3038 Udall St, San Diego, California 92106, San Diego, 92106 - 3 bed, 4 bath
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San Diego, California 92106
This Versatile Spanish-Style Hillside Retreat is listed at $2,195,000, representing a stable acquisition at its $2,195,000 Fair Market Value. Maintaining a Good Condition Rating, the residence is defined by Panoramic City and Harbor Views captured from expansive wrap-around decks. The layout provides rare Income Versatility with a lower-level kitchenette and separate entrance, while the 16,000 Sqft site across three lots offers massive Development Potential. Situated near Liberty Station within the San Diego Unified District, it is ideal for Owner-Occupants seeking a house-hack or Multi-Generational Buyers.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3038 Udall St Subject | $2,195,000* List Price | 3 | 4 | 2,763 | $794 | - |
A 3145 Quimby Street Sold | $2,050,000 | 3 | 3 | 2,354 | $871 | 0.3 mi |
B 2719 Chatsworth Blvd Sold | $1,700,000 | 3 | 3 | 2,160 | $787 | 0.6 mi |
C 3316 Garrison St Active | $2,200,000 List Price | 4 | 3 | 2,190 | $1,005 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and well-maintained, consistent with the 'good' classification. While the kitchen appliances, cabinetry, and bathroom tile work (including glass blocks) are somewhat dated and reflect styles from 15-20 years ago, the home is clean and functional. The Spanish-style Saltillo tile flooring and granite countertops are in good condition, and the expansive decks and panoramic views add significant value without requiring immediate renovation.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 16000, living area = 2763.
The property includes three lots totaling 16,000 square feet, offering a rare and significant opportunity to expand the existing home or build additional structures in a high-demand area.
The lower level features a separate entrance, kitchenette, and bonus room, making it perfectly suited for a legal ADU, guest suite, or a lucrative short-term rental to generate passive income.
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =16000, other record lot size in square feet = 6548.
The steep hillside location may limit the amount of usable flat yard space and could increase the complexity and cost of future expansion or landscaping projects.
A recent $100,000 price reduction indicates that the property may have been initially overvalued for the current market, potentially affecting buyer perception of its value.
Tucked away in the heart of Point Loma, 3038 Udall Street is a charming Spanish-style retreat offering privacy, versatility, and panoramic city views. This two-story home features 3 bedrooms plus a flexible bonus room, ideal for an office, studio, or guest space. The entry level welcomes you with a bright living area and kitchen that open to expansive decks overlooking the city—perfect for entertaining or quiet evenings outdoors. Also on this level are the primary bedroom and bath, a secondary bedroom, and a guest bath, all framed by picture windows capturing the surrounding trees and views. Downstairs, enjoy wrap-around decks with stunning city vistas, a private bonus room, third bedroom, bathroom, and kitchenette with a separate entrance—ideal for a lock-off studio or ADU for guests or rental income. Perched on a peaceful hillside yet just a short stroll to Liberty Station, this home offers quick access to downtown San Diego, the airport, harbor, beaches, yacht clubs, and award-winning schools. Whether as a primary residence, first home, or lucrative short-term rental, this property embodies San Diego living—sunny, scenic, and centrally located. Listing includes three lots with ample potential to expand or build.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 4.0 | 3.0 | 78% |
| Square foot | 2,763 | 2,083.5 | 76% |
| Lot Size | 16,000 | 5,359.5 | 96% |
| Price | $2.19M | $1.81M | 69% |
| Price per sq ft | $794 | $957 | 24% |
| Built year | 1985 | 1954 | 78% |
| HOA | $0 | $0 | 50% |
| Days on market | 156 | 111 | 63% |
Mar 3, 2026
$2,195,000
$2,295,000
-4% Price Drop
Initial Listing
Nov 17, 2025
$2,295,000
Initial Listing