2829 Stone Terrace, Modesto, CA 95355, Modesto, 95355 - 3 bed, 3 bath
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2829 Stone Terrace
Modesto, CA 95355
ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,515Sq Ft
3,576Lot Size
Property Price
LIST PRICE$469,000
EST. MARKET VALUE
$479,627
SUMMARY
This Turnkey Single-Family Residence is a Strong Value Opportunity, listed at $479,900—positioned well below the $482,864 Fair Market Value by 0.61%. This valuation gap offers $2,964 in Instant Equity. Featuring a Mint Condition Rating, the home boasts a Granite Waterfall Kitchen, new HVAC, and luxury vinyl plank flooring. Located in the gated Cobblestone Manor near James C. Enochs High School, it offers a low-maintenance lifestyle. This is an ideal acquisition for Owner-Occupants or first-time buyers seeking a move-in ready home.
Estimated Market Value
$479,627
Based on Realkey algorithm analyzing recent comparable sales in Modesto.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 2829 Stone Terrace Subject | $469,000* List Price | 3 | 3 | 1,515 | $317 | - |
A 2832 Belharbour Drive Sold | $485,000 | 3 | 3 | 1,515 | $320 | 0.0 mi |
B 2809 Sand Stone Street Sold | $426,000 | 2 | 2 | 1,257 | $339 | 0.1 mi |
C 2828 Field Stone Street Sold | $410,000 | 3 | 2 | 1,257 | $326 | 0.1 mi |
D 3101 La Costa Ln Sold | $510,000 | 3 | 2 | 1,650 | $309 | 0.2 mi |
E 2204 Orchard Park Way Sold | $480,000 | 3 | 2 | 1,492 | $322 | 0.6 mi |
F 3821 Lookout Dr Sold | $446,000 | 3 | 3 | 1,595 | $280 | 1.0 mi |
G 2025 Hearthstone Lane Active | $475,000 List Price | 3 | 3 | 1,515 | $314 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although built in 1989, the property has undergone a comprehensive interior remodel within the last 5 years. It features a modern kitchen with new shaker cabinets and granite waterfall countertops, updated bathrooms with quartz vanities, new luxury vinyl plank flooring throughout, and a brand-new HVAC system, meeting the criteria for mint condition with no immediate maintenance required.
PROSSTRENGTHS & OPPORTUNITIES
- Comprehensive Modern Remodel
The interior has been fully updated with luxury vinyl plank flooring, a designer kitchen featuring granite waterfall countertops, and refreshed bathrooms with quartz vanities, offering a turnkey living experience.
- New Mechanical Systems
The installation of a brand-new HVAC system provides immediate energy efficiency and climate control reliability, reducing the likelihood of significant near-term maintenance expenses.
- Secure Gated Community
Located in the desirable Cobblestone Manor, the property benefits from gated access and an HOA that handles front yard landscaping, ensuring both security and a low-maintenance lifestyle.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =3576, other record lot size in square feet = 3687.
- Limited Lot Size
At 3,576 square feet, the lot is relatively compact for a single-family home, which may restrict outdoor activities or appeal to buyers seeking a larger private yard.
- Elementary School Rating
While the high school is highly rated, the assigned elementary school has a lower rating of 4/10, which could be a drawback for families prioritizing top-tier primary education.
About 2829 Stone Terrace
Welcome to 2829 Stone Ter, a move-in ready gem tucked inside the gated Cobblestone Manor community in Modesto's highly desirable northeast neighborhood. This beautifully updated home sits on a large corner lot with a private backyard framed by tall fencing perfect for relaxing or entertaining. Step inside to find a fully remodeled interior featuring new luxury vinyl plank flooring throughout. The kitchen is a showstopper, with granite countertops and a striking waterfall edge, stylish new shaker cabinets, and modern stainless steel appliances. Bathrooms have been refreshed with new vanities topped in quartz countertops and modern fixtures. Comfort is covered year-round with a brand-new HVAC system, and every detail here has been thoughtfully updated for easy, worry-free living. Enjoy added peace of mind and convenience with the community's HOA, which provides secure gated access, front yard landscape maintenance, and road maintenance giving you more time to enjoy your home and less to worry about upkeep. The location is unbeatable, too just minutes from Village One Plaza, with a wide range of shopping and dining options right at your fingertips. Don't miss this rare opportunity in one of Modesto's most sought-after gated communities schedule your showing today!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1989
- Lot Size
- 3,576 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $153 / Month
Neighborhood Insights
Modesto Unified Schools
Orchard Elementary School
Grades K-5 • 0.8 mi
4/10
Daniel J. Savage Middle School
Grades 6-8 • 0.7 mi
6/10
James C. Enochs High School
Grades 9-12 • 1.1 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 3.0 | 2.0 |
| Square foot | 1,515 | 1,592.041 |
| Lot Size | 3,576 | 6,846.312 |
| Price | $469.0K | $462.1K |
| Price per sq ft | $310 | $298 |
| Built year | 1989 | 1977 |
| HOA | $153 | $155 |
| Days on market | 23 | 50 |
Pricing History
Listed for Sale
Aug 26, 2026
$469,000
$479,900
-2% Price Drop
Initial Listing
Price Change
Aug 17, 2026
$479,900
Initial Listing
Sold
Jun 11, 1998
$118,500
Public Record