320 Clarks Mill Avenue, Waterford, CA 95386, Waterford, 95386 - 3 bed, 2 bath
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320 Clarks Mill Avenue
Waterford, CA 95386
ACTIVE
CONDITION: GOOD
3Beds
2Baths
1,440Sq Ft
8,429Lot Size
Property Price
LIST PRICE$400,000
EST. MARKET VALUE
$418,297
4% BelowMARKET VALUE
SUMMARY
This Spacious Single Family Residence is a Strong Value Opportunity, listed at $420,000—positioned well below the $437,082 Fair Market Value by 3%. This valuation gap offers $17,082 in Instant Equity for the buyer. The property maintains a Condition Rating of 3, featuring a functional open floor plan and a generous lot size ideal for RV or boat storage. Located within walking distance of local schools, this home is an ideal acquisition for first-time buyers or Owner-Occupants seeking a stable, well-located asset.
Estimated Market Value
$418,297+$18,297 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Waterford.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 320 Clarks Mill Avenue Subject | $400,000* List Price | 3 | 2 | 1,440 | $290 | - |
A 328 Burns Creek Court Sold | $440,000 | 3 | 2 | 1,430 | $308 | 0.2 mi |
B 12088 Combine Court Sold | $465,000 | 3 | 2 | 1,430 | $325 | 0.1 mi |
C 12088 Combine Court Sold | $465,000 | 3 | 2 | 1,430 | $325 | 0.1 mi |
D 12501 Riverside Road Sold | $430,000 | 3 | 2 | 1,605 | $268 | 0.6 mi |
E 326 Burns Creek Court Sold | $396,900 | 3 | 2 | 1,150 | $345 | 0.2 mi |
F 875 Magnetite Way Sold | $395,000 | 3 | 2 | 1,200 | $329 | 1.0 mi |
G 12128 Washington Road Pending | $379,000 List Price | 3 | 2 | 1,296 | $292 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 1993, the home is well-maintained and move-in ready. It features updated laminate flooring and neutral paint throughout. While the bathroom fixtures and vanity appear dated (original or 15+ years old), the overall condition is functional and clean, fitting the 5-15 year renovation/maintenance bracket.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 8429, living area = 1440.
- Generous Lot Size
The expansive 8,429 square foot lot provides ample space for RV or boat storage and the potential for a workshop, a significant value-add for buyers with outdoor hobbies.
- Prime School Proximity
The property is exceptionally well-located for families, situated within walking distance of all local schools, including Waterford High School which is just 0.2 miles away.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =8429, other record lot size in square feet = 8276.
- Listing Data Inconsistency
There is a discrepancy between the 3-bedroom description and the 4-bedroom data field, which could lead to confusion regarding the actual permitted room count for potential buyers.
- Moderate School Ratings
While the home is conveniently located near educational facilities, the local school ratings range from 3 to 5, which may be a drawback for families prioritizing high-performing academic districts.
About 320 Clarks Mill Avenue
Welcome home to 320 Clarks Mill Ave, a charming 3-bedroom, 2-bathroom home offering 1,440 square feet of comfortable living space on a spacious 8,430 square foot lot plenty of room for all your toys, whether that's a boat, RV, or workshop. Inside, an open floor plan creates an easy flow between the living, dining, and kitchen areas, perfect for everyday living and entertaining alike. Located in the charming small town of Waterford, this home offers that sought-after small-town feel while still keeping you close to schools, shopping, and everyday conveniences. Best of all, you're just minutes outside of Modesto, so if you're ever in need of big-city amenities, a larger selection of shopping, or additional entertainment options, they're only a short drive away. This is the perfect blend of peaceful small-town living with city convenience close at hand. Don't miss your chance to make 320 Clarks Mill Ave your new home schedule your showing today!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1993
- Lot Size
- 8,429 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Waterford Unified Schools
Lucille Whitehead Intermediate School
Grades 4-6 • 0.4 mi
4/10
Richard M. Moon Primary School
Grades K-3 • 0.5 mi
3/10
Waterford Junior
Grades 7-8 • 1.0 mi
5/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.4 |
| Baths | 2.0 | 2.4 |
| Square foot | 1,440 | 1,816.692 |
| Lot Size | 8,429 | 8,565.077 |
| Price | $400.0K | $482.8K |
| Price per sq ft | $278 | $292 |
| Built year | 1993 | 2003 |
| HOA | $0 | $99 |
| Days on market | 39 | 40 |
Pricing History
Listed for Sale
Aug 12, 2026
$400,000
$420,000
-5% Price Drop
Initial Listing
Price Change
Aug 1, 2026
$420,000
Initial Listing
Sold
Feb 21, 2008
$219,000
Public Record
Sold
May 30, 2003
$199,500
Public Record