3156 Harbor Ridge Ln, San Diego, California 92103, San Diego, 92103 - 3 bed, 2 bath
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3156 Harbor Ridge Ln
San Diego, California 92103
ACTIVE
CONDITION: EXCELLENT
3Beds
2Baths
1,593Sq Ft
0Lot Size
Property Price
LIST PRICE$1,029,900
EST. MARKET VALUE
$1,075,582
4% BelowMARKET VALUE
SUMMARY
This Stunning Move-In Ready Townhouse is a Strong Value Opportunity, listed at $1,029,900—positioned well below the $1,075,582 Fair Market Value by 4%. This valuation gap offers $45,682 in Instant Equity for the buyer. Featuring a high-end modern renovation and a Mint Condition Rating, the home offers panoramic bay views and a private deck. Located near top-rated schools like Grant K-8, this residence is an ideal sanctuary for professional couples or first-time buyers seeking a sophisticated, turnkey urban lifestyle.
Estimated Market Value
$1,075,582+$45,682 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Diego.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 3156 Harbor Ridge Ln Subject | $1,029,900* List Price | 3 | 2 | 1,593 | $675 | - |
A 350 Nutmeg St 105 Active | $1,249,999 List Price | 3 | 3 | 1,763 | $709 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although built in 2003, the property has undergone a high-end modern renovation within the last 5 years, specifically in the kitchen which features white shaker cabinets, quartz countertops, and stainless steel appliances. The home is in mint, turnkey condition with updated flooring and recessed lighting throughout.
PROSSTRENGTHS & OPPORTUNITIES
- Panoramic Coastal Views
The property features exceptional, unobstructed views of the San Diego Bay, coastline, and city lights from its bluff-rim location, significantly increasing its premium appeal and market value.
- Prime Urban Connectivity
Situated on a quiet cul-de-sac where Mission Hills meets Middletown, the home offers a rare balance of neighborhood serenity with immediate walking access to Little Italy, Hillcrest, and Downtown.
- Modern Open Architecture
Built in 2003, the residence boasts soaring 9-foot+ ceilings and a seamless open floor plan that maximizes natural light, providing a contemporary, turnkey living experience often missing in older area homes.
CONSRISKS & DEFICIENCIES
- Limited Bathroom Count
With three bedrooms but only two bathrooms, the home may feel underserviced for larger families or multi-generational living compared to other luxury listings at this price point.
- Townhome Density
As a townhouse, the property involves shared walls and lacks the private yard space typically sought after by buyers looking in the prestigious Mission Hills neighborhood.
About 3156 Harbor Ridge Ln
Discover the pinnacle of modern urban living in the highly sought-after Terracina community, perfectly perched on a serene public cul-de-sac ridge where Middletown and South Mission Hills converge. This stunningly designed townhome radiates with natural light, showcasing an expansive open floor plan framed by soaring 9-foot+ ceilings. The seamless flow from the sunlit kitchen directly into the dining and family spaces creates an inviting atmosphere, ideal for both relaxed daily living and vibrant entertaining. Step out onto your private balcony, situated along the scenic bluff rim, and savor the crisp coastal breeze alongside dynamic, iconic views of the San Diego Bay. Beyond your tranquil retreat lies a prime urban hub putting world-class dining, weekend farmers markets, and the electric nightlife of Little Italy, Hillcrest, and Downtown San Diego right at your fingertips. Delivering a flawless, turnkey lifestyle, this sophisticated residence is a rare find that masterfully blends peaceful neighborhood charm with ultimate city connectivity.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 2003
- Lot Size
- -
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $285.0 / Month
Neighborhood Insights
San Diego Unified Schools
Florence Elementary School
Grades K-5 • 1.0 mi
8/10
Washington Elementary School
Grades K-5 • 1.0 mi
5/10
Birney Elementary School
Grades K-5 • 1.9 mi
8/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 3.0 |
| Square foot | 1,593 | 1,448.452 |
| Lot Size | - | 74,845.926 |
| Price | $1.03M | $807.2K |
| Price per sq ft | $647 | $596 |
| Built year | 2003 | 1994 |
| HOA | $285.0 | $452 |
| Days on market | 12 | 47 |
Pricing History
Listed for Sale
Aug 28, 2026
$1,029,900
Initial Listing
Sold
Sep 29, 2020
$775,000
Public Record
Sold
May 23, 2008
$610,000
Public Record
Sold
Nov 26, 2003
$585,500
Public Record
Sold
Nov 21, 2003
$620,500
Public Record