3038 Udall St, San Diego, California 92106, San Diego, 92106 - 3 bed, 4 bath

3038 Udall St, San Diego, California 92106 home-pic-0

3038 Udall St

San Diego, California 92106

ACTIVE
CONDITION: FAIR
3Beds
4Baths
2,763Sq Ft
16,000Lot Size

Property Price

LIST PRICE$2,195,000
EST. MARKET VALUE
$2,195,000

SUMMARY

Analysis of 3038 Udall St, San Diego, California 92106 reveals a Fairly Priced Property with a current list price of $2,195,000  aligned with the estimated $2,195,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$2,195,000
Based on Realkey algorithm analyzing recent comparable sales in San Diego.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
3038 Udall St
Subject
$2,195,000*
List Price
342,763$794-
A
3145 Quimby Street
Sold
$2,050,000332,354$8710.3 mi
B
2719 Chatsworth Blvd
Sold
$1,700,000332,160$7870.6 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1985, the property is well-maintained but shows significant signs of age in its styling and fixtures. The kitchen features dated honey-oak cabinetry and older black appliances, while the bathrooms utilize 1980s-era tile work and glass blocks. While functional and move-in ready, the home lacks recent comprehensive renovations to meet modern luxury standards.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 16000, living area = 2763.

  • Income Potential

    The lower level includes a separate entrance and kitchenette, offering an ideal setup for a rental unit, guest suite, or ADU to generate passive income.

  • Development Opportunity

    The listing includes three separate lots, providing a rare and significant opportunity for future expansion or the construction of additional dwellings.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =16000, other record lot size in square feet = 6548.

  • Hillside Topography

    The steep hillside positioning may limit the amount of flat, usable yard space and could increase the complexity and cost of future construction.

  • Aircraft Noise Proximity

    Due to its close proximity to San Diego International Airport, the property is likely subject to significant overhead flight path noise.

About 3038 Udall St

Tucked away in the heart of Point Loma, 3038 Udall Street is a charming Spanish-style retreat offering privacy, versatility, and panoramic city views. This two-story home features 3 bedrooms plus a flexible bonus room, ideal for an office, studio, or guest space. The entry level welcomes you with a bright living area and kitchen that open to expansive decks overlooking the city—perfect for entertaining or quiet evenings outdoors. Also on this level are the primary bedroom and bath, a secondary bedroom, and a guest bath, all framed by picture windows capturing the surrounding trees and views. Downstairs, enjoy wrap-around decks with stunning city vistas, a private bonus room, third bedroom, bathroom, and kitchenette with a separate entrance—ideal for a lock-off studio or ADU for guests or rental income. Perched on a peaceful hillside yet just a short stroll to Liberty Station, this home offers quick access to downtown San Diego, the airport, harbor, beaches, yacht clubs, and award-winning schools. Whether as a primary residence, first home, or lucrative short-term rental, this property embodies San Diego living—sunny, scenic, and centrally located. Listing includes three lots with ample potential to expand or build.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1985
Lot Size
16,000 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
4 (4 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths4.03.0
80%
Square foot2,7632,219
77%
Lot Size16,0005,294
95%
Price$2.19M$1.85M
71%
Price per sq ft$794$927
28%
Built year19851953
78%
HOA$0$0
50%
Days on market110162
35%

Pricing History

Listed for Sale

Mar 3, 2026

$2,195,000

$2,295,000

-4% Price Drop

Initial Listing

Price Change

Nov 17, 2025

$2,295,000

Initial Listing

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