3095 Pepper Tree Lane, San Bernardino, California 92404, San Bernardino, 92404 - 3 bed, 3 bath

3095 Pepper Tree Lane
San Bernardino, California 92404
Property Price
SUMMARY
Analysis of 3095 Pepper Tree Lane, San Bernardino, California 92404 reveals a Prime Investment Opportunity with a current list price of $685,900—significantly undercutting the $727,161 Fair Market Value by 5%. This valuation gap indicates a +$41,261 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Bernardino Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3095 Pepper Tree Lane Subject | $685,900* List Price | 3 | 3 | 2,303 | $316 | - |
A 528 E Parkdale Sold | $675,000 | 3 | 3 | 2,327 | $290 | 0.9 mi |
B 3371 Broadmoor Boulevard Sold | $650,000 | 3 | 3 | 2,286 | $284 | 0.4 mi |
C 597 E Maywood Avenue Sold | $600,000 | 3 | 2 | 2,091 | $287 | 0.9 mi |
D 3191 Windsor Drive Sold | $590,000 | 3 | 2 | 1,915 | $308 | 0.3 mi |
E 2517 Fremontia Drive Sold | $515,000 | 3 | 1 | 1,440 | $358 | 0.6 mi |
F 2463 Valencia Pending | $579,900 List Price | 3 | 2 | 1,852 | $313 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and shows clear pride of ownership. While originally built in 1950, it features significant updates including granite countertops in the kitchen, double-pane windows, and well-maintained wood flooring. The bathrooms and appliances appear functional though slightly dated, but the overall condition of the home and the extensive outdoor amenities like the pool and spa qualify it as a well-maintained, high-quality residence.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 10800, living area = 2303.
- Prime Golf Course Location
Situated directly across from the Arrowhead Country Club, the property offers serene, park-like views of the fairways, providing a premium sense of tranquility and curb appeal.
- Extensive Outdoor Amenities
The large 10,800-square-foot lot is fully equipped for California living with a fenced pool and spa, a covered patio for entertaining, and a dedicated workroom in the garage.
CONSRISKS & DEFICIENCIES
- Property Age and Maintenance
Built in 1950, the home may require ongoing attention to aging infrastructure and systems that are common in properties of this vintage.
- Climate Control Concerns
The listing emphasizes ceiling fans and double-pane windows but does not explicitly mention a central HVAC system, which is a significant consideration for the high summer temperatures in San Bernardino.
About 3095 Pepper Tree Lane
You will think you are dreaming. Each morning, the sun rises gently over the lush greens of Arrowhead Country Club, and from your front door you can see the some of the fairway stretching out like your own private park. Step inside and the warmth of beautiful wood flooring welcomes you. The family room invites laughter and easy evenings by the fireplace, while the living room tells its own story. A graceful, curved picture window framing the outside world like art, fireplace ready for cozy nights. The kitchen is where everyday moments become memories. Granite countertops gleam under soft light, a casual dining nook waits for morning coffee conversations, and a built-in desk with a wine storage rack stands ready for recipes, homework, or planning your next celebration.The formal dining room sets the stage for dinner parties. Ceiling fans stir a gentle breeze throughout the home, while double-pane windows keep things comfortable.3 bedrooms and 3 baths, there is room for everyone to feel at home. Two bedrooms offer built-in drawers within the closet areas. Every space feels intentional, designed for comfort. Outside, the story continues. A sparkling pool and spa shimmer under the California sky, completely fenced with wrought iron for both beauty and peace of mind. The covered patio becomes your favorite retreat, the place for weekend barbecues, sunset dinners, and quiet evenings. A storage shed keeps everything organized, the two-car garage includes a dedicated workroom. Set on an expansive 10,800 square foot lot, this 2,303 square foot home offers not just space, but possibility. This isn’t just a house across from a golf course. It’s the beginning of your next chapter. Make it yours!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1950
- Lot Size
- 10,800 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 81% |
| Square foot | 2,303 | 1,359 | 91% |
| Lot Size | 10,800 | 8,370 | 78% |
| Price | $685.9K | $505.0K | 93% |
| Price per sq ft | $298 | $367 | 22% |
| Built year | 1950 | 1954 | 31% |
| HOA | $0 | $0 | 50% |
| Days on market | 10 | 173 | 1% |
Pricing History
Listed for Sale
Feb 25, 2026
$685,900
Initial Listing
Sold
Mar 29, 2016
$310,000
Public Record
Sold
May 28, 1998
$156,000
Public Record


















