280 Spear Street 12H, San Francisco, CA 94105, San Francisco, 94105 - 1 bed, 1 bath
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San Francisco, CA 94105
This Modern Move-In Ready Condominium offers a rare entry into San Francisco’s elite housing market with a List Price of $416,363. Positioned near its $380,125 Fair Market Value, the property represents a stable, high-value opportunity in the prestigious MIRA building. Boasting an Excellent Condition Rating, the 2020-built interior features high-end stainless appliances and a stunning City skyline view. With access to top-tier schools like Lowell High School, this residence is a premier choice for income-eligible residents or first-time buyers seeking a sophisticated urban lifestyle.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 280 Spear Street 12H Subject | $416,363* List Price | 1 | 1 | 652 | $583 | - |
A 280 Spear St. 21H Sold | $397,000 | 1 | 1 | 669 | $593 | 0.0 mi |
B 280 Spear Street 3D Sold | $456,887 | 2 | 1 | 887 | $515 | 0.0 mi |
C 400 Beale Street 403 Sold | $385,171 | 1 | 1 | 770 | $500 | 0.2 mi |
D 280 Spear St. 2B Active | $409,181 List Price | 1 | 1 | 608 | $673 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2020, this property is well within the 10-year threshold for an excellent rating. The unit features a modern kitchen with high-end stainless steel appliances, contemporary cabinetry, and stone countertops. The interior showcases high-quality wide-plank flooring, modern recessed lighting, and a bathroom with current designer finishes. All major systems, including heating and cooling, are nearly new with no signs of physical depreciation or deferred maintenance.
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
Built in 2020, this contemporary condominium offers the benefits of nearly new construction, featuring modern architectural design and updated interior finishes in a high-rise setting.
Located in the desirable 94105 zip code, the property provides exceptional access to the Embarcadero, Financial District, and major transit hubs, making it ideal for professionals.
As a Below Market Rate (BMR) unit, purchase is restricted to first-time homebuyers who meet specific income caps (100% AMI), significantly limiting the pool of potential buyers.
The property is subject to MOHCD resale controls and monitoring, which limits future appreciation and prevents the owner from selling the unit at market-rate prices.
1 Bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 2-2-2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 2-23-2026 at 5:00 PM. Fair Housing Opportunity.
No exterior & parking available.
Grades K-5 • 0.8 mi
Grades K-5 • 0.8 mi
Grades K-5 • 2.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 48% |
| Baths | 1.0 | 2.0 | 43% |
| Square foot | 652 | 1,042.5 | 5% |
| Lot Size | 54,885.602 | 32,629 | 61% |
| Price | $416.4K | $1.19M | 3% |
| Price per sq ft | $639 | $1.1K | 6% |
| Built year | 2020 | 2008 | 93% |
| HOA | $793 | $1.4K | 8% |
| Days on market | 142 | 206 | 34% |
Dec 1, 2025
$416,363
Initial Listing
Feb 26, 2021
$338,000
Public Record