3111 Cowan Circle, Sacramento, CA 95821, Sacramento, 95821 - 3 bed, 3 bath
3111 Cowan Circle
Sacramento, CA 95821
Property Price
SUMMARY
Analysis of 3111 Cowan Circle, Sacramento, CA 95821 reveals a Prime Investment Opportunity with a current list price of $674,900—significantly undercutting the $717,222 Fair Market Value by 5%. This valuation gap indicates a +$42,322 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Sacramento Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3111 Cowan Circle Subject | $674,900* List Price | 3 | 3 | 2,137 | $336 | - |
A 3420 Ben Lomond Dr Sold | $849,000 | 3 | 2 | 2,096 | $405 | 0.6 mi |
B 3100 Clairidge Way Sold | $695,000 | 3 | 2 | 1,745 | $398 | 0.5 mi |
C 3218 Norris Avenue Sold | $675,000 | 3 | 3 | 2,200 | $307 | 0.7 mi |
D 3801 Woodcrest Road Sold | $586,000 | 4 | 2 | 1,874 | $313 | 0.3 mi |
E 3701 N Edge Drive Sold | $520,000 | 4 | 3 | 1,608 | $323 | 0.5 mi |
F 3418 Whitnor Court Pending | $738,800 List Price | 3 | 3 | 2,210 | $334 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
The property is in excellent condition due to extensive and very recent renovations that meet high modern standards. Key upgrades include a 2025 guest bathroom remodel, a 2023 high-end Trex deck, and a 2019 HVAC system. The chef's kitchen is fully updated with premium features like a gas range and double oven. Additional high-value components such as a Generac whole-house generator and a 2015 spool demonstrate meticulous maintenance and a lack of deferred maintenance, qualifying it for the highest condition rating despite its 1965 build date.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 11326, living area = 2137.
CONSRISKS & DEFICIENCIES
About 3111 Cowan Circle
Welcome to 3111 Cowan Cir, a beautifully upgraded 3-bedroom, 2-bath home offering 2,137 square feet of thoughtfully designed living space in one of Sacramento's most welcoming neighborhoods. This home shines with quality improvements throughout, including a new HVAC system installed in 2019, a stunning 50-year Trex deck added in 2023, a Generac whole-house generator, an updated chef's kitchen complete with gas range/double oven, and guest bathroom remodel in 2025. The functional layout flows effortlessly from room to room, creating an ideal space for both everyday living and entertaining. Step outside to a backyard oasis featuring a spool (spa/pool) added in 2015, 22 fruit trees, and countless additional upgrades that make this property truly special. Ideally located near Del Norte Athletic Club, residents enjoy close access to a neighborhood health club with a full gym, indoor and outdoor heated pools, pickleball, and tennis courts. The home is also conveniently close to Presentation School, Cowan Elementary, and the prestigious Del Paso Golf & Country Club. Set on a quiet circle where families walk their dogs and neighbors know each other, 3111 Cowan Cir is more than a houseit's truly home sweet home.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1965
- Lot Size
- 11,326 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sacramento Unified Schools
Whitney Avenue Elementary School
Grades K-5 • 0.9 mi
Harry Dewey Fundamental Elementary School
Grades K-6 • 4.9 mi
Winston Churchill Middle School
Grades 6-8 • 1.7 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 2.0 | 74% |
| Square foot | 2,137 | 1,602 | 84% |
| Lot Size | 11,326 | 10,019 | 59% |
| Price | $674.9K | $510.0K | 80% |
| Price per sq ft | $316 | $324 | 48% |
| Built year | 1965 | 1954 | 81% |
| HOA | $0 | $0 | 50% |
| Days on market | 23 | 164 | 1% |
Pricing History
Listed for Sale
Feb 12, 2026
$674,900
Initial Listing
Sold
Mar 10, 2008
$419,000
Public Record