320 Isthmus 31, Oceanside, California 92058, Oceanside, 92058 - 2 bed, 2 bath
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Oceanside, California 92058
This Condominium represents a High-Potential Investment Opportunity, listed at $525,000—positioned above the $477,069 Fair Market Value. While the property currently lacks an equity gap, it offers significant utility through its VA Assumable Loan and FHA/VA approved status. Featuring a Fair Condition Rating with original finishes, the unit provides a functional layout with two private balconies and resort-style amenities. Located near Camp Pendleton and major transit, this property is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a strategic entry into the Oceanside market.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 320 Isthmus 31 Subject | $525,000* List Price | 2 | 2 | 944 | $505 | - |
A 310 Isthmus Way 17 Sold | $502,000 | 2 | 2 | 942 | $533 | 0.0 mi |
B 430 Stoney Point Way 129 Sold | $490,000 | 2 | 2 | 942 | $520 | 0.2 mi |
C 415 Stoney Point Way Sold | $529,999 | 2 | 2 | 942 | $563 | 0.1 mi |
D 420 Stoney Point Way 113 Active | $529,000 List Price | 2 | 2 | 944 | $560 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1994 (30 years old), the property is well-maintained but features dated original oak cabinetry and finishes in the kitchen and bathrooms. While it has minor cosmetic updates like newer carpet and lighting, it fits the 'Fair' criteria as it is over 20 years old and requires modernization of its primary systems and wet areas to meet modern standards.
The property is located in an FHA and VA approved complex and features a VA assumable loan, making it an exceptionally accessible and attractive option for military personnel and first-time homebuyers.
As an upstairs corner unit, this home offers enhanced privacy, superior natural light, and a modern open floor plan complemented by two private balconies for outdoor living.
The Avalon at Eagles Crossings community provides extensive amenities including a pool, tennis courts, and fitness center, all situated within minutes of the beach, downtown Oceanside, and Camp Pendleton.
The property was recently sold within the past year on 2025-06-17. The sold price is $495,000.00.
The $510 monthly association fee is a significant recurring cost that may impact the debt-to-income ratio and overall affordability for budget-conscious buyers.
The assigned local schools, such as Mission Elementary and Jefferson Middle, carry lower performance ratings, which may be a drawback for families prioritizing top-tier educational districts.
LOCATION, CONVENIENCE AND AFFORDABILITY, yes, you can have it all! FHA AND VA APPROVED COMPLEX! This beautiful upstairs corner unit features a modern open layout with 2 bedrooms and 2 full baths. It is complimented by 2 private balconies (living room and master bedroom) that provide magnificent views and a great place to enjoy your morning coffee or a gourmet meal. The home is furnished with new washer and dryer (both convey), new lighting fixtures and newer carpet. Living room features a gas fireplace and plenty of room to entertain. It is filled with an abundance of natural light and feels airy and bright. The home is located in the Avalon at Eagles Crossings community that offers resort style living for all ages. It is within minutes to the beach, downtown Oceanside, 5 fwy, 76 hwy, shopping and Camp Pendleton. This is an amazing opportunity to own a true gem in Oceanside that checks all the boxes and doesn't break the bank! HOA amenities include: pool, spa, tennis courts, fitness center, clubhouse, BBQs, playground, green space, sauna. HOA fee covers: water, trash, sewer and common area maintenance. VA ASSUMABLE LOAN.
No exterior & parking available.
Grades K-5 • 0.3 mi
Grades K-5 • 2.1 mi
Grades 6-8 • 0.3 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 944 | 1,017 | 35% |
| Lot Size | 29,173 | 6.16 | 65% |
| Price | $525.0K | $525.0K | 50% |
| Price per sq ft | $556 | $494 | 76% |
| Built year | 1994 | 1991 | 71% |
| HOA | $510.0 | $510 | 50% |
| Days on market | 17 | 108 | 6% |
May 27, 2026
$525,000
Initial Listing
Jun 17, 2025
$495,000
Public Record
Dec 16, 2019
$340,000
Public Record
Nov 1, 1995
$92,000
Public Record