3095 L St., San Diego, California 92102, San Diego, 92102 - 3 bed, 4 bath
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San Diego, California 92102
This Single-Family Residence is a Strong Value Opportunity, listed at $1,050,000—positioned well below the $966,007 Fair Market Value by -8%. While the list price exceeds the current estimation, the property offers a unique Income-Generating ADU that provides immediate rental revenue to offset mortgage costs. Featuring a Condition Rating of 3, the home includes recent capital improvements like a newer roof and updated plumbing. This setup is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a house-hack strategy in San Diego.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3095 L St. Subject | $950,000* List Price | 3 | 4 | 1,558 | $589 | - |
A 3034 Island Ave Sold | $777,000 | 3 | 2 | 1,477 | $526 | 0.3 mi |
B 3337 Imperial Ave. Sold | $775,000 | 3 | 2 | 1,289 | $601 | 0.3 mi |
C 3554 E Island Ave Sold | $735,000 | 3 | 2 | 1,292 | $569 | 0.6 mi |
D 228 230 36th Street Sold | $1,020,000 | 5 | 2 | 1,662 | $614 | 0.6 mi |
E 1449 Edgemont Street Active | $1,185,000 List Price | 3 | 3 | 1,665 | $712 | 1.0 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 1969 but features significant recent capital improvements including a newer roof, updated plumbing, dual-pane windows, and fresh interior paint. The interior shows modern wood-look tile flooring and updated kitchen cabinetry. While some minor cosmetic finishing is needed (e.g., bathroom wall behind vanity), the home and permitted ADU are well-maintained and move-in ready.
The property features a permitted, attached 1-bedroom ADU with its own address and separate utilities, currently generating $2,200/month to significantly offset mortgage costs.
The residence has been well-maintained with essential upgrades including a newer roof, updated plumbing, dual-pane windows, and fresh interior paint, reducing immediate maintenance needs.
The main home offers 3.5 bathrooms for its 3 bedrooms, providing an exceptional level of convenience and privacy rarely found in homes of this vintage and size.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 1558, other record living area = 1058.
Most of the immediate neighborhood schools carry lower performance ratings (3-5 range), which may be a drawback for families prioritizing high-ranking educational facilities.
With a total of 1,558 square feet split between the main house and the ADU, the individual living spaces and bedrooms may feel small for buyers seeking a more spacious layout.
Great opportunity for a first-time homebuyer or investor! This single-family residence includes a permitted attached ADU with its own private entrance, separate address (3097 L St), and separate utilities—ideal for generating rental income to help offset your monthly mortgage. The main home features 3 bedrooms, 3.5 bathrooms, and a 2-car garage, along with numerous recent upgrades including dual-pane windows, tile flooring, newer roof, updated plumbing, and fresh interior paint. The permitted 500 sq. ft. ADU offers 1 bedroom and 1 bathroom and is equipped with an in-unit washer and dryer, range microwave, and ceiling fans. Flexible purchase options available! Seller may consider seller financing, lease-to-own, or other creative financing terms for qualified buyers. Excellent opportunity for buyers seeking alternatives to traditional financing. Contact listing agent for details. Great opportunity for a first-time homebuyer! This single-family residence features a permitted attached ADU with its own private entrance, separate address (3097 L St), and individual utilities—perfect for generating rental income to help offset your monthly mortgage. The ADU is a nicely upgraded 1 bedroom, 1 bathroom unit currently rented for $2,200/month on a month-to-month lease, offering immediate income potential or flexibility for future use. The main home offers 3 bedrooms and 3.5 bathrooms, along with a 2-car garage and recent improvements including dual-pane windows, tile flooring, a newer roof, updated plumbing, and fresh interior paint.
No exterior & parking available.
Grades K-5 • 0.3 mi
Grades K-5 • 0.7 mi
Grades K-5 • 0.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 4.0 | 2.0 | 86% |
| Square foot | 1,558 | 1,292 | 70% |
| Lot Size | - | 5,200 | 24% |
| Price | $950.0K | $812.0K | 57% |
| Price per sq ft | $610 | $792 | 27% |
| Built year | 1969 | 1951 | 65% |
| HOA | $0 | $0 | 50% |
| Days on market | 50 | 134 | 19% |
May 28, 2026
$950,000
$1,050,000
-10% Price Drop
Initial Listing
Apr 24, 2026
$1,050,000
Initial Listing
Jan 9, 2015
$310,000
Public Record
Oct 10, 2008
$185,000
Public Record