
Moreno Valley, California 92555
This Spacious Rancho Belago Residence is listed at $629,000, representing a stable acquisition positioned near its $598,248 Fair Market Value. While the property maintains a Fair Condition Rating with original 2005 finishes, it offers a rare financial hedge via a 3.75% assumable FHA loan, providing a monthly payment advantage unavailable in the current market. Boasting 3,075 square feet, Mountain Views, and a versatile downstairs bedroom, the home offers exceptional scale. Located near La Jolla Elementary and Valley View High, this is an ideal match for Owner-Occupants or multi-generational families seeking long-term affordability.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 27336 Delphinium Subject | $629,000* List Price | 4 | 4 | 3,075 | $195 | - |
A 14933 Meridian Place Sold | $645,000 | 4 | 4 | 3,236 | $199 | 0.6 mi |
B 14650 Red Gum Sold | $625,000 | 5 | 4 | 2,821 | $222 | 0.1 mi |
C 14925 Stephenson Sold | $630,000 | 5 | 3 | 2,921 | $216 | 0.8 mi |
D 27467 Delphinium Sold | $692,000 | 3 | 4 | 3,075 | $225 | 0.1 mi |
E 28075 Championship Sold | $605,000 | 4 | 4 | 2,535 | $239 | 0.9 mi |
F 14320 Annadale Drive Sold | $490,000 | 5 | 4 | 2,900 | $169 | 0.9 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 2005, this property is now 21 years old and largely retains its original finishes, which show signs of being outdated. While the home is move-in ready and features some updates like stainless steel kitchen appliances and wood-look laminate flooring in the bedrooms and loft, the kitchen cabinetry, large-format floor tiles, and bathroom fixtures are characteristic of the original construction period. The exterior shows minor concrete staining and the backyard landscaping requires some attention, placing it firmly in the fair category based on age and style.
The property features a rare 3.75% assumable FHA loan, providing a significant competitive advantage by allowing buyers to secure a monthly payment well below current market rates.
With 3,075 square feet, a downstairs bedroom, and additional flex spaces for an office or gym, the layout is perfectly suited for multi-generational living or remote work.
Situated in the desirable Rancho Belago area on a quiet corner lot with only one neighbor, the home offers enhanced privacy, mountain views, and proximity to the Rancho del Sol Golf Club.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
To utilize the assumable loan, the buyer must have substantial liquid capital to cover the gap between the purchase price and the existing loan balance.
While the property is conveniently located near several schools, the immediate middle school carries a lower rating of 3, which may be a concern for families prioritizing top-tier education.
***“Own More Home… at a Payment That Feels Like Yesterday’s Market (3.75% Opportunity)”***Priced to sell — approximately $30,000 below recent comparable sales in the area *** Welcome to the home your family has been waiting for. Set on a quiet corner lot with only one neighbor, this home gives you space, light, and peace. You feel it the moment you walk in—high ceilings, open space, and a layout made for real life. The kitchen is the heart of the home. Big island, lots of cabinets, walk-in pantry, and a butler’s pantry. Perfect for morning coffee, family dinners, and weekends together. The living space is open and bright. It’s where memories happen. Downstairs gives you flexibility. A private bedroom for guests or family, plus extra rooms that can be used your way—office, gym, or more space to grow. Upstairs, the primary suite is large and peaceful. Two walk-in closets. Room to relax and recharge. You also get a laundry room, 3-car garage, and a backyard ready for BBQs, kids, or quiet nights under the sky. Located in the desirable Rancho Belago area, near parks, top schools, this home offers a lifestyle that feels calm and connected. You’re just minutes from Rancho del Sol Golf Club, perfect for morning rounds or sunset walks, and Kaiser Permanente for everyday convenience and peace of mind.—this is a lifestyle that feels calm, open, and elevated. There is also a unique bonus… a couple of extra spaces that give you even more flexibility for living, working, or hosting. A nice surprise when you see it in person. ***And the best part…The existing FHA loan may be assumable at 3.75%—a rare opportunity for a significantly lower monthly payment. Buyer must qualify with the lender and bring cash to cover the difference between the purchase price and the current loan balance.”***—a rare chance to own more home with a lower payment. ?? Open House: April 18 | 2:00–3:00 PM Come feel the space, the light, and the lifestyle.
No exterior & parking available.
Grades K-5 • 0.2 mi
Grades K-5 • 1.3 mi
Grades K-5 • 1.6 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 4.0 | 50% |
| Baths | 4.0 | 3.0 | 85% |
| Square foot | 3,075 | 2,059 | 85% |
| Lot Size | 6,534 | 6,534 | 50% |
| Price | $629.0K | $587.5K | 70% |
| Price per sq ft | $205 | $286 | 11% |
| Built year | 2005 | 2005 | 50% |
| HOA | $30.0 | $35 | 45% |
| Days on market | 7 | 159 | 1% |
Apr 15, 2026
$629,000
Initial Listing
May 4, 2020
$425,000
Public Record
Oct 5, 2016
$352,000
Public Record
May 23, 2016
$270,000
Public Record
Apr 26, 2012
$230,000
Public Record
Mar 29, 2005
$393,000
Public Record