28860 Loma Chiquita Road, Los Gatos, California 95033, Los Gatos, 95033 - 1 bed, 2 bath

28860 Loma Chiquita Road
Los Gatos, California 95033
Property Price
SUMMARY
Analysis of 28860 Loma Chiquita Road, Los Gatos, California 95033 is currently available with a list price of $225,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Los Gatos Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1985, this owner-built cabin is nearly 40 years old and maintains much of its original character and finishes. While functional and offering unique off-grid features like solar power and a private well, the interior—including the kitchen and bathrooms—shows signs of age and reflects 1980s styling. The property's inability to qualify for conventional financing and its location on an unimproved road suggest it is a well-maintained but dated retreat requiring minor updates to meet modern standards.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 435600, living area = 900.
- Expansive Acreage & Privacy
Situated on 10 serene acres in the Los Gatos Mountains, this property offers ultimate privacy and significant usable land for parking, recreational equipment, or potential future expansion.
- Sustainable Off-Grid Infrastructure
The cabin is fully equipped for self-sufficient living with a private well, 8,000 gallons of water storage, and a solar power system with backup batteries, ensuring independence from public utilities.
CONSRISKS & DEFICIENCIES
- Challenging Access
Reaching the retreat requires an approximate 35-minute drive on an unimproved road, which may be difficult for some buyers or daily commuting needs.
- Financing Restrictions
Due to the lack of nearby PG&E power and its off-grid nature, the property is limited to cash buyers only as it does not qualify for conventional or FHA financing.
About 28860 Loma Chiquita Road
Private retreat in the Los Gatos Mountains. This owner-built mountain cabin, constructed in 1985, sits on 10 serene acres offering peace, privacy, and stunning long-range views. The property features ample usable land with plenty of space for parking vehicles, recreational equipment, or the potential to build an additional cabin (buyer to verify). private well, 8,000 gallons of water storage, solar panels, and backup batteries, no PG&E available nearby. The main living space offers an open-concept kitchen, dining area, and living room plus a full bathroom. Cabin has a spacious primary bedroom with a large closet and an additional full bath. Vaulted ceilings create an airy feel and offer potential for loft areas. Enjoy beautiful natural surroundings without sacrificing connectivity with good internet and cell phone coverage. Access is primarily via Highway 17 and Summit Road, followed by an approximate 35-minute drive on an unimproved road that is passable year-round. Alternate access is available via a dirt road off Croy Road in Morgan Hill. This is a private, hard-to-find property, no drive-bys, Directional signs will be posted during open houses Saturday and Sunday, March 78, from 24 PM. Cash sale only; property will not qualify for conventional or FHA financing.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1985
- Lot Size
- 435,600 Sq. Ft.
Interior
- Total Bedrooms
- 1
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 3.0 | 7% |
| Baths | 2.0 | 3.0 | 45% |
| Square foot | 900 | 1,991 | 7% |
| Lot Size | 435,600 | 93,654 | 86% |
| Price | $225.0K | $1.16M | 3% |
| Price per sq ft | $250 | $632 | 3% |
| Built year | 1985 | 1978 | 76% |
| HOA | $0 | $0 | 50% |
| Days on market | 5 | 198 | 3% |
Pricing History
Listed for Sale
Mar 2, 2026
$225,000
Initial Listing
Sold
Jan 30, 2002
$105,000
Public Record










