285 Main Street 409, San Francisco, CA 94105, San Francisco, 94105 - 1 bed, 1 bath
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San Francisco, CA 94105
This Modern BMR Condominium within the architecturally significant MIRA tower is listed at $420,091, representing a stable valuation aligned with its $401,810 Fair Market Value. The unit maintains an Excellent Condition Rating, featuring 2020 construction with premium finishes and a Prime Transit-Oriented Location. Families will appreciate proximity to Top-Rated Schools, including Lowell High School and Chinese Immersion School At Deavila. This offering is an ideal match for income-eligible residents or first-time buyers looking for a turnkey urban sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 285 Main Street 409 Subject | $420,091* List Price | 1 | 1 | 567 | $709 | - |
A 280 Spear St. 20H Sold | $544,000 | 1 | 1 | 677 | $804 | 0.1 mi |
B 280 Spear St. 21H Sold | $397,000 | 1 | 1 | 669 | $593 | 0.1 mi |
C 280 Spear St. 2B Active | $409,181 List Price | 1 | 1 | 608 | $673 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
This property was built in 2020, making it only a few years old and well within the 'excellent' criteria. The interior features modern wood-look flooring, recessed lighting, and a clean, contemporary aesthetic. The kitchen and bathroom are in pristine condition with modern cabinetry and fixtures. As a unit in the iconic MIRA building, it benefits from high-quality construction and virtually new systems with no deferred maintenance.
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
Located in the MIRA building completed in 2020, this unit offers the rare opportunity to reside in a world-class, architecturally significant high-rise featuring contemporary design and high-end construction.
Priced at $420,091, this Below Market Rate (BMR) unit provides a highly accessible entry point into San Francisco homeownership in a neighborhood where market-rate units typically command a significant premium.
The property is subject to strict MOHCD eligibility requirements, including income caps and first-time homebuyer status, along with long-term resale controls that limit future capital appreciation.
The association fee of $773 per month is relatively high for a 567-square-foot one-bedroom unit, which may impact the overall monthly affordability for the target income demographic.
1-bedroom Below Market Rate (BMR) housing opportunity at the MIRA (This unit is eligible for Temporary Waivers to Applicant's Eligibility Requirements (see below); at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300 etc. One of the waivers is qualifying AMI of 120% as shown on SFMOHCD listing reflects the one-time 20% increase. Contact Listing Agent for more info about the Temporary waivers that apply.Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 4/2/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000GM5npEAD to view the listing and for application & program info. Fair Housing Opportunity.
No exterior & parking available.
Grades K-5 • 0.8 mi
Grades K-5 • 0.8 mi
Grades K-5 • 2.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 48% |
| Baths | 1.0 | 2.0 | 43% |
| Square foot | 567 | 1,042.5 | 3% |
| Lot Size | 54,885.602 | 32,629 | 61% |
| Price | $420.1K | $1.19M | 3% |
| Price per sq ft | $741 | $1.1K | 6% |
| Built year | 2020 | 2008 | 93% |
| HOA | $773 | $1.4K | 5% |
| Days on market | 153 | 206 | 35% |
Nov 20, 2025
$420,091
Initial Listing
Aug 18, 2021
$340,500
Public Record