28 Montana Del Lago, Rancho Santa Margarita, California 92688, Rancho Santa Margarita, 92688 - 2 bed, 3 bath

28 Montana Del Lago, Rancho Santa Margarita, California 92688 home-pic-0
ACTIVE$775,000
28 Montana Del Lago, Rancho Santa Margarita, California 92688
2Beds
3Baths
1,440Sqft
1,451Lot
Year Built
1992
Close
-
List price
$775K
Original List price
$775K
Price/Sqft
$538
HOA
$485
Days on market
-
Sold On
-
MLS number
OC25245172
Home ConditionExcellent
Features
View-

About this home

We found 3 Cons,5 Pros. Rank: price - $775.0K(73th), sqft - 1440(86th), beds - 2(50th), baths - 3(69th).

Gorgeous lakefront community with **2 Primary suites** Step inside to discover a seamless fusion of contemporary design and functionality, featuring an open floor plan that maximizes space and natural light throughout. Living room and dining room connects to each other giving that seamless open flow. The heart of this home is a chef's delight! Beautiful kitchen with white crisp cabinets, New quartz counters, New tile backsplash, New stainless steel appliances, New range, New hood, New sinks, & New fixtures. New waterproof laminate floors, New recessed lighting, New outlets, New baseboards, New paint inside. Scraped ceilings. Double pane windows. Large primary bedroom. Primary bath has custom tile floors, New vanity, & New mirrors. New mirrored closet doors. Nestled in a quiet, well-maintained neighborhood with lush trees and green spaces, boasting a bright and airy floorplan. The generous living room, bathed in natural light, flows seamlessly into the dining area and kitchen, which features ample cabinetry and counter space that everyone desires.. The community provides access to a resort-style pool. This townhome also includes a 2-car garage and a private courtyard, offering additional outdoor space for relaxation or gatherings. Ideally located near a wide array of shopping, dining, and recreational options. The well-cared-for community grounds and amenities, including multiple swimming pools, the Rancho Santa Margarita Beach Club, tennis courts, parks, hiking trails and top-rated schools.

Nearby schools

7/10
Trabuco Mesa Elementary School
Public,PK-60.5mi
7/10
Rancho Santa Margarita Intermediate School
Public,7-80.3mi
8/10
Trabuco Hills High School
Public,9-123.8mi

Price History

Date
Event
Price
10/23/25
Listing
$775,000
Condition Rating
Excellent

Despite being built in 1992, this property has undergone extensive and very recent renovations, bringing it to a virtually new condition internally. The kitchen is a highlight, featuring new white shaker cabinets, new quartz countertops, new tile backsplash, and new stainless steel appliances, all with modern gold/brass fixtures. Bathrooms also boast new vanities, mirrors, and fixtures, reflecting a contemporary style. New waterproof laminate flooring, recessed lighting, fresh paint, and updated electrical outlets throughout further contribute to an 'excellent' rating, aligning with a property extensively renovated within the last 5 years with no deferred maintenance.
Pros & Cons

Pros

Extensive Recent Renovations: The property has undergone significant, high-quality updates including a new kitchen with quartz counters and stainless steel appliances, new waterproof laminate flooring, recessed lighting, paint, and updated bathrooms, making it move-in ready.
Dual Primary Suites: Featuring two primary suites, this property offers exceptional flexibility and convenience, ideal for multi-generational living, guests, or dedicated home office spaces.
Rich Community Amenities: Residents benefit from access to a resort-style pool, multiple swimming pools, the Rancho Santa Margarita Beach Club, tennis courts, parks, hiking trails, and top-rated schools, enhancing lifestyle and recreational opportunities.
Open & Bright Floor Plan: The seamless open floor plan connecting the living room, dining area, and kitchen maximizes space and natural light, creating an inviting and contemporary living environment.
Prime Lakefront Community Location: Situated in a gorgeous lakefront community, the property is nestled in a quiet, well-maintained neighborhood with lush green spaces, and is ideally located near a wide array of shopping, dining, and recreational options.

Cons

High Monthly Association Fees: The $485.0 monthly association fee is substantial and adds a significant recurring cost to homeownership, which could impact affordability for some buyers.
Lack of Specific View: Despite its location in a 'lakefront community,' the property description explicitly states 'view:None,' which might disappoint buyers seeking scenic vistas or direct lake views.
Original Building Age: While the interior has been extensively updated, the property was built in 1992, meaning the underlying building structure and potentially some core systems are over 30 years old, which could lead to future maintenance considerations for components not covered by recent cosmetic renovations.

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