3095 Pepper Tree Lane, San Bernardino, California 92404, San Bernardino, 92404 - 3 bed, 3 bath

3095 Pepper Tree Lane, San Bernardino, California 92404 home-pic-0

3095 Pepper Tree Lane

San Bernardino, California 92404

ACTIVE
CONDITION: GOOD
3Beds
3Baths
2,303Sq Ft
10,800Lot Size

Property Price

LIST PRICE$685,900
EST. MARKET VALUE
$727,161
5% BelowMARKET VALUE

SUMMARY

Analysis of 3095 Pepper Tree Lane, San Bernardino, California 92404 reveals a Prime Investment Opportunity with a current list price of $685,900—significantly undercutting the $727,161 Fair Market Value by 5%. This valuation gap indicates a +$41,261 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Bernardino Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$727,161 +$41,261 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Bernardino.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
3095 Pepper Tree Lane
Subject
$685,900*
List Price
332,303$316-
A
528 E Parkdale
Sold
$675,000332,327$2900.9 mi
B
3371 Broadmoor Boulevard
Sold
$650,000332,286$2840.4 mi
C
597 E Maywood Avenue
Sold
$600,000322,091$2870.9 mi
D
3191 Windsor Drive
Sold
$590,000321,915$3080.3 mi
E
2517 Fremontia Drive
Sold
$515,000311,440$3580.6 mi
F
2463 Valencia
Pending
$579,900
List Price
321,852$3130.6 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is move-in ready and shows clear pride of ownership. While originally built in 1950, it features significant updates including granite countertops in the kitchen, double-pane windows, and well-maintained wood flooring. The bathrooms and appliances appear functional though slightly dated, but the overall condition of the home and the extensive outdoor amenities like the pool and spa qualify it as a well-maintained, high-quality residence.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 10800, living area = 2303.

  • Prime Golf Course Location

    Situated directly across from the Arrowhead Country Club, the property offers serene, park-like views of the fairways, providing a premium sense of tranquility and curb appeal.

  • Extensive Outdoor Amenities

    The large 10,800-square-foot lot is fully equipped for California living with a fenced pool and spa, a covered patio for entertaining, and a dedicated workroom in the garage.

CONSRISKS & DEFICIENCIES

  • Property Age and Maintenance

    Built in 1950, the home may require ongoing attention to aging infrastructure and systems that are common in properties of this vintage.

  • Climate Control Concerns

    The listing emphasizes ceiling fans and double-pane windows but does not explicitly mention a central HVAC system, which is a significant consideration for the high summer temperatures in San Bernardino.

About 3095 Pepper Tree Lane

You will think you are dreaming. Each morning, the sun rises gently over the lush greens of Arrowhead Country Club, and from your front door you can see the some of the fairway stretching out like your own private park. Step inside and the warmth of beautiful wood flooring welcomes you. The family room invites laughter and easy evenings by the fireplace, while the living room tells its own story. A graceful, curved picture window framing the outside world like art, fireplace ready for cozy nights. The kitchen is where everyday moments become memories. Granite countertops gleam under soft light, a casual dining nook waits for morning coffee conversations, and a built-in desk with a wine storage rack stands ready for recipes, homework, or planning your next celebration.The formal dining room sets the stage for dinner parties. Ceiling fans stir a gentle breeze throughout the home, while double-pane windows keep things comfortable.3 bedrooms and 3 baths, there is room for everyone to feel at home. Two bedrooms offer built-in drawers within the closet areas. Every space feels intentional, designed for comfort. Outside, the story continues. A sparkling pool and spa shimmer under the California sky, completely fenced with wrought iron for both beauty and peace of mind. The covered patio becomes your favorite retreat, the place for weekend barbecues, sunset dinners, and quiet evenings. A storage shed keeps everything organized, the two-car garage includes a dedicated workroom. Set on an expansive 10,800 square foot lot, this 2,303 square foot home offers not just space, but possibility. This isn’t just a house across from a golf course. It’s the beginning of your next chapter. Make it yours!

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1950
Lot Size
10,800 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths3.02.0
81%
Square foot2,3031,359
91%
Lot Size10,8008,370
78%
Price$685.9K$505.0K
93%
Price per sq ft$298$367
22%
Built year19501954
31%
HOA$0$0
50%
Days on market10173
1%

Pricing History

Listed for Sale

Feb 25, 2026

$685,900

Initial Listing

Sold

Mar 29, 2016

$310,000

Public Record

Sold

May 28, 1998

$156,000

Public Record

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