285 Moss Street 109, Chula Vista, California 91911, Chula Vista, 91911 - 2 bed, 2 bath
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285 Moss Street 109
Chula Vista, California 91911
ACTIVE
CONDITION: FAIR
2Beds
2Baths
900Sq Ft
72,309.602Lot Size
Property Price
LIST PRICE$439,000
EST. MARKET VALUE
$426,898
SUMMARY
This Condominium represents a Strong Value Opportunity, listed at $450,000—positioned well below the $433,414 Fair Market Value by -3%. While the property is priced slightly above market, its Fair Condition Rating and low HOA fees make it a stable asset. Featuring a pool and private balcony, the unit offers a functional layout near Hilltop Senior High School. This property is an ideal acquisition for Buy-and-Hold Investors seeking rental demand or first-time buyers looking for an accessible entry into the Chula Vista market.
Estimated Market Value
$426,898
Based on Realkey algorithm analyzing recent comparable sales in Chula Vista.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 285 Moss Street 109 Subject | $439,000* List Price | 2 | 2 | 900 | $474 | - |
A 285 Moss St 64 Sold | $450,000 | 2 | 2 | 900 | $500 | 0.0 mi |
B 440 L Street J Sold | $499,000 | 2 | 2 | 1,037 | $481 | 0.5 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1970, this property shows a mix of ages. While the kitchen has been partially updated with newer cabinets and some stainless steel appliances, it retains dated tile countertops and an older coil-top stove. The bathroom features original 1970s-style green square tiling, and the overall renovation appears to be 15-20 years old, fitting the 'Fair' criteria for dated elements needing minor updates.
PROSSTRENGTHS & OPPORTUNITIES
- Comprehensive HOA Benefits
The relatively low monthly HOA fee provides significant value by including water and trash services, alongside access to community amenities like a pool and BBQ facilities.
- Turnkey Interior
The condo features a modern open layout with fresh interior paint and updates, offering a move-in-ready experience that appeals to both first-time buyers and investors.
- Strategic Location & Financing
Ideally situated near downtown Chula Vista and the San Diego Country Club, the property further increases its marketability by welcoming VA buyers.
CONSRISKS & DEFICIENCIES
- Dated Building Profile
Built in 1970, the property may lack the modern energy efficiencies and contemporary architectural aesthetics found in newer condominium developments.
- Limited Living Space
At 900 square feet for a two-bedroom, two-bathroom configuration, the interior may feel compact for families or those requiring a home office setup.
About 285 Moss Street 109
Embrace comfortable living in this beautifully updated second-story condo featuring 2 bedrooms and 2 full bathrooms within a gated community. The spacious open layout allows for abundant natural light to fill the space while fresh interior paint enhances its charm. Step out onto your private balcony or enjoy community perks such as BBQ facilities and a sparkling pool—all with low HOA fees that include water and trash pickup. Perfectly located near downtown Chula Vista, the San Diego Country Club, schools, dining options, and shopping venues. VA loans welcome
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1970
- Lot Size
- 72,309.602 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $360.0 / Month
Neighborhood Insights
Chula Vista Unified Schools
Castle Park Elementary School
Grades K-6 • 0.7 mi
6/10
Hilltop Middle School
Grades 7-8 • 1.0 mi
4/10
Hilltop Senior High School
Grades 9-12 • 1.5 mi
7/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.7 |
| Baths | 2.0 | 2.4 |
| Square foot | 900 | 1,188.972 |
| Lot Size | 72,309.602 | 57,275.789 |
| Price | $439.0K | $612.2K |
| Price per sq ft | $488 | $474 |
| Built year | 1970 | 2000 |
| HOA | $360.0 | $341 |
| Days on market | 32 | 57 |
Pricing History
Listed for Sale
Aug 29, 2026
$439,000
$449,000
-2% Price Drop
Initial Listing
Price Change
Aug 19, 2026
$449,000
$450,000
+0% Price Increase
Initial Listing
Price Change
Aug 8, 2026
$450,000
Initial Listing
Sold
Mar 28, 2000
$75,000
Public Record