
Tracy, CA 95377
This Luxury Lakefront New Construction is a Prime Investment Opportunity, listed at $919,000—positioned well below the $953,122 Fair Market Value by 3%. This valuation gap offers $34,122 in Instant Equity for the buyer. Boasting a Brand-New Condition Rating, this Toll Brothers residence features 10-foot ceilings, Western stacking doors, and a premium lakefront location. Located in the gated Regency at Tracy Lakes, residents enjoy resort amenities including a clubhouse, pools, and pickleball. This is an elite choice for Active Adult Homeowners or Retirees seeking a high-end, maintenance-free sanctuary.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3086 Phoenix Avenue Subject | $919,000* List Price | 3 | 3 | 2,520 | $378 | - |
A 1637 White Rock Dr Sold | $1,137,649 | 3 | 3 | 2,520 | $451 | 0.2 mi |
B 1567 Aloha Lane Sold | $822,086 | 3 | 3 | 2,520 | $326 | 0.1 mi |
C 1849 Island Lane Sold | $1,004,754 | 3 | 3 | 2,548 | $394 | 0.3 mi |
D 1865 Island Lane Sold | $1,025,000 | 3 | 3 | 2,775 | $369 | 0.3 mi |
E 1817 Island Lane Sold | $989,000 | 3 | 3 | 2,775 | $356 | 0.3 mi |
F 3137 Phoenix Ave Pending | $1,049,503 List Price | 3 | 3 | 2,520 | $416 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
This is a new construction property with a 2026 build year, featuring high-end Toll Brothers craftsmanship. The home includes modern luxury features such as 10-foot ceilings, 8-foot doors, dual-pane Anderson windows, and energy-saving LED recessed lighting. The kitchen and bathrooms are designed with contemporary styles, including premium cabinetry and built-in stainless steel appliances. As a brand-new build, all structural and mechanical systems are new, meeting the highest current quality standards with no physical depreciation.
Situated in a premier 55+ gated community, the property offers unparalleled access to three lakes, a clubhouse, fitness center, pickleball courts, and a full-time lifestyle director.
As a design-ready new construction, buyers have the rare opportunity to select their own interior finishes, ensuring the home perfectly reflects their personal style.
Built by Toll Brothers, the home features high-end architectural details including 10-foot ceilings, 8-foot doors, and Western stacking sliding doors that enhance the lakefront living experience.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2520, other record living area = 2430. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
The property was recently sold within the past year on 2026-02-06. The sold price is $10,181,500.00.
The 55+ active adult community requirement significantly limits the pool of potential buyers, excluding families and younger investors.
Welcome to Regency at Tracy Lakes 55+ active adult gated community, where luxury living takes center stage. With three picturesque lakes, this vibrant community offers a fishing dock, 1-acre community garden and dog park. With a wealth of amenities, including a clubhouse, pools, cabanas, yoga studio, fitness center, bocce ball, and pickleball courts, every day is an opportunity for relaxation and recreation. The onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. There's still time to choose your finishes in this design-ready home. Lake Front location with professionally landscaped front and Low-maintenance maintained by the HOA. Bonus flex room add a sense of elegance and seclusion. Generous walk-in closet and deluxe primary bath enhance the lovely primary bedroom suite. Conveniently located off the foyer, the secondary bedroom features a walk-in closet and a private bath. Elegant Toll Brothers craftsmanship, with 10-foot ceilings, 8-foot doors, 5 1/4" baseboards, dual-pane Anderson windows, Western stacking sliding doors, and modern energy-saving LED integrated recessed lights. (photos not of actual home, for marketing only, features and upgrades are different, same floor plan)
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 4.0 | 34% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 2,520 | 2,379 | 61% |
| Lot Size | 7,106 | 6,000 | 73% |
| Price | $919.0K | $745.0K | 85% |
| Price per sq ft | $365 | $330 | 67% |
| Built year | 2026 | 2003 | 98% |
| HOA | $375 | $0 | 82% |
| Days on market | 7 | 205 | 1% |
Apr 15, 2026
$919,000
Initial Listing
Feb 6, 2026
$10,181,500
Public Record
Aug 7, 2024
$6,129,000
Public Record
Nov 7, 2023
$14,009,500
Public Record