28860 Loma Chiquita Road, Los Gatos, California 95033, Los Gatos, 95033 - 1 bed, 2 bath

28860 Loma Chiquita Road, Los Gatos, California 95033 home-pic-0

28860 Loma Chiquita Road

Los Gatos, California 95033

ACTIVE
CONDITION: FAIR
1Beds
2Baths
900Sq Ft
435,600Lot Size

Property Price

LIST PRICE$225,000

SUMMARY

Analysis of 28860 Loma Chiquita Road, Los Gatos, California 95033 is currently available with a list price of $225,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Los Gatos Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1985, this owner-built cabin is nearly 40 years old and maintains much of its original character and finishes. While functional and offering unique off-grid features like solar power and a private well, the interior—including the kitchen and bathrooms—shows signs of age and reflects 1980s styling. The property's inability to qualify for conventional financing and its location on an unimproved road suggest it is a well-maintained but dated retreat requiring minor updates to meet modern standards.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 435600, living area = 900.

  • Expansive Acreage & Privacy

    Situated on 10 serene acres in the Los Gatos Mountains, this property offers ultimate privacy and significant usable land for parking, recreational equipment, or potential future expansion.

  • Sustainable Off-Grid Infrastructure

    The cabin is fully equipped for self-sufficient living with a private well, 8,000 gallons of water storage, and a solar power system with backup batteries, ensuring independence from public utilities.

CONSRISKS & DEFICIENCIES

  • Challenging Access

    Reaching the retreat requires an approximate 35-minute drive on an unimproved road, which may be difficult for some buyers or daily commuting needs.

  • Financing Restrictions

    Due to the lack of nearby PG&E power and its off-grid nature, the property is limited to cash buyers only as it does not qualify for conventional or FHA financing.

About 28860 Loma Chiquita Road

Private retreat in the Los Gatos Mountains. This owner-built mountain cabin, constructed in 1985, sits on 10 serene acres offering peace, privacy, and stunning long-range views. The property features ample usable land with plenty of space for parking vehicles, recreational equipment, or the potential to build an additional cabin (buyer to verify). private well, 8,000 gallons of water storage, solar panels, and backup batteries, no PG&E available nearby. The main living space offers an open-concept kitchen, dining area, and living room plus a full bathroom. Cabin has a spacious primary bedroom with a large closet and an additional full bath. Vaulted ceilings create an airy feel and offer potential for loft areas. Enjoy beautiful natural surroundings without sacrificing connectivity with good internet and cell phone coverage. Access is primarily via Highway 17 and Summit Road, followed by an approximate 35-minute drive on an unimproved road that is passable year-round. Alternate access is available via a dirt road off Croy Road in Morgan Hill. This is a private, hard-to-find property, no drive-bys, Directional signs will be posted during open houses Saturday and Sunday, March 78, from 24 PM. Cash sale only; property will not qualify for conventional or FHA financing.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1985
Lot Size
435,600 Sq. Ft.

Interior

Total Bedrooms
1
Total Bathrooms
2 (2 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds1.03.0
7%
Baths2.03.0
45%
Square foot9001,991
7%
Lot Size435,60093,654
86%
Price$225.0K$1.16M
3%
Price per sq ft$250$632
3%
Built year19851978
76%
HOA$0$0
50%
Days on market5198
3%

Pricing History

Listed for Sale

Mar 2, 2026

$225,000

Initial Listing

Sold

Jan 30, 2002

$105,000

Public Record

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