280 Spear St., San Francisco, CA 94105, San Francisco, 94105 - 1 bed, 1 bath
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San Francisco, CA 94105
This Modern Luxury BMR Condominium in the architecturally significant MIRA tower is listed at $409,181, representing a stable valuation aligned with its $376,440 Fair Market Value. Boasting an Excellent Condition Rating, the 2020-built unit features a rare private balcony, updated flooring, and access to resort-style amenities including a fitness center and 24/7 lobby attendant. Situated in a Prime Waterfront Location near the Embarcadero, the home offers access to Top-Rated Schools like Chin Elementary and Lowell High. This turnkey urban sanctuary is an ideal match for income-eligible residents or first-time buyers.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 280 Spear St. Subject | $409,181* List Price | 1 | 1 | 608 | $619 | - |
A 280 Spear St. 21H Sold | $397,000 | 1 | 1 | 669 | $593 | 0.0 mi |
B 400 Beale Street 403 Sold | $385,171 | 1 | 1 | 770 | $500 | 0.2 mi |
C 285 Main Street 409 Active | $420,091 List Price | 1 | 1 | 567 | $741 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2020, this property is well within the 10-year threshold for an excellent rating. The unit features modern finishes including updated flooring, a contemporary kitchen with a stylish herringbone backsplash, and a clean, modern bathroom. All appliances and systems appear to be in like-new condition, and the building offers high-end, resort-style amenities that reflect current luxury standards.
Elementary School: Chin (John Yehall) Elementary School (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
Located in the premier MIRA high-rise, residents have access to elite resort-style amenities including a fitness center, BBQ terrace, residents' lounge, and 24/7 lobby attendant.
The property boasts an exceptional South Beach location just one block from the Embarcadero and minutes from BART, offering unparalleled access to transit and city life.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 608, other record living area = 672.
As a Below Market Rate (BMR) unit, the property is subject to strict income eligibility, resale controls, and monitoring by the MOHCD, which limits future appreciation and the buyer pool.
The association fee of $828 per month is relatively high for a one-bedroom unit, which may impact overall affordability for buyers within the restricted income brackets.
NOW FIRST, COME FIRST SERVE! Own a modern 1-bedroom condo with a RARE private balcony in SF’s premier luxury high-rise—MIRA. Unit features updated flooring, in-unit laundry, and access to resort-style amenities incl. fitness center, BBQ terrace, residents’ lounge, and 24/7 lobby attendant—all steps from East Cut Crossing, one block to the Embarcadero, and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of TEMPORARILY RELAXED buyer eligibility: up to 120% AMI, no need to be 1st time homebuyer, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! The unit will be available on a first come first served basis starting on 4/10/2026 at 8:00 AM PST. Visit https://housing.sfgov.org for application & program info. Fair housing opportunity.
No exterior & parking available.
Grades K-5 • 0.8 mi
Grades K-5 • 0.8 mi
Grades K-5 • 2.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 48% |
| Baths | 1.0 | 2.0 | 43% |
| Square foot | 608 | 1,042.5 | 3% |
| Lot Size | - | 28,689.595 | 19% |
| Price | $409.2K | $1.19M | 3% |
| Price per sq ft | $673 | $1.1K | 6% |
| Built year | 2020 | 2008 | 93% |
| HOA | $828 | $1.4K | 9% |
| Days on market | 68 | 206 | 4% |
Feb 13, 2026
$409,181
Initial Listing
Nov 13, 2020
$338,000
Public Record