2944 Cottingham St, Oceanside, California 92054, Oceanside, 92054 - 4 bed, 3 bath
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Oceanside, California 92054
This Loma Alta Single Family Residence is a High-Potential Investment Opportunity, listed at $999,000—positioned slightly above the $991,505 Fair Market Value. While the property requires modernization due to its Fair Condition Rating, the expansive corner lot offers significant upside for an ADU addition. Featuring solar panels, a community pool, and proximity to coastal amenities, this asset balances long-term energy efficiency with value-add potential. This property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants looking to build equity through strategic cosmetic renovations.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 2944 Cottingham St Subject | $990,000* List Price | 4 | 3 | 1,943 | $507 | - |
A 355 Islander Sold | $1,089,000 | 3 | 3 | 2,021 | $539 | 0.2 mi |
B 1305 Cornish Drive Sold | $1,200,000 | 5 | 3 | 2,500 | $480 | 0.9 mi |
C 2904 E Barnwell Street Sold | $790,000 | 3 | 2 | 1,508 | $524 | 0.4 mi |
D 2861 Turnbull Street Sold | $876,000 | 4 | 2 | 1,454 | $602 | 0.5 mi |
E 1331 Cornish Drive Sold | $1,010,000 | 3 | 2 | 1,824 | $554 | 1.0 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1979, the property is over 40 years old and shows significant dating. While functional and featuring solar panels, the interior has older Saltillo tile flooring, fluorescent kitchen lighting, popcorn ceilings, and dated bathroom vanities. It requires cosmetic updates and modernization throughout to meet current market standards.
The property features a large corner lot with a unique triangular section of usable land, offering significant potential for an Accessory Dwelling Unit (ADU) or custom outdoor living space.
Equipped with solar panels and a relatively low HOA fee of $160, this home provides long-term energy savings and access to community amenities like a pool and spa.
Situated in the desirable Loma Alta community, the home is minutes from Buddy Todd Park and Oceanside beaches, perfectly blending neighborhood charm with a coastal lifestyle.
The assigned elementary schools carry lower ratings (3/10), which may be a consideration for families prioritizing top-tier educational performance.
Built in 1979, the property may require modern updates or renovations to compete with newer builds in the area and fully realize its 'future potential.'
Nestled in the sought after Loma Alta community of Oceanside, this beautifully positioned corner lot home offers the perfect blend of coastal lifestyle, neighborhood charm, and future potential. Located just moments from Buddy Todd Park, local beaches, shopping, dining, and all that coastal Oceanside has to offer, the location truly checks every box. Set on an expansive corner lot, the property features an additional triangular section of usable land creating exciting possibilities for added outdoor space, gardening, or potential ADU opportunities. Inside, the home is filled with natural light and enjoys a wonderful sense of openness throughout. On clear days, you can even catch views of the skydivers floating above the coastline, adding to the unique charm and coastal energy of the neighborhood. Additional highlights include solar, helping provide energy efficiency and long term savings while supporting an easy Southern California lifestyle. Residents of the community also enjoy access to the HOA pool and spa, perfect for relaxing after a beach day or soaking in Oceanside’s year round sunshine. Whether you’re looking for your next primary residence, investment opportunity, or a home with room to grow, this Loma Alta gem offers incredible potential in one of Oceanside’s most beloved communities.
No exterior & parking available.
Grades K-5 • 0.6 mi
Grades K-5 • 0.9 mi
Grades K-5 • 1.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 3.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 1,943 | 1,763 |
| Lot Size | 6,254 | 6,750 |
| Price | $990.0K | $960.1K |
| Price per sq ft | $510 | $566 |
| Built year | 1979 | 1986 |
| HOA | $160.0 | $144 |
| Days on market | 40 | 42 |
Jul 17, 2026
$990,000
$999,000
-1% Price Drop
Initial Listing
Jun 12, 2026
$999,000
Initial Listing
Jun 27, 2014
$450,000
Public Record
Jan 3, 2012
$322,500
Public Record
Sep 2, 2011
$292,000
Public Record
Jul 3, 2003
$357,500
Public Record