at **$640,000**, this spacious Rancho Belago home delivers more than just a lower price—it offers the opportunity for a significantly lower monthly payment. Situated on a private corner lot with only one direct neighbor, this home features soaring ceilings, abundant natural light, an open-concept layout, a large kitchen with center island, walk-in pantry and butler's pantry, a downstairs bedroom ideal for guests or multigenerational living, multiple flex spaces for a home office, gym or media room, a spacious primary suite with two walk-in closets, a 3-car garage, upstairs laundry, and a backyard ready for BBQs and family gatherings. Conveniently located near parks, shopping, dining, Kaiser Permanente, golf, and commuter routes. Qualified buyers may receive **up to $10,000 in lender assistance**, possible low or zero down payment options, reduced interest rates, potential no mortgage insurance, plus additional seller credits. The existing FHA loan may also be assumable at approximately **3.75%** for qualified buyers—an uncommon opportunity to own more home with potentially lower monthly payments.
No exterior & parking available.
Grades K-5 • 0.2 mi
Grades K-5 • 1.3 mi
Grades K-5 • 1.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 4.0 |
| Baths | 4.0 | 3.0 |
| Square foot | 3,075 | 1,782 |
| Lot Size | 6,534 | 6,970 |
| Price | $640.0K | $550.3K |
| Price per sq ft | $208 | $321 |
| Built year | 2005 | 1989 |
| HOA | $30.0 | $132 |
| Days on market | 98 | 58 |
Jul 1, 2026
$640,000
$650,000
-2% Price Drop
Initial Listing
May 1, 2026
$650,000
$629,000
+3% Price Increase
Initial Listing
Apr 15, 2026
$629,000
Initial Listing
May 4, 2020
$425,000
Public Record
Oct 5, 2016
$352,000
Public Record
May 23, 2016
$270,000
Public Record
Apr 26, 2012
$230,000
Public Record
Mar 29, 2005
$393,000
Public Record