295 Plymouth Street, Cambria, California 93428, Cambria, 93428 - 3 bed, 2 bath

295 Plymouth Street
Cambria, California 93428
Property Price
SUMMARY
Analysis of 295 Plymouth Street, Cambria, California 93428 reveals a Fairly Priced Property with a current list price of $1,899,900 aligned with the estimated $1,899,900 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Cambria Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 1996, the property has undergone an extensive high-end renovation within the last 5 years. The interior features a modern white kitchen with premium stone countertops and stainless steel appliances, spa-inspired bathrooms with a freestanding soaking tub and glass-enclosed shower, updated hardwood flooring, and contemporary light fixtures throughout, meeting current luxury standards with no visible deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Rare Vacation Rental License
The property includes a hard-to-find vacation rental license, offering significant investment potential as an income-producing asset or a flexible secondary residence.
- Prime Coastal Location
Situated in the highly sought-after Park Hill neighborhood, the home is just blocks from beach access, Shamel Park, and the scenic trails of Fiscalini Ranch.
- Superior Accessibility
Located on a rare wide, paved street with flat parking and two attached garages, this property avoids the steep and narrow access issues common in Cambria.
CONSRISKS & DEFICIENCIES
- Low Available Lot Utilization
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2100, living area = 1630.
- Limited Lot Size
The 2,100 square foot lot is relatively small, which may restrict outdoor yard space and privacy for buyers seeking a larger coastal estate.
- Partial Ocean Views
While the home offers glimpses of the Pacific, the views are described as partial, which may be a drawback for buyers expecting unobstructed panoramic vistas at this price point.
About 295 Plymouth Street
Located in one of Cambria’s most sought-after coastal neighborhoods, this luxuriously updated home is just blocks from beach access, Shamel Park, and the breathtaking trails of Fiscalini Ranch. Also within walking distance are the iconic shores of Moonstone Beach and Cambria’s public pool. Just steps from the ocean bluffs, you can begin each morning with coffee on a park bench as the waves crash below. Bright, clean, and filled with natural light, the home blends modern comfort with timeless coastal charm. The classic white kitchen features elegant countertops, bar seating, and ample storage. A spacious dining area is surrounded by tall windows, while the living room showcases exposed wood beams and a cozy fireplace. Step out onto the balcony to enjoy partial ocean views and cool sea breezes. Upstairs, the open layout offers glimpses of the Pacific, where whales may spout in the distance and stars fill the sky at night. The primary suite is a calming retreat with a spa-inspired en suite featuring a soaking tub and separate shower. Downstairs, you’ll find two additional bedrooms, a full bath, and a convenient laundry area. Set on a wide, paved street—rare for Cambria—with flat parking, two attached single-car garages, and additional parking, the home sits in a quiet, established neighborhood with large lots and beautiful homes. A hard-to-find vacation rental license adds even more appeal, offering flexible use as a full-time residence, weekend getaway, or income-producing property in one of the Central Coast’s most charming towns. Schedule your private showing today!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1996
- Lot Size
- 2,100 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,630 | 1,528 | 58% |
| Lot Size | 2,100 | 5,775 | 4% |
| Price | $1.90M | $940.0K | 92% |
| Price per sq ft | $1.2K | $664 | 87% |
| Built year | 1996 | 1985 | 87% |
| HOA | $0 | $0 | 50% |
| Days on market | 240 | 197 | 75% |
Pricing History
Listed for Sale
Feb 26, 2026
$1,899,900
Initial Listing
Price Change
Jul 10, 2025
$1,999,900
Initial Listing
Sold
Apr 1, 2021
$1,090,000
Public Record
Sold
Aug 24, 2001
$475,000
Public Record
Sold
Jan 14, 2000
$395,000
Public Record






























































