304 Harbor Drive, Santa Cruz, California 95062, Santa Cruz, 95062 - 4 bed, 3 bath

304 Harbor Drive, Santa Cruz, California 95062 home-pic-0
ACTIVE UNDER CONTRACT$2,100,000
304 Harbor Drive, Santa Cruz, California 95062
4Beds
3Baths
2,561Sqft
10,367Lot

Price Vs. Estimate

The estimated value ($2,100,000) is $0 (0%) lower than the list price ($2,100,000). This property may be overpriced.

Key pros and cons

Top Pros:
High Available Lot Utilization: The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 10367, living area = 2561.
Top Cons:
Extended Market Time & Price Adjustments: With 222 days on market and multiple price reductions from its original listing, the property may face market resistance or suggest initial overpricing.

Compared to the nearby listings

Price:$2.10M vs avg $1.88M (+$225,000)64%
Size:2,561 sqft vs avg 1,741 sqft85%
Price/sqft:$820 vs avg $1.1K33%

More Insights

This property has been on the market for 222 days.
Built in 1962 (63 years old).
Condition: Built in 1962, this property has undergone significant and tasteful renovations, making it move-in ready. The kitchen features modern white shaker cabinets, stainless steel appliances, light granite/quartz countertops, and a subway tile backsplash, all appearing to be recently updated. Bathrooms are clean and functional with updated fixtures and subway tile showers. Flooring is a mix of well-maintained hardwood, tile, and carpet. While the property's age suggests potential for older major systems, the visible interior components are in good condition and reflect recent investment, aligning with a property extensively renovated within the last 5-15 years.
Year Built
1962
Close
-
List price
$2.1M
Original List price
$2.4M
Price/Sqft
$820
HOA
-
Days on market
222 Days
Sold On
2026-01-09
MLS number
ML82009255
Home ConditionGood
Features
Good View: Park/Greenbelt, Marina
Deck
ViewPark/Greenbelt, Marina

About this home

When you arrive at 304 Harbor Drive, the soft hush of rustling oaks greets you- fresh from the nearby Arana Gulch greenbelt steps away. The home opens with ease, revealing an expansive 4-bedroom, 3-bathroom retreat where sunlight pours through floor-to-ceiling windows, painting the floors in golden tones. From the living and dining rooms, the ocean shimmers in the distance, a glimpse of blue framed by treetops, where sails drift near the Santa Cruz Yacht Harbor. There is a sense of calm here, of timeless comfort- anchored by a wood burning fireplace, open-concept design, and the natural rhythm of indoor-outdoor living. Flexible living spaces offer a private haven for extended family or a guest suite. Every corner has been crafted to invite the outside in- to reflect the relaxed luxury of coastal life. Tucked into one of Santa Cruz's most beloved neighborhoods, you're never far from the harbor's vibrancy or the trails' winding serenity. The mid- town location makes nearby beaches and iconic local attractions a stones throw. Each day comes with an invitation to explore, unwind, and embrace a lifestyle where beauty surrounds and possibilities expand. This is more than a home- its a coastal canvas, ready for your next chapter.

Condition Rating
Good

Built in 1962, this property has undergone significant and tasteful renovations, making it move-in ready. The kitchen features modern white shaker cabinets, stainless steel appliances, light granite/quartz countertops, and a subway tile backsplash, all appearing to be recently updated. Bathrooms are clean and functional with updated fixtures and subway tile showers. Flooring is a mix of well-maintained hardwood, tile, and carpet. While the property's age suggests potential for older major systems, the visible interior components are in good condition and reflect recent investment, aligning with a property extensively renovated within the last 5-15 years.
Pros & Cons

Pros

High Available Lot Utilization: The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 10367, living area = 2561.
Exceptional Coastal Location: The property is situated in a highly desirable mid-town Santa Cruz neighborhood, offering immediate access to the Arana Gulch greenbelt, Santa Cruz Yacht Harbor, nearby beaches, and iconic local attractions.
Scenic Views & Natural Surroundings: Features a serene setting with rustling oaks, glimpses of the ocean and Santa Cruz Yacht Harbor, and direct proximity to the Arana Gulch greenbelt, providing a tranquil environment.
Spacious & Adaptable Floor Plan: An expansive 4-bedroom, 3-bathroom layout with an open-concept design and flexible living spaces, including potential for a private guest suite or extended family accommodation.
Abundant Natural Light & Indoor-Outdoor Living: Equipped with floor-to-ceiling windows that ensure ample natural light throughout the home, fostering a seamless connection between indoor comfort and outdoor serenity.
Charming Architectural Elements: Includes a wood-burning fireplace and design crafted to reflect the relaxed luxury of coastal life, contributing to a sense of timeless comfort.

Cons

Extended Market Time & Price Adjustments: With 222 days on market and multiple price reductions from its original listing, the property may face market resistance or suggest initial overpricing.
Age of Construction (Potential for System Updates): Built in 1962, the property's age may imply a need for updates to major systems (e.g., electrical, plumbing, HVAC) that are not explicitly mentioned as having been completed, potentially incurring future costs for buyers.
Partial Ocean View: The description indicates an 'ocean glimpse framed by treetops' rather than a direct or panoramic ocean view, which might not meet the expectations of all buyers seeking prime coastal vistas.

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