3025 Chicago Street, San Diego, California 92117, San Diego, 92117 - 4 bed, 4 bath
3025 Chicago Street
San Diego, California 92117
Property Price
SUMMARY
Analysis of 3025 Chicago Street, San Diego, California 92117 reveals a Prime Investment Opportunity with a current list price of $3,600,000—significantly undercutting the $3,762,283 Fair Market Value by 4%. This valuation gap indicates a +$162,283 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3025 Chicago Street Subject | $3,600,000* List Price | 4 | 4 | 4,212 | $893 | - |
A 3360 Mount Laurence Sold | $2,675,000 | 4 | 3 | 3,050 | $877 | 1.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although originally built in 1981, the property has undergone an extensive, high-end renovation within the last five years. The interior features a modern chef's kitchen with premium stainless steel appliances and waterfall-edge countertops, updated bathrooms with contemporary tiling and fixtures, and high-quality wide-plank flooring throughout. The addition of a modern ADU and the pristine condition of the resort-style pool and outdoor areas indicate that all components meet current luxury standards with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional Coastal Views
The property offers rare, unobstructed views of the ocean and bay, providing a front-row seat to sunsets and local fireworks displays from the primary living spaces.
- Income-Generating ADU
The lower level features a built-in Accessory Dwelling Unit (ADU) with a private entrance, full kitchen, and bath, offering significant potential for rental income or guest accommodations.
- Resort-Style Amenities
The home is situated on a lot transformed into a tropical retreat, complete with a pool, spa, and fruit trees, paired with a spacious 4,212 sqft interior that has been modernly updated.
CONSRISKS & DEFICIENCIES
- Market Price Positioning
The $3.6M asking price represents a substantial premium for the 92117 zip code, which may lead to appraisal challenges or a longer time on the market compared to neighborhood averages.
- High Building-to-Lot Ratio
With a 4,212 sqft structure and extensive pool/spa hardscaping on an 8,500 sqft lot, there is limited traditional yard space or lawn area for families seeking green space.
About 3025 Chicago Street
One-of-a-Kind Ocean and Bay View Home for Sale. Experience unparalleled luxury and breathtaking views from this stunning coastal retreat. Nestled in a prime location, this home offers an exclusive blend of elegance, comfort, and natural beauty. Enjoy mesmerizing sunsets and watch the bay fireworks from the comfort of your living room or while soaking in the spa. Step into your own tropical paradise complete with a pool, spa, fruit trees, and lush bamboo. Perfect for relaxation and entertaining. This home features 4 large bedrooms all with walk-in closets, plus an office that can easily serve as a 5th bedroom. The lower level also has a built in ADU, Ideal for guests or rental income, the lower level includes a private entrance, kitchen, and bath. The entire house is thoughtfully updated throughout with modern finishes and high-end details.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1981
- Lot Size
- 8,500 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 58% |
| Baths | 4.0 | 2.0 | 95% |
| Square foot | 4,212 | 1,490 | 99% |
| Lot Size | 8,500 | 6,300 | 78% |
| Price | $3.60M | $1.19M | 99% |
| Price per sq ft | $855 | $792 | 66% |
| Built year | 1981 | 1961 | 94% |
| HOA | $0 | $0 | 50% |
| Days on market | 3 | 156 | 6% |
Pricing History
Listed for Sale
Mar 4, 2026
$3,600,000
Initial Listing
Sold
Mar 10, 2020
$1,370,000
Public Record
Sold
Jul 26, 2004
$1,165,000
Public Record
Sold
Jun 25, 1998
$582,000
Public Record