3058 Polk Street, San Francisco, CA 94109, San Francisco, 94109 - 3 bed, 2 bath

3058 Polk Street
San Francisco, CA 94109
Property Price
SUMMARY
Analysis of 3058 Polk Street, San Francisco, CA 94109 is currently available with a list price of $1,749,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is in move-in ready condition with clear evidence of significant updates. Built in 1989, the unit has been modernized with engineered hardwood flooring, updated light fixtures, and a contemporary kitchen featuring stainless steel appliances and stone countertops. The bathrooms have been renovated with modern vanities and tiling. While the building itself is over 30 years old, the interior finishes and well-maintained systems align with the 'Good' criteria, showing minimal wear and tear and avoiding the dated appearance typical of a 'Fair' rating.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
- Exceptional Outdoor Living
The property features a rare 225-square-foot private deck accessible from two bedrooms, providing significant outdoor space for entertaining and a prime vantage point for San Francisco events.
- Prime Russian Hill Location
Ideally situated just blocks from Aquatic Park, Fort Mason, and the Marina, offering residents immediate access to iconic dining, shopping, and waterfront recreation.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1235, other record living area = 1198.
- Compact Three-Bedroom Layout
With 1,235 square feet distributed across three bedrooms, the individual room sizes and living areas may feel somewhat constrained compared to more spacious luxury configurations.
- Market Positioning Sensitivity
A recent price reduction from $1.85M to $1.749M suggests the property faced initial challenges with market absorption at its original valuation.
About 3058 Polk Street
Perched on the third floor in the conveniently located neighborhood of Russian Hill, this light-filled 3-bedroom, 2-bath condominium offers the perfect blend of classic San Francisco charm and modern comfort. With 1,235 square feet, the spacious living and dining areas are ideal for both everyday living and entertaining, complete with a cozy fireplace and beautiful outlooks from both the living room and rear bedrooms. The kitchen anchors the home with stainless steel appliances, while engineered hardwood floors and abundant natural light enhance the warm, inviting feel throughout. All three generously sized bedrooms are tucked away at the rear of the unit for added privacy. The primary suite features a luxurious en-suite bath, and two additional bedrooms share a full hall bathroom. Two of the bedrooms open directly to a 225 square foot private deck—perfect for morning coffee, al fresco dining or hosting your very own Blue Angels watch party. Additional highlights include in-unit laundry, one garage parking space with interior access, a shared garden, and extra space for storage. Ideally located just blocks from Aquatic Park and Fort Mason, and moments from North Beach, the Marina, and Russian Hill’s iconic dining and shopping - this home truly captures the best of city living.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1989
- Lot Size
- -
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $375 / Month
Neighborhood Insights
San Francisco Unified Schools
Yick Wo Elementary School
Grades 1-5 • 0.4 mi
San Francisco Public Montessori School
Grades K-5 • 1.0 mi
Chinese Education Center
Grades K-5 • 1.3 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 2.0 | 84% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,235 | 980 | 70% |
| Lot Size | - | 9,783.96 | 12% |
| Price | $1.75M | $1.05M | 84% |
| Price per sq ft | $1.4K | $908 | 91% |
| Built year | 1989 | 1966 | 59% |
| HOA | $375 | $881 | 7% |
| Days on market | 44 | 201 | 3% |
Pricing History
Listed for Sale
Feb 22, 2026
$1,749,000
$1,850,000
-5% Price Drop
Initial Listing
Price Change
Jan 22, 2026
$1,850,000
Initial Listing
Sold
Jul 26, 2021
$2,000
Public Record
Sold
Nov 7, 2019
$1,675,000
Public Record
Sold
Dec 8, 1993
$296,500
Public Record
















































