280 Spear Street 4P, San Francisco, CA 94105, San Francisco, 94105 - 1 bed, 1 bath
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San Francisco, CA 94105
This Modern BMR Condominium within the architecturally significant MIRA tower is listed at $541,896, offering a stable valuation relative to its $492,148 Fair Market Value. Boasting an Excellent Condition Rating, this 2020-built home features a modern kitchen with stone countertops, high-quality wood-look flooring, and partial water views of the San Francisco Bay and Salesforce Tower. The property is served by Top-Rated Schools including Lowell High School and Chinese Immersion School At Deavila. This turnkey residence is an ideal match for income-eligible residents or first-time buyers seeking a luxury urban sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 280 Spear Street 4P Subject | $541,896* List Price | 1 | 1 | 519 | $948 | - |
A 280 Spear St. 20H Sold | $544,000 | 1 | 1 | 677 | $804 | 0.0 mi |
B 400 Beale Street 1109 Sold | $690,000 | 1 | 1 | 725 | $952 | 0.2 mi |
C 285 Main Street 409 Active | $420,091 List Price | 1 | 1 | 567 | $741 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2020, this property is less than 10 years old and remains in nearly new condition with no visible deferred maintenance. The interior features a modern kitchen with stone countertops and contemporary cabinetry, a clean bathroom with updated fixtures and integrated mirror lighting, and high-quality wood-look flooring. All major systems and appliances appear to be in excellent working order, meeting current quality standards.
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
Built in 2020, this contemporary condominium offers the benefits of nearly new construction, including modern finishes and adherence to the latest building standards.
Situated in the prestigious 94105 zip code, the property provides exceptional proximity to the Embarcadero, Financial District, and major tech hubs.
The property is subject to MOHCD resale restrictions and income limits, which significantly constrains future capital appreciation and the pool of potential buyers.
The association fee of $773 per month is relatively high for a 519-square-foot unit, which may strain the budget of a buyer within the 120% AMI bracket.
1 bedroom Below Market Rate (BMR) housing opportunity available at 120% Area Median Income (AMI).Temporary Waivers apply that allow 20% over AMI limit, Asset test waived, first time homebuyer status, etc Maximum income for 1 person = $130,900; 2 = $149,650; 3 = $168,300; 4 = $187,000; 5 = $201,950 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 3/31/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000GK3N7EAL to view the listing and for application & program info. Fair Housing Opportunity.
No exterior & parking available.
Grades K-5 • 0.8 mi
Grades K-5 • 0.8 mi
Grades K-5 • 2.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 48% |
| Baths | 1.0 | 2.0 | 43% |
| Square foot | 519 | 1,042.5 | 3% |
| Lot Size | 54,885.602 | 32,629 | 61% |
| Price | $541.9K | $1.19M | 5% |
| Price per sq ft | $1.0K | $1.1K | 35% |
| Built year | 2020 | 2008 | 93% |
| HOA | $773 | $1.4K | 5% |
| Days on market | 105 | 206 | 23% |
Jan 7, 2026
$541,896
Initial Listing
Feb 23, 2021
$437,000
Public Record