
Moreno Valley, California 92555
This Spacious Rancho Belago Residence is listed at $629,000, representing a stable acquisition positioned near its $598,248 Fair Market Value. While the property maintains a Fair Condition Rating with original 2005 finishes, it offers a rare financial hedge via a 3.75% assumable FHA loan, providing a monthly payment advantage unavailable in the current market. Boasting 3,075 square feet, Mountain Views, and a versatile downstairs bedroom, the home offers exceptional scale. Located near La Jolla Elementary and Valley View High, this is an ideal match for Owner-Occupants or multi-generational families seeking long-term affordability.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 27336 Delphinium Subject | $650,000* List Price | 4 | 4 | 3,075 | $207 | - |
A 14933 Meridian Place Sold | $645,000 | 4 | 4 | 3,236 | $199 | 0.6 mi |
B 14650 Red Gum Sold | $625,000 | 5 | 4 | 2,821 | $222 | 0.1 mi |
C 14925 Stephenson Sold | $630,000 | 5 | 3 | 2,921 | $216 | 0.8 mi |
D 28075 Championship Sold | $605,000 | 4 | 4 | 2,535 | $239 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 2005, this property is now 21 years old and largely retains its original finishes, which show signs of being outdated. While the home is move-in ready and features some updates like stainless steel kitchen appliances and wood-look laminate flooring in the bedrooms and loft, the kitchen cabinetry, large-format floor tiles, and bathroom fixtures are characteristic of the original construction period. The exterior shows minor concrete staining and the backyard landscaping requires some attention, placing it firmly in the fair category based on age and style.
The property features a rare 3.75% assumable FHA loan, providing a significant competitive advantage by allowing buyers to secure a monthly payment well below current market rates.
With 3,075 square feet, a downstairs bedroom, and additional flex spaces for an office or gym, the layout is perfectly suited for multi-generational living or remote work.
Situated in the desirable Rancho Belago area on a quiet corner lot with only one neighbor, the home offers enhanced privacy, mountain views, and proximity to the Rancho del Sol Golf Club.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
To utilize the assumable loan, the buyer must have substantial liquid capital to cover the gap between the purchase price and the existing loan balance.
While the property is conveniently located near several schools, the immediate middle school carries a lower rating of 3, which may be a concern for families prioritizing top-tier education.
Luxury Space. Flexible Living. And Up to $10,000 in Buyer Advantages. Now offered at $650,000 — strategically positioned to give buyers something far more valuable than just a lower price: the opportunity for a dramatically lower monthly payment. Welcome to the home your family has been waiting for. Situated on a quiet corner lot with only one direct neighbor, this home offers the rare combination of privacy, openness, and everyday comfort in one of Moreno Valley’s most desirable communities — Rancho Belago. From the moment you walk in, you feel the difference: soaring ceilings, abundant natural light, and a spacious open layout designed for real life and real families. The kitchen is truly the heart of the home — featuring a large center island, extensive cabinetry, walk-in pantry, and separate butler’s pantry. Perfect for family dinners, entertaining guests, holidays, and creating memories together. The living spaces feel bright, connected, and welcoming. Downstairs offers a private bedroom ideal for guests, extended family, or multigenerational living, plus additional flexible-use spaces perfect for a home office, gym, media room, or creative studio. Upstairs, the spacious primary suite becomes your private retreat with two walk-in closets, generous natural light, and plenty of room to relax and recharge. Additional highlights include a 3-car garage, upstairs laundry room, spacious backyard ready for BBQs, gatherings, kids, or peaceful evenings outdoors, and multiple bonus/flex spaces throughout the home. Located just minutes from Rancho del Sol Golf Club, parks, shopping, dining, Kaiser Permanente, and commuter access — this home blends convenience with an elevated lifestyle. And here’s what truly makes this opportunity stand out… Qualified buyers may receive up to $10,000 lender credit toward closing costs, an additional seller credit that may be used to help buy down the interest rate, possible low or zero down payment conventional financing, potential reduced interest rates, and possible no mortgage insurance options for qualified buyers. Combined, buyers could potentially leverage up to $20,000 in total advantages to significantly reduce upfront costs and monthly payments. PLUS… The current FHA loan may also be assumable at approximately 3.75% interest for qualified buyers — In today’s market, opportunities like this are becoming increasingly difficult to find: Come experience the space, comfort, and possibilities in person.
No exterior & parking available.
Grades K-5 • 0.2 mi
Grades K-5 • 1.3 mi
Grades K-5 • 1.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 4.0 | 50% |
| Baths | 4.0 | 3.0 | 87% |
| Square foot | 3,075 | 1,970 | 88% |
| Lot Size | 6,534 | 6,534 | 50% |
| Price | $650.0K | $580.0K | 75% |
| Price per sq ft | $211 | $286 | 11% |
| Built year | 2005 | 2005 | 50% |
| HOA | $30.0 | $46 | 42% |
| Days on market | 53 | 146 | 4% |
May 1, 2026
$650,000
$629,000
+3% Price Increase
Initial Listing
Apr 15, 2026
$629,000
Initial Listing
May 4, 2020
$425,000
Public Record
Oct 5, 2016
$352,000
Public Record
May 23, 2016
$270,000
Public Record
Apr 26, 2012
$230,000
Public Record
Mar 29, 2005
$393,000
Public Record