
Santa Cruz, California 95062
This Turnkey Duplex is a Strong Value Opportunity, listed at $1,649,999—positioned slightly above the $1,623,080 Fair Market Value. While the price reflects its premium Mint Condition Rating, the property offers significant income potential with a projected $92,000–$103,000 annual gross rental income. Featuring remodeled kitchens, luxury vinyl plank flooring, and private yards, this asset is optimized for immediate occupancy or rental. Its prime Seabright location ensures high demand, making it an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking to offset housing costs through a strategic house-hack.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 303 Windham Street Subject | $1,649,999* List Price | 0 | 0 | 2,044 | $794 | - |
A Hanover Street Sold | $1,720,000 | 0 | 0 | 1,840 | $935 | 0.6 mi |
B 125 Mountain View Avenue Sold | $1,500,000 | 0 | 0 | 1,920 | $781 | 0.4 mi |
C 334 Pennsylvania Avenue Sold | $1,700,000 | 0 | 0 | 2,826 | $602 | 0.2 mi |
D 915 Cayuga Street Active | $1,599,000 List Price | 0 | 0 | 1,884 | $849 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Although built in 1977, the property has undergone a comprehensive recent renovation (<5 years) including remodeled kitchens with new cabinetry and quartz countertops, new luxury vinyl plank flooring, and upgraded electrical and heating systems. With fresh interior/exterior paint and new windows, the units are in mint, move-in-ready condition requiring no immediate maintenance.
Situated in the highly coveted Seabright/Midtown area, the property offers exceptional proximity to Seabright State Beach, the Santa Cruz Harbor, and popular local dining and entertainment.
Both units have been extensively refreshed with remodeled kitchens, quartz countertops, luxury vinyl plank flooring, and upgraded electrical and heating systems, significantly reducing immediate capital expenditure for a buyer.
With separate garages, private yards, and a projected monthly rental income of up to $8,600, this duplex provides excellent flexibility for owner-occupants or investors seeking high yield in a premium market.
The 4,792-square-foot lot is relatively small for two residences with individual yards and garages, which may result in limited outdoor utility and a sense of high density.
While unit 303 features brand-new dual-pane windows, unit 305 utilizes windows that are approximately 10 years old, creating a slight disparity in energy efficiency and future maintenance cycles between the two units.
Live the Santa Cruz lifestyle while enjoying the flexibility and income potential of a beautifully updated duplex in one of the area’s most desirable coastal communities. 303–305 Windham Street offers two spacious 2-bedroom residences, each with its own private yard and one-car garage, with new garage doors, creating an ideal combination of privacy, versatility and indoor-outdoor living. The 305 residence features 2 bedrooms and 1.5 baths, while 303 offers 2 bedrooms and 1 bath. Both homes have been thoughtfully refreshed with remodeled kitchens featuring new cabinetry and quartz countertops, new luxury vinyl plank flooring throughout the first floors, upgraded heating and electrical, new satin-nickel plumbing fixtures, LED lighting, and fresh interior and exterior paint. Unit 303 also features all-new dual-pane windows, while the windows in 305 were replaced approximately 10 years ago. For investors and owner-occupants alike, the numbers add to the appeal. Estimated current market rents are approximately $3,850–$4,300 per unit, offering potential combined rental income of roughly $7,700–$8,600 per month. Live in one and offset your housing costs with income from the other, accommodate extended family in their own private residence, or rent both for a potentially strong income-producing investment.* And then there’s the location. Set in Santa Cruz’s sought-after Seabright/Midtown area, you’re close to the sand and surf of Seabright State Beach, the Santa Cruz Harbor, neighborhood cafés, restaurants and shops, with the iconic Santa Cruz Beach Boardwalk and Downtown Santa Cruz also nearby. Spend mornings grabbing coffee or heading to the beach, afternoons biking along the coast or watching sailboats leave the harbor, and evenings enjoying a sunset by the water. Two homes. Two private yards. Two garages. Beautifully updated interiors. Potential gross rental income of approximately $92,000–$103,000 and the Santa Cruz coastal lifestyle just beyond your doorstep. Whether you're searching for a primary residence with substantial income potential, a multi-generational property, or an investment in one of Santa Cruz's most appealing coastal neighborhoods, 303–305 Windham Street offers a rare combination of lifestyle, flexibility and value. * Rental figures are estimates based on current market conditions and comparable rental offerings and are not guaranteed. Buyer to independently verify rental income and expenses.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 0.0 | 0.0 |
| Baths | 0.0 | 0.0 |
| Square foot | 2,044 | 2,195.333 |
| Lot Size | 4,792 | 6,650.333 |
| Price | $1.65M | $1.64M |
| Price per sq ft | $807 | $773 |
| Built year | 1977 | 1979 |
| HOA | $0 | $0 |
| Days on market | 12 | 51 |
Aug 28, 2026
$1,699,999
Initial Listing
Aug 28, 2026
$1,649,999
Initial Listing